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Secured Loans

Is a secured loan right for you?

Are you looking to make a large purchase?

Taking out a secured loan may help you increase your borrowing power, because you put up an asset you own, such as a house, car or even term deposits, as guarantee of repayment.

Our comparison table breaks down the maximum cost, minimum monthly repayments and current interest rates for different secured loan offers from a range of banks and credit unions.


Which secured loan suits you best?

Select state:


Amount to Borrow:


Time to Repay:

Loan Type:
Personal Loan
I have a house or other assets to offer as security

Car Loan
Personal Overdraft
Interest Rate:
Fixed
Set repayments, usually can't make extra repayments
Variable
Repayments will change as your rate changes
 

Search criteria selected:
  • State: All
  • Borrow amount: 20,000
  • Loan Type: GeneralPurpose
  • LoanPeriod: 3 years
  • Fixed

Institution Product Name FIXED RATES Total Cost of Loan Monthly Repayment Amount Details Comparison Rate 5yr
1 Yr 2 Yr 3 Yr 4 Yr 5 Yr Comp. Rate
Secured Fixed Car Loan 6.79 6.79 6.79 6.79 6.79
6.92Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22162.44 $615.62 Go to site -
Fast Loan - Low Rate - New Car. Satisfaction Guarantee. 6.99 6.99 6.99 6.99 6.99
7.54Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22608.22 $617.45 Go to site -
Car Loan 8.49 8.49 8.49 8.49 8.49
9.39Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$23244.29 $640.26 Go to site -
Car Loan 8.49 8.49 8.49 8.49 8.49
9.39Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$23244.29 $640.26 Go to site -
Car Loan 8.49 8.49 8.49 8.49 8.49
9.39Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$23244.29 $640.26 Go to site -
Car Loan (10k-100K) 8.49 8.49 8.49 8.49 8.49
9.67Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$23407.29 $643.26 Go to site -
Green Car Loan - Discounted Rate 5.29 5.29 5.29 5.29 5.29
5.50Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$21822.92 $602.03 -
Car Loan (New) - - 5.44 5.44 5.44
5.99Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$22121.57 $603.38 -
Discounted Personal Loan ($20,000+ New Car only) 5.64 5.64 5.64 5.64 5.64
5.99Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22036.54 $605.18 -
PrimeEdge (New) 4.92 4.92 4.92 4.92 4.92
5.98Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22203.83 $605.69 -
New Car Loan - Discounted Rate 5.79 5.79 5.79 5.79 5.79
6.00Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$21985.35 $606.54 -
Car Loan (Used) - - 5.94 5.94 5.94
6.49Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$22284.23 $607.90 -
Special fixed rate personal loan 5.99 5.99 5.99 5.99 5.99
6.26Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$22095.53 $608.35 -
Education Community Special fixed rate personal loan 5.99 5.99 5.99 5.99 5.99
5.99Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$21900.53 $608.35 -
PrimeEdge (Used) 5.35 5.35 5.35 5.35 5.35
6.41Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22343.01 $609.56 -
Fixed Rate Car Loan < 2yrs Old 6.17 6.17 6.17 6.17 6.17
6.72Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22354.30 $609.98 -
Car Loan (New) - - 6.34 6.34 6.34
6.62Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22214.89 $611.52 -
Car Loan (New) - - 6.34 6.34 6.34
6.62Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22214.89 $611.52 -
Fixed Rate Car Loan 6.45 6.45 6.45 6.45 6.45
6.66Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $30,000 over 5 years; Secured Personal Loan $30,000 over 5 years
$22200.90 $612.53 -
Secured Car Loan $5,000 and over - 5.99 5.99 5.99 5.99
8.29Comparison rates calculated on loans as follows: Variable Rate and Fixed Rate (unsecured loans) $10,000 over 3 years; Secured Personal Loan $10,000 over 3 years
$22255.53 $613.35 -
Institution Product Name 1 Yr 2 Yr 3 Yr 4 Yr 5 Yr Comp. Rate Total Cost of Loan Monthly Repayment Amount Details Comparison Rate 5yr
FIXED RATES

“Sponsored” products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the “Show sponsored listings first” checkbox. For more information on how we’ve selected these “Sponsored” and “Featured” products click here.
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.




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