Savings Accounts

The right account could make
a big difference to your savings

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Savings Accounts

Whatever your savings goals, the right savings accounts can help you get there faster by offering great features such as higher interest rates or zero fees.

Whether you’re a regular or occasional saver, business owner or investor, find your ideal savings account using our comparison tables, get up to date with the latest savings news, or learn more about your savings options in our handy guides.

Need some extra motivation? Use our savings calculator to work out a game plan for achieving your goals.

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Today's Sponsored Offers

Sponsored
ANZ Access Advantage Savings Accounts
  • $0 monthly account service fee if you deposit at least $2,000 a month, are under 25 or if you meet our other eligibility criteria.
  • Use your own money online, over the phone and overseas with Visa Debit access.
  • Plus, you get unlimited everyday transactions using ANZ ATM’s, ANZ Internet Banking, ANZ App and ANZ Phone Banking.
  • Visit the ANZ website for conditions and full details
View Special Offer
Sponsored
UBank USaver Account Savings Accounts
  • Earn up to 2.87% p.a. by linking your USaver account to a UBank Ultra transaction account. T&Cs apply
  • No Monthly Fees
  • No International Fees
  • Sweep Technology
  • Offer available for balances up to $200,000
  • Visit the UBank website for conditions and full details
View Special Offer
Sponsored
NAB Classic Banking Savings Accounts
  • $0 monthly account fees
  • NAB Visa Debit card at no extra cost
  • No ATM operator fee at over 7,000 NAB ATMs Australia-wide.
  • Protection against fraud with NAB Defence
  • Visit the NAB website for conditions and full details
View Special Offer
What are sponsored products
"Sponsored" products are selected by InfoChoice, at its discretion, to promote to consumers, based on a range of factors including whether the product is likely to be of interest to our customers. However, our selection of a sponsored product should not be constituted as an endorsement of that product, or a representation that a product best suits your needs. InfoChoice may receive a commission, referral fee or payment from a provider when you click on a link to a "Sponsored" product.
For information on how we've selected these "Sponsored" and "Featured" products click here

Tips for the best Savings Accounts

1

Online Accounts

Many online savings accounts can be linked to a transaction account at another bank or institution.

2

Advertised Rates

Most savings accounts have rules that must be met to receive the advertised interest rate.

3

Deposits

Australian bank and credit union deposits are guaranteed by the government up to $250,000.

Savings Accounts Offers

Sponsored
"Sponsored" products are products offered by a provider with which InfoChoice has a commercial marketing arrangement in place. "Sponsored" products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the "Show sponsored listings first" checkbox. InfoChoice may receive a commission, referral, fee or payment from a provider when you click on a link to a "Sponsored" or "Featured" product.
Sponsored
UBank USaver Ultra (Base rate 1.81%p.a. +1.06% p.a.)
BASE RATE 1.81%
MAX RATE 2.87%
Sponsored
UBank USaver
BASE RATE 1.81%
MAX RATE 1.81%
Sponsored
ANZ SMSF Cash Hub Account
BASE RATE 1.50%
MAX RATE 1.50%
Sponsored
ANZ Progress Saver
BASE RATE 0.01%
MAX RATE 2.40%
Sponsored
NAB Classic Banking, no monthly account fees, ever.
BASE RATE 0.01%
MAX RATE 0.01%
For information on how we've selected these "Sponsored" and "Featured" products click here
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Latest Savings Accounts News

Easy ways to save money in Australia

Do you think saving money is hard? Spending money is easier right? Well actually anyone can save money but managing…

READ MORE...

Savings Accounts - June 5, 2019
Good news as savers saved from full rate cuts

Which banks are cutting savings rates? Savers are often forgotten in conversations about rate cuts. Borrowers love lower interest rates…

READ MORE...

Savings Accounts - June 5, 2019
Cheque, savings or credit – what does it all mean?

Even though contactless payment is well on its way to ubiquity now, we still get asked: “Cheque, savings or credit?”…

READ MORE...

Savings Accounts - May 31, 2019

Need help? Have a look at our saving accounts guides

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Setting a budget planner is simple, but following it is another game. But don’t let that stop you. Get on top of your budget this year with these top ten tips

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Take the leap: How to pick a couple’s bank account

When it comes to sharing finances, you and your significant other need to be on the same page. Here’s what you should know about choosing a joint bank account

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What is a term deposit rollover risk?

Letting your term deposit automatically roll into the same fixed term can be a risky move as it can impact the amount of interest you earn. Here’s what you need to know.

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Find the right savings account for you

The number of savings account on offer can make it difficult to choose a good deal. But finding the right account is easy with InfoChoice.

Whether you want to open an online savings or a children’s savings account, InfoChoice allows you to search and compare in one place. You can compare features such as monthly account service fees and access options, and read breaking information about savings accounts in our news and guides section. You can also work out how much interest you’ll earn by using our savings calculator. Some accounts will take you the provider’s website so you can open your account online today.