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Online Savings Accounts

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Fixed Term At Call Savings
 

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Search criteria selected:
  • State: All
  • Savings amount: 10,000
  • Account Purpose: AtCallSavings
  • Savings Term: 180 days
  • Standard, Online
  • Features: Online Savings

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Compare Selected
 Institution Product Name Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
USaver (Base Rate 5.62%, Bonus 0.10% with savings plan) Not Required 5.72% $47.67 5.62% $46.83 APPLY
TeleNet Saver (Special Introductory Interets Rate for 12 months - variable) Any Institution 5.62% $46.83 3.75% $31.25 APPLY
Bankwest Smart eSaver (Smart Rate if no withdrawals) Any Institution 5.51% $45.92 3.75% $31.25 APPLY
RaboPlus PremiumSaver (Grow your balance by $200 by the end of each month to earn 5.50%) Any Institution 5.50% $45.83 3.50% $29.17 APPLY
ANZ Online Saver (Apply by 1 March 2010 and receive an additional 1.25% above std variable rate until 30 May 2010) (Online) Same Institution 5.25% $43.75 4.00% $33.33 APPLY
NAB iSaver (1.65% on top of the standard rate for 4 mths on new accounts opened until 13/04/10) Same Institution 5.15% $42.92 3.50% $29.17 APPLY
ME Online Savings Account Any Institution 4.85% $40.42 4.85% $40.42 APPLY
Online Saver Account Same Institution 4.80% $40.00 4.80% $40.00 APPLY
RaboPlus Savings Account Any Institution 4.50% $37.50 4.50% $37.50 APPLY
eMax Saver 4.25% $35.42 4.25% $35.42 APPLY
Savings Maximiser Any Institution 4.25% $35.42 4.25% $35.42 APPLY
eOptions High Interest Online Savings Any Institution 4.00% $33.33 4.00% $33.33 APPLY
eASYSaver Account Any Institution 3.55% $29.58 3.55% $29.58 APPLY
Citibank Online Saver Any Institution 5.71% $47.58 4.25% $35.42
WebSavings Account (additional interest of 2.05%p.a. will be paid until 30 April, 2010) 5.55% $46.25 3.50% $29.17
Direct Saver from St.George (1.55% bonus fixed for 4 months on new accounts) Any Institution 5.50% $45.83 3.95% $32.92
Online Savings Account 5.30% $44.17 5.30% $44.17
NetBank Saver (For new NetBank Saver accounts opened until 31 March 2010) 5.25% $43.75 3.75% $31.25
Westpac eSaver (earn up to 5.25%) Same Institution 5.25% $43.75 3.50% $29.17
RBonline Savings Any Institution 5.10% $42.50 5.10% $42.50
Compare Selected
 Institution Product Name Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
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Savings
* Default sorting is based on the maximum monthly interest rate in descending order.
* Monthly interest is the savings amount accumulated over the first month. Use our Savings Calculator to project further accumulation of funds. 
'Max Monthly Interest' includes any introductory rates that may only apply for a limited period and bonus rates that may only apply if certain conditions are met. 
'Base Monthly Interest' includes the the ongoing savings interest rate with no introductory or bonus interest.
* Default value for monthly interest is based on a savings amount of $10,000.

Term Deposits
* Default sorting is based on monthly interest in descending order.
* Monthly interest is the savings amount accumulated over the first month. Use our Term Deposit Calculator to work out interest savings on different periods.
* Default value for monthly interest is based on a deposit amount of $10,000, using a 180 Day Term Deposit Rate.

 

Online Savings Accounts

Looking for a high interest savings account with little or no fees? Then an online savings account could be just what you are looking for.
Online savings accounts offer higher rates of interest 'at call' in return for more restricted account access. Usually no over-the-counter or cheque facilities are available, with account holders encouraged to make internet or telephone transfers. Most online savings accounts will need to be linked to an everyday transaction account, either the same bank or you can link to any existing account you may have with another provider - it's imprtant to keep an eye out when applying.

Online Savings accounts are also a variable rate which means they can fluctuate up or down, banks will often offer high interest bonus rates on new accounts to entice new customers. Often these inflated rates will only last for a short period of time and will eventually drop back down, when comparing online savings accounts always check the standard rate this is likely to be the the interest rate you'll receive once the bonus offer comes to an end. Another type of bonus rate is sometimes offered if customers set up a regular savings plan, depositing a minimum weekly or monthly amount. If you are able to save money regularly then taking advantage of these bonus interest rates will help you save faster.

 

Featured Savings Accounts

Institution Product Max. Rate (%) Details
USaver (Base Rate 5.62%, Bonus 0.10% with savings plan) 5.72 Details
TeleNet Saver (Special Introductory Interets Rate for 12 months - variable) 5.62 Details
Bankwest Smart eSaver (Smart Rate if no withdrawals) 5.51 Details
RaboPlus PremiumSaver (Grow your balance by $200 by the end of each month to earn 5.50%) 5.50 Details
ANZ Online Saver (Apply by 1 March 2010 and receive an additional 1.25% above std variable rate until 30 May 2010) (Online) 5.25 Details
Institution Product Max. Rate (%) Details

The above products are some of the top rates available in the market. Based on promotional or introductory rates for an online savings account of $5,000.


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