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Living Equity

Variable Rate

6 .81% p.a.

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HomeEquity

$20,000 $500,000

$600.00

85%

$8.00
Monthly

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Loan Details

Loan Type

HomeEquity

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Min Loan Term

Max Loan Term

Min Loan Amount

$20,000.00

Max Loan Amount

$500,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

85%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$450.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

$600.00

Legal Fee

Valuation Fee

Settlement Fee

Service Fee

$8.00

Exit Fee

$200.00

Early Termination Fee

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

General Fee Notes:

Heritage will pay valuation fees up to $330 dollars after that the member is required to pay Fee free zone of 10 transactions applies. - EFTPOS transactions exceeding fee free zone will incur a $0.50 fee - Excess Network ATM transactions will attract a $1.75 fee For further information please refer to the Heritage website: www.heritageonline.com.au

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