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RAMS Fixed Rate

Fixed Rates: Popular Terms (p.a.)

		Comparison Rate
1 Year	6.19%	6.81%
2 Year	6.94%	6.92%
3 Year	7.29%	7.04%
4 Year	7.59%	7.21%
5 Year	7.74%	7.34%
10 Year	8.24%	8.02%

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Fixed

$25,000 $10,000,000

$395.00

90%

$120.00
Yearly

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Loan Details

Loan Type

Fixed

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Min Loan Term

Max Loan Term

Min Loan Amount

$25,000.00

Max Loan Amount

$10,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

90%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$295.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

$1,000.00

Max Redraw Amount

Redraw Fee

$10.00

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

$395.00

Legal Fee

Valuation Fee

$200.00

Settlement Fee

$250.00

Service Fee

$120.00

Exit Fee

$295.00

Early Termination Fee

1.0% of loan amount if discharged in first 3 years

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

General Fee Notes:

The product conditions set out in this document apply to loans available through RAMS Home Loan Centres. Different product conditions may apply to loans available through RAMS accredited brokers.

Discounts

Home Insurance Discount

Life Insurance Discount

Other Discount

Other Discount Notes:

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