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Fixed Rate Home Loan

Fixed Rates: Popular Terms (p.a.)

		Comparison Rate
1 Year	6.09%	7.03%
2 Year	6.09%	6.93%
3 Year	5.89%	6.80%
4 Year	6.79%	7.05%
5 Year	6.89%	7.09%

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Fixed

$20,000 $10,000,000

$600.00

90%

$8.00
Monthly

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Loan Details

Loan Type

Fixed

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Min Loan Term

Max Loan Term

Min Loan Amount

$20,000.00

Max Loan Amount

$10,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

90%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$300.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

$600.00

Legal Fee

Valuation Fee

Settlement Fee

Service Fee

$8.00

Exit Fee

Early Termination Fee

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

Economic Loss Calculated as a Break Cost

General Fee Notes:

1. Valuation required only if LVR exceeds 90% of contract price for new purchases in metropolitan Adelaide or 80% for refinances and other locations. 2. Settlement Fee of $150 payable for Loans settled in SA. 3. Discharge Fee of $350 applies when discharging a Mortgage.

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