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Personal Loan
I have a house or other assets to offer as security

Car Loan
Personal Overdraft
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Fixed
Set repayments, usually can't make extra repayments
Variable
Repayments will change as your rate changes
 

Personal Loan News

Cash Converters selling car loans

Cash Converters has entered into a deal with Green Light Auto Group, a car dealer, and will sell second-hand vehicles, along with motor finance and maintenance contracts.  Read full article

Aussie waiving personal loan application fee

Aussie is currently promoting its personal loans with rates from 13.99% p.a. (Comparison rate 14.93% p.a.). For applications lodged online by the end of January, Aussie is waiving the $199 application fee Read full article

Credit union driving 8 per cent car loans

South Australian based Savings & Loans Credit Union is currently promoting car loans with a headline and comparison rate of just 8.24 per cent, fixed for five years for a minimum loan amount of $20,000. Read full article

Plenty of cars – any buyers?

The average business car loan increased in size by $1462 from $43,471 in 2008, to an average of $44,933 in 2009. Loan application amounts spiked to an average of $46,111 in the final quarter of 2009. Read full article

Personal loans staging a comeback

For many years personal loans have not been very popular and many people have favoured credit cards. However that may be changing. Fixed-term borrowing for cars, boats and travel has jumped 38 per cent since its low point in November 2008.  Read full article

More Personal Loan News

Rate Watch

27/08/2009
Rates to stay on hold, for now
After months of falls in employment, there are some signs our job market may be turning the corner.

FULL STORY

Personal Loan Guides

How to reduce your bank fees

With several banking products available in the market, and with different terminologies used to describe the nature of the fees charged on these accounts, it is no wonder consumers often get confused or lose track of the fees they are paying. Read full article

Use comparison rates wisely

All lenders must now include "comparison rates" in advertisements for their home loans and personal loans to help consumers get a feel for the true cost of the loan. Read full article

When should I use a personal loan?

Unsecured personal loans can really help in a pinch. If your savings are low and your car breaks down such a loan can patch up your life. Read full article

More Personal Loan Guides

Choosing a Personal Loan

If you are looking for a personal loan you have come to the right place, we compare personal loans from over a hundred lenders - giving you the most comprehensive selection of personal loans on the web to choose from. Whether you are looking for a car loan to buy a new car or  personal loan so you can take a well deserved overseas holiday or maybe you would like to just simplify your life with a debt consolidation loan, what ever type of loan you are looking for we have got you covered. To make finding the right personal loan for you a lot easier we have put together some personal loan comparison lists based on what ype of loan you are looking for, such as car loans or debt consolidation loans but if you're not quite sure what you're looking for use our personal loan search tool that seeks out personal loans based on your needs, just enter in your details and search. You will get a list of personal loans listed ordered on the lowest monthly repayment which we have calculated for you as a guide so you can quickly and easily see the loan the might be the cheapest for you. Can't decide on one particular loan? You can do a side by side comparison by selecting the tick box next to each product and hitting the compare selected button.

If you are new to the world of personal loans please take the time to visit our personal loan guide section where you will find imprtant tips and information about personal loans to help you better understand what you should be looking for. In the industry? check our our daily personal loan related daily news, changes in the market or industry related articles you can find them right here in the loans section.


Top Personal Loan Rates

Institution Product Rate (%) Details
Secured Car Loan $5,000 and over 10.75 Details
Secured Car Loan ($5,000 & over) 10.99 Details
Secured Personal Loan 10.99 Details
Bankwest Car Loan 10.99 Details
Personal Loan - Secured 10.99 Details
Institution Product Rate (%) Details

Car loans are for 3 year fixed rate loans of $20,000. Personal loans are for variable rate loans of $10,000. Popular loans are from the top 15 leading banks & credit unions.