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RAMS Fixed Rate

Fixed Rates: All Terms (p.a.)

TermsFixed RateComparison Rate
1 Year
4.99%
6.07%
5 Year
5.45%
5.97%
10 Year
6.69%
6.77%
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MARCH OFFER: If you're an owner-occupier buying your first home we'll waive your application and settlement fees, savings you $870*.
*For new applications only submitted between 1 March and 31 March 2013. Waiver applies to $595 Application Fee and $275 Settlement Fee. Application Fee includes one valuation, each extra valuation incurs a fee of $150. Available to First Home Buyers only. Not available on investment properties (i.e. available to Owner Occupiers only). Not available on applications already submitted or loans that settled prior to 1 February 2013. Not available for refinances, investors, increases or variations. Not available on pre-approvals unless the pre-approval changes to a formal application during the offer period.
Fixed
$15,000 $10,000,000
$595.00
97%
$20.00
Monthly

Loan Details

Loan Type
Fixed
Security Type
ResidentialProperty
Availability
Owner Occupiers, Investors
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Interest only payments: 1 to 5 years and 10 year option
Min Loan Term
1
Max Loan Term
30
Min Loan Amount
$15,000.00
Max Loan Amount
$10,000,000.00
Max Loan to Value Ration (LVR)
95%
Max LVR with Mortgage Insurance
97%
Features
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$295.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
0%
Redraw Available
Min Redraw Amount
$1,000.00
Max Redraw Amount
$0
Redraw Fee
$10.00
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
0
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
$0
Fees
Application Fee
$595.00
Legal Fee
$0
Valuation Fee
$0
Settlement Fee
$275.00
Service Fee
$20.00
Exit Fee
$295.00
Early Termination Fee


Break Costs


General Fee Notes:
First valuation free. $150 per additional valuation.
General Notes:

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