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Debt Consolidation Loan / Debt Consolidation Loans

Looking to consolidate your debts?

A debt consolidation loan lets you roll your existing loans into one, so you can stop paying excess fees and varied interest rates, and stop making multiple monthly repayments.

In certain circumstances, a debt consolidation loan could help you get back in control of your finances.

Our comparison table can help you find the best debt consolidation loan for your needs by showing you the total cost and minimum monthly repayments of each loan, as well as the various features, terms and fees (exit, application and ongoing).


Which debt consolidation loan suits you?

Select state:


Amount to Borrow:


Time to Repay:

Loan Type:
Personal Loan
I have a house or other assets to offer as security

Car Loan
Personal Overdraft
Interest Rate:
Fixed
Set repayments, usually can't make extra repayments
Variable
Repayments will change as your rate changes
 

Search criteria selected:
  • State: All
  • Borrow amount: 20,000
  • Loan Type: GeneralPurpose
  • LoanPeriod: 3 years
  • Variable

Institution Product Name FIXED RATES Total Cost of Loan Monthly Repayment Amount Details Comparison Rate 5yr
1 Yr 2 Yr 3 Yr 4 Yr 5 Yr Comp. Rate
RateSetter Unsecured Personal Loan - - 8.66 9.74 9.76
9.17Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$22132.53 $606.46 Go to site -
Unsecured Personal Loan - Excellent Credit Rating - - 7.75 - 7.75
7.75Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$22479.24 $624.42 Go to site -
Unsecured Variable PL 11.89 11.89 11.89 11.89 11.89
11.89Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$23876.49 $663.24 Go to site -
Personal Loan - Unsecured 11.99 11.99 11.99 11.99 11.99
12.78Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$24883.18 $685.78 Go to site -
Unsecured Personal Loan 11.99 11.99 11.99 11.99 11.99
12.78Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$24883.18 $685.78 Go to site -
ANZ Variable Rate Personal Loan - - - - -
0.00Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$25669.51 $713.04 -
Lifestyle Personal Loan - for property owners - - - - - - $22675.66 $625.71 -
Special Offer Personal Loan - - - - - - $23146.47 $638.79 -
Unsecured Loan (>$20k, discounted) - - - - - - $23616.32 $651.84 -
Discount Personal Loan - - - - - - $23670.76 $653.35 -
Unsecured Personal Loan ($10,001 - $30,000) - - - - - - $23662.79 $653.83 -
Personal Loan Special - - - - - - $23718.47 $654.68 -
Personal Loan - - - - -
0.00Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$23718.47 $654.68 -
Budget Personal Loan - - - - - - $23671.88 $654.77 -
Unsecured Personal Loan - General Purpose - - - - - - $23788.99 $655.25 -
Personal Loan 11.14 11.14 11.14 11.14 11.14
11.14Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$23719.64 $656.10 -
Cracker Loan 11.14 11.14 11.14 11.14 11.14
11.14Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$23619.64 $656.10 -
Unsecured Loan (<$20k, discounted) - - - - - - $23820.88 $657.52 -
Unsecured Personal Loan - - - - - - $23940.69 $660.85 -
Personal Loan (unsecured) 11.74 11.74 11.74 11.74 11.74
12.37Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$23824.99 $661.81 -
Institution Product Name 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr Comp. Rate Total Cost of Loan Monthly Repayment Amount Details Comparison Rate 5yr
FIXED RATES

“Sponsored” products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the “Show sponsored listings first” checkbox. For more information on how we’ve selected these “Sponsored” and “Featured” products click here.
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.




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