Business Banking Factsheet

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General Details
Institution
Product Name Business Loan
Institution Phone 13 33 30
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Loan Details
Loan Type Fully Drawn Advance
Security Type Residential
Repayment Type Principal & Interest
Minimum Margin -
Maximum Margin -
Interest Calculated Daily
Min. Loan Amount
Max. Loan Amount
Min. Loan Term 0
Max. Loan Term 25
Loan-to-Value Ratio 80%
Max. Loan-to-Value Ratio 80%
Loan-to-Value Ratio Negotiable No
Interest Rates
Variable Rate 8.72
Base Rate 8.72
Default Rate -
Fixed Rate: 1 Year 7.04
Fixed Rate: 2 Year 7.01
Fixed Rate: 3 Year 7.13
Fixed Rate: 4 Year 7.42
Fixed Rate: 5 Year 7.66
Fixed Rate: 6 Year -
Fixed Rate: 7 Year -
Access and Fees
BusinessCard Access
Business Card Fee
Credit Card Access
Credit Card Fee
ATM Access
ATM Fee
Internet Access
Internet Fee
Cheque Access
Cheque Fee
Drawdown Fee
Early Termination Fee or Penalty 200
EFTPOS Access
EFTPOS Fee
Redraw Access
Redraw Fee
Establishment Fee 600
Exit Fee $600
Legal Fee
Over Limit Fee
Other Fee
Line Fee
Overdraft Fee
Over Limit Fee $50
Service Fee $14
Switching Fee $200
Temp Overdraft Fee
Unused Limit Fee
Valuation Fee
Comments Fees are minimums - will be detailed on application. Other fees may apply incl Drawdown, Redraw and Line Fee. Break costs apply on early termination of fixed rate