SMHL Standard

Variable Rate

6 .49% p.a.

Fixed Rates: Popular Terms (p.a.)

		Comparison Rate
1 Year	6.65%	6.51%
3 Year	7.65%	6.83%
5 Year	7.95%	7.15%

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Fixed

$40,000 $2,000,000

95%

3 year cost
$600

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Loan Details

Loan Type

Fixed

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Min Loan Term

Max Loan Term

Min Loan Amount

$40,000.00

Max Loan Amount

$2,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

95%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$200.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

Legal Fee

Valuation Fee

Settlement Fee

Service Fee

Exit Fee

$200.00

Early Termination Fee

$600 set-up recovery cost payable by customer if loan repaid within five years.

Early Termination Fees (3 Year Cost)

$600.00

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

General Fee Notes:

Discounts

Home Insurance Discount

Life Insurance Discount

Other Discount

Other Discount Notes:

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More from ME Bank

About ME Bank

ME Bank is a licensed and regulated Bank, 100% owned by Australia’s leading Industry Super Funds. ME Bank is recognised for providing straightforward, transparent and fair banking products supported by outstanding personal service which represents real value for money. ME Bank offers a range of products to cater for both personal and business customers. More

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