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Personal Loan

I have a house or other assets to offer as security

Car Loan
Personal Overdraft

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Fixed

Set repayments, usually can't make extra repayments

Variable

Repayments will change as your rate changes

Personal Loan News

Aussie waiving personal loan application fee

Aussie is currently promoting its personal loans with rates from 13.99% p.a. (Comparison rate 14.93% p.a.). For applications lodged online by the end of January, Aussie is waiving the $199 application fee Read full article

Credit union driving 8 per cent car loans

South Australian based Savings & Loans Credit Union is currently promoting car loans with a headline and comparison rate of just 8.24 per cent, fixed for five years for a minimum loan amount of $20,000. Read full article

Plenty of cars – any buyers?

The average business car loan increased in size by $1462 from $43,471 in 2008, to an average of $44,933 in 2009. Loan application amounts spiked to an average of $46,111 in the final quarter of 2009. Read full article

Personal loans staging a comeback

For many years personal loans have not been very popular and many people have favoured credit cards. However that may be changing. Fixed-term borrowing for cars, boats and travel has jumped 38 per cent since its low point in November 2008. Read full article

Personal loans better for debt consolidation

One of the smartest and the most popular reasons for getting a personal loan is for debt consolidation. Its a horrible term, but it just means bundling all your credit card, store card and even car loan bills into a single cheaper repayment. Read full article

More Personal Loan News

Rate Watch

27/08/2009
Rates to stay on hold, for now
After months of falls in employment, there are some signs our job market may be turning the corner.

FULL STORY

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Personal Loan Guides

How to reduce your bank fees

With several banking products available in the market, and with different terminologies used to describe the nature of the fees charged on these accounts, it is no wonder consumers often get confused or lose track of the fees they are paying. Read full article

Use comparison rates wisely

All lenders must now include "comparison rates" in advertisements for their home loans and personal loans to help consumers get a feel for the true cost of the loan. Read full article

When should I use a personal loan?

Unsecured personal loans can really help in a pinch. If your savings are low and your car breaks down such a loan can patch up your life. Read full article

More Personal Loan Guides

Choosing a Personal Loan

At InfoChoice, you’ll find it so much easier to choose a personal loan for you, quickly and easily, based on your own clear financial strategy. That’s because InfoChoice offers you a relevant and accurate comparison of options. You won’t need to spend valuable time on prior research - just sit back and compare personal loans at a glance.

Whether you are looking for a car loan, personal loan for an overseas holiday, bridging loan or even a debt consolidation loan, in today’s market there are so many providers it’s hard to know where to begin.

Creating a shortlist becomes so much more efficient and accurate when you use our unique ‘Personal Loan Selector’ tool. Just enter your required criteria and InfoChoice will instantly create for you an easy-to-digest shortlist of options.

When it comes to your finances, it pays to make the right choice. Choose your personal loan on your terms – not the banks’.

Top Personal Loan Rates


Institution	Product	Rate (%)	Details
	Secured Car Loan $5,000 and over	10.75	Details
	Secured Car Loan ($5,000 & over)	10.99	Details
	Secured Personal Loan	10.99	Details
	Bankwest Car Loan	10.99	Details
	Personal Loan - Secured	10.99	Details
Institution	Product	Rate (%)	Details

Car loans are for 3 year fixed rate loans of $20,000. Personal loans are for variable rate loans of $10,000. Popular loans are from the top 15 leading banks & credit unions.