Home / Home Loans / Fixed Loan

Fixed Loan

Fixed Rates: Popular Terms (p.a.)

  Comparison Rate
1 Year
5.90%
7.11%
5 Year
6.75%
7.08%
- Hide All Available Terms
Compare 300+ other Home Loans Compare Now
Shortlist View ShortList
Fixed
$10,000 $3,250,000
$600.00
95%
$10.00
Monthly

Loan Details

Loan Type
Fixed
Security Type
ResidentialProperty
Availability
Owner Occupiers, Investors
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
1
Max Loan Term
30
Min Loan Amount
$10,000.00
Max Loan Amount
$3,250,000.00
Max Loan to Value Ration (LVR)
80%
Max LVR with Mortgage Insurance
95%
Features
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$300.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
0%
Redraw Available
Min Redraw Amount
$0
Max Redraw Amount
$0
Redraw Fee
$0
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
20
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
$200.00
Fees
Application Fee
$600.00
Legal Fee
$0
Valuation Fee
$0
Settlement Fee
$0
Service Fee
$10.00
Exit Fee
$250.00
Early Termination Fee


Early Termination Fees (3 Year Cost)
$0
Early Termination Fees (5 Year Cost)
$0
Switching Fee
$0
Switching Fee Notes:
Break Costs


Early Payment Interest Adjustment (EPIA) may apply if the fixed rate is broken.

General Fee Notes:

Let others in on the deal

Featured Home Loans

Comparison Rate 6.42% p.a.
 
 

Mortgage Simplifier

For a limited time, Mortgage Simplifier will have an interest rate discount of 0.16% p.a. which works out to be 6.26% p.a and a comparison rate of 6.30% p.a where your total residential borrowings with ING DIRECT is $300,000 or more (SmartPack fee applies). The SmartPack fee has also reduced by $200 to $499. A low rate home loan with no ongoing monthly or annual fees. Make additional payments any time free of charge. Access available funds with free redraw facility or use BPAY to pay bills online.

More >

Comparison Rate 6.32% p.a.
 
 

Rate Cutter Home Loan

Rate includes a 0.4% p.a. discount off the standard variable rate for your first year. Then enjoy an additional 0.1% p.a. discount each year for the next four years. That's a total discount of 0.8% p.a. that you keep for the life of the loan. 100% offset facility available with a Zero Transaction Account.

More >

Also Consider

Compare 300+ other Home Loans

Compare Now