Business Banking Factsheet

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General Details
Institution
Product Name	Small Business Fixed Rate Loan- Residential
Institution Phone	13 11 75
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Loan Details
Loan Type	Fully Drawn Advance
Security Type	Residential
Repayment Type
Minimum Margin	-
Maximum Margin	-
Interest Calculated	Daily
Min. Loan Amount	$10,000
Max. Loan Amount	$1,000,000
Min. Loan Term	1
Max. Loan Term	25
Loan-to-Value Ratio	80%
Max. Loan-to-Value Ratio	80%
Loan-to-Value Ratio Negotiable	No
Interest Rates
Variable Rate	-
Base Rate	-
Default Rate	-
Fixed Rate: 1 Year	6.00
Fixed Rate: 2 Year	6.50
Fixed Rate: 3 Year	6.75
Fixed Rate: 4 Year	7.15
Fixed Rate: 5 Year	7.40
Fixed Rate: 6 Year	-
Fixed Rate: 7 Year	-

Access and Fees
BusinessCard Access
Business Card Fee
Credit Card Access
Credit Card Fee
ATM Access
ATM Fee
Internet Access
Internet Fee
Cheque Access
Cheque Fee
Drawdown Fee
Early Termination Fee or Penalty	DEF
EFTPOS Access
EFTPOS Fee
Redraw Access
Redraw Fee
Establishment Fee	800
Exit Fee	$250
Legal Fee
Over Limit Fee
Other Fee
Line Fee
Overdraft Fee
Over Limit Fee
Service Fee	$15
Switching Fee	$300
Temp Overdraft Fee
Unused Limit Fee
Valuation Fee
Comments	To be eligible for this rate, security for the loan must include minimum 50% security over a residential property. Valuation fee dependent on property type and location.