Business Banking Factsheet

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General Details
Institution
Product Name	Commercial / Business Loan
Institution Phone	1300 228 228
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Loan Details
Loan Type	Fully Drawn Advance
Security Type	Residential
Repayment Type
Minimum Margin	-
Maximum Margin	-
Interest Calculated	Daily
Min. Loan Amount	$500
Max. Loan Amount	$7,000,000
Min. Loan Term	1
Max. Loan Term	25
Loan-to-Value Ratio
Max. Loan-to-Value Ratio	80%
Loan-to-Value Ratio Negotiable	No
Interest Rates
Variable Rate	7.35
Base Rate	8.05
Default Rate	-
Fixed Rate: 1 Year	-
Fixed Rate: 2 Year	-
Fixed Rate: 3 Year	-
Fixed Rate: 4 Year	-
Fixed Rate: 5 Year	-
Fixed Rate: 6 Year	-
Fixed Rate: 7 Year	-

Access and Fees
BusinessCard Access
Business Card Fee
Credit Card Access
Credit Card Fee
ATM Access
ATM Fee
Internet Access
Internet Fee
Cheque Access
Cheque Fee
Drawdown Fee
Early Termination Fee or Penalty
EFTPOS Access
EFTPOS Fee
Redraw Access
Redraw Fee
Establishment Fee	1250
Exit Fee
Legal Fee
Over Limit Fee
Other Fee
Line Fee
Overdraft Fee
Over Limit Fee
Service Fee
Switching Fee	$750
Temp Overdraft Fee
Unused Limit Fee
Valuation Fee
Comments	Mortgage insurance required if LVR greater than 80% residential security Tiered establishment fee 8.75% based on min loan amount of $250,000 Loans $150,000 - $250,000 9.05% Loans less than $150,000 9.45%