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RAMS Fixed Rate

Fixed Rates: Popular Terms (p.a.)

		Comparison Rate
1 Year	5.95%	7.32%
2 Year	5.95%	7.20%
3 Year	6.09%	7.14%
4 Year	6.49%	7.20%
5 Year	6.69%	7.24%
10 Year	7.19%	7.46%

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Fixed

$15,000 $10,000,000

$595.00

95%

$20.00
Monthly

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Loan Details

Loan Type

Fixed

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Interest only payments: 1 to 5 years and 10 year option

Min Loan Term

Max Loan Term

Min Loan Amount

$15,000.00

Max Loan Amount

$10,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

95%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$295.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

$1,000.00

Max Redraw Amount

Redraw Fee

$10.00

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

$595.00

Legal Fee

Valuation Fee

Settlement Fee

$275.00

Service Fee

$20.00

Exit Fee

$295.00

Early Termination Fee

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

General Fee Notes:

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