Business Banking Factsheet

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General Details
Institution
Product Name	IMB Business Cash Management Account
Proceed
Account Type	CMA
Account Usage
Main Access
Other Account Access	Card/ATM, Cheque, Internet, Phone, Statement, Counter
Minimum Opening Amount
Minimum Balance
Interest Rates
Interest Calculated	Daily
Interest Paid	M
Balance Under $1,000	-
Balance Over $1,000	-
Balance Over $2,000	-
Balance Over $5,000	0.50
Balance Over $10,000	2.75
Balance Over $20,000	2.90
Balance Over $50,000	3.00
Balance Over $100,000	3.75
Balance Over $250,000	3.75
Balance Over $500,000	3.75
Balance Over $1,000,000	3.75
Bonus Interest	0.75
Bonus Interest Notes	Special Fixed Bonus Margin is available for a limited time. Available for accounts opened between 01/05/12 and 31/05/12, where you have never held a Business Cash Management account before. Special Fixed Bonus Margin is payable until 31/08/12 for accounts opened in May 2012.
Account Features
Step Account
Daily ATM Withdrawal Limit	$1,000
Free Electronic Transactions per Month
FreeOverCounterTransPerMonth
Fee Rebate
Rebate Calculation	IMB Member Transaction Allowance applies
Overseas ATM Facilities	VisaPlus

Fees
Fee per Month	$6
Counter Deposit Fee	$0.50
Counter Withdrawal Fee
Staff Assisted Transaction Fee
ATM Balance Fee	$0.25
ATM Fee	$0.50
Other Bank ATM Fee	$2
ATM Mini Transaction History Fee
EFTPOS Fee	$0.50
EFTPOS Fee (Other Bank)	$0.50
Overseas EFTPOS Fee	$4
Overseas ATM Withdrawal Fee	$4
Overseas ATM Balance Fee	$4
Direct Credit Fee
Direct Debit Fee	$0.50
Internet Fee
Phone Fee	$0.50
Debit Card Replacement Fee
Debit Item Dishonour Fee	$40