Business Banking Factsheet

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General Details
Institution
Product Name	Fully Drawn Loan
Institution Phone	131 422
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Loan Details
Loan Type	Fully Drawn Advance
Security Type	Residential
Repayment Type	Principal & Interest
Minimum Margin	-
Maximum Margin	2.00
Interest Calculated	Daily
Min. Loan Amount	$20,000
Max. Loan Amount
Min. Loan Term	1
Max. Loan Term	25
Loan-to-Value Ratio
Max. Loan-to-Value Ratio	80%
Loan-to-Value Ratio Negotiable	No
Interest Rates
Variable Rate	7.29
Base Rate	-
Default Rate	-
Fixed Rate: 1 Year	5.90
Fixed Rate: 2 Year	5.95
Fixed Rate: 3 Year	5.95
Fixed Rate: 4 Year	6.17
Fixed Rate: 5 Year	6.39
Fixed Rate: 6 Year	-
Fixed Rate: 7 Year	-

Access and Fees
BusinessCard Access
Business Card Fee
Credit Card Access
Credit Card Fee
ATM Access
ATM Fee
Internet Access
Internet Fee
Cheque Access
Cheque Fee
Drawdown Fee
Early Termination Fee or Penalty
EFTPOS Access
EFTPOS Fee
Redraw Access
Redraw Fee	$40
Establishment Fee	1
Exit Fee
Legal Fee
Over Limit Fee
Other Fee
Line Fee
Overdraft Fee
Over Limit Fee
Service Fee	$10
Switching Fee
Temp Overdraft Fee
Unused Limit Fee
Valuation Fee
Comments	These interest rates apply to business banking only. Any other interest rates are available on request. Fixed Rate loans available - BBSW + Margin. Contact Business Banking for full details on 131422