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Business Loans Comparison
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Business Banking Factsheet
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General Details
Institution
Product Name
Business Loan
Institution Phone
13 33 30
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Loan Details
Loan Type
Fully Drawn Advance
Security Type
Residential
Repayment Type
Principal & Interest
Minimum Margin
-
Maximum Margin
-
Interest Calculated
Daily
Min. Loan Amount
Max. Loan Amount
Min. Loan Term
0
Max. Loan Term
25
Loan-to-Value Ratio
80%
Max. Loan-to-Value Ratio
80%
Loan-to-Value Ratio Negotiable
No
Interest Rates
Variable Rate
8.72
Base Rate
8.72
Default Rate
-
Fixed Rate: 1 Year
7.04
Fixed Rate: 2 Year
7.01
Fixed Rate: 3 Year
7.13
Fixed Rate: 4 Year
7.42
Fixed Rate: 5 Year
7.66
Fixed Rate: 6 Year
-
Fixed Rate: 7 Year
-
Access and Fees
BusinessCard Access
Business Card Fee
Credit Card Access
Credit Card Fee
ATM Access
ATM Fee
Internet Access
Internet Fee
Cheque Access
Cheque Fee
Drawdown Fee
Early Termination Fee or Penalty
200
EFTPOS Access
EFTPOS Fee
Redraw Access
Redraw Fee
Establishment Fee
600
Exit Fee
$600
Legal Fee
Over Limit Fee
Other Fee
Line Fee
Overdraft Fee
Over Limit Fee
$50
Service Fee
$14
Switching Fee
$200
Temp Overdraft Fee
Unused Limit Fee
Valuation Fee
Comments
Fees are minimums - will be detailed on application. Other fees may apply incl Drawdown, Redraw and Line Fee. Break costs apply on early termination of fixed rate