Business Banking Factsheet

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General Details
Institution
Product Name	Business Optimiser (New customers will receive a variable welcome rate, currently 5.75% p.a. for 6 months from account opening, on balances up to $1 million)
Proceed
Account Type	Online
Account Usage
Main Access
Other Account Access	Internet, Phone, Statement
Minimum Opening Amount
Minimum Balance
Interest Rates
Interest Calculated	Daily
Interest Paid	M
Balance Under $1,000	4.50
Balance Over $1,000	4.50
Balance Over $2,000	4.50
Balance Over $5,000	4.50
Balance Over $10,000	4.50
Balance Over $20,000	4.50
Balance Over $50,000	4.50
Balance Over $100,000	4.50
Balance Over $250,000	4.50
Balance Over $500,000	4.50
Balance Over $1,000,000	4.50
Bonus Interest	1.25
Bonus Interest Notes	Variable welcome rate, currently 5.75% p.a. for new customers, will apply for 6 months from the date of account opening on balances up to $1 million. This rate is subject to change. At the end of the 6 month period, the rate that applies to your balance will be the Business Optimiser standard variable rate applicable at the time.
Account Features
Step Account
Daily ATM Withdrawal Limit
Free Electronic Transactions per Month	Unlimited
FreeOverCounterTransPerMonth	n/a
Fee Rebate
Rebate Calculation
Overseas ATM Facilities	Cirrus

Fees
Fee per Month
Counter Deposit Fee
Counter Withdrawal Fee
Staff Assisted Transaction Fee
ATM Balance Fee
ATM Fee
Other Bank ATM Fee
ATM Mini Transaction History Fee
EFTPOS Fee
EFTPOS Fee (Other Bank)
Overseas EFTPOS Fee
Overseas ATM Withdrawal Fee
Overseas ATM Balance Fee
Direct Credit Fee
Direct Debit Fee
Internet Fee
Phone Fee
Debit Card Replacement Fee
Debit Item Dishonour Fee