Personal Loans

Looking for a personal loan to suit you?
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The Best Personal Loans

A personal loan can be a big help when you need to make a major purchase – whether it’s to pay for a new car or your dream wedding, make home improvements, or consolidate debt.

If you’re looking for a secured or unsecured personal loan, car loan, overdraft or debt consolidation, we can help you search and compare a wide range of loan offers from different banks and credit unions.

You can also check out our handy personal loan calculators, stay up to date with the latest news, or learn more about your options in our personal loan guides.

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Handy guides to
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Today's Featured Offers

Featured
Smarter, fairer, WISR personal loans Personal Loans
  • Personalised low rates based on your strong credit
  • Borrow between $5,000 – $50,000
  • Quick rate estimate that wont' impact your credit score
  • No early repayment, hidden or exit fees
  • Visit the WISR website for conditions and full details
View Offer
Featured
Harmoney Unsecured Personal Loan Personal Loans
  • Personal loans between $5,000 & $35,000
  • From 6.99% p.a. variable rate / 7.69% p.a. comparison rate for customers with excellent credit*
  • Fast, easy & 100% online
  • Visit the Harmoney website for conditions and full details
View Offer
Featured
RateSetter Unsecured Personal Loan Personal Loans
  • Low rate loans for good credit, from 5.11% p.a. variable rate / 6.78% p.a. comparison rate
  • Get your personalised rate in 1 minute, without affecting your credit score
  • Fast online application and loan completion process
  • No exit fees or early repayment penalties
  • Funds can be available in 24 hours
  • Visit the Ratesetter website for conditions and full details
View Offer
What are sponsored products
"Sponsored" products are selected by InfoChoice, at its discretion, to promote to consumers, based on a range of factors including whether the product is likely to be of interest to our customers. However, our selection of a sponsored product should not be constituted as an endorsement of that product, or a representation that a product best suits your needs. InfoChoice may receive a commission, referral fee or payment from a provider when you click on a link to a "Sponsored" product.
For information on how we've selected these "Sponsored" and "Featured" products click here

Tips before you apply

1

Personal Loan Cost

Personal loans often cost less than a credit card with the same credit limit.

2

Debt Consolidation

Personal loans are great for debt consolidation.

3

Used for

Personal loans are often used for holidays, debt consolidation or buying a car.

Personal Loans Offers

Featured
"Sponsored" products are products offered by a provider with which InfoChoice has a commercial marketing arrangement in place. "Sponsored" products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the "Show sponsored listings first" checkbox. InfoChoice may receive a commission, referral, fee or payment from a provider when you click on a link to a "Sponsored" or "Featured" product.
Featured
Fast Loan – Low Rate – New Car. Satisfaction Guarantee
3 YR FIXED RATE 5.69%
COMPARISON RATE 6.39%
Featured
Unsecured Fixed Personal Loan
3 YR FIXED RATE 9.89%
COMPARISON RATE 10.14%
Featured
Car Loan (Used)
3 YR FIXED RATE 4.99%
COMPARISON RATE 5.54%
Featured
NOW Finance Unsecured Personal Loan – Excellent Credit
3 YR FIXED RATE 8.95%
COMPARISON RATE 11.04%
Featured
Wisr Unsecured Personal Loan – Strong Credit Rating
3 YR FIXED RATE 8.50%
COMPARISON RATE 12.48%
For information on how we've selected these "Sponsored" and "Featured" products click here. The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years.The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.
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Our Top Calculators

Calculate, compare and save on over 3500 financial products
Find cheap personal loan rates and calculate personal loan repayments from 90+ providers
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Find cheap personal loan rates and calculate personal loan repayments from 90+ providers
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Find cheap personal loan rates and calculate personal loan repayments from 90+ providers
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Find cheap personal loan rates and calculate personal loan repayments from 90+ providers
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Find cheap personal loan rates and calculate personal loan repayments from 90+ providers
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Personal Loan Repayment Calculator
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Extra Loan Repayment Calculator
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Home Loan Comparison Calculator
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Lump Sum Calculator
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Budget Planner Calculator
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Need Help? Have a look at our personal loan guides

How to make your home Airbnb ready

Find our top tips on making your home airbnb ready, including why a personal loan may be the best option to get you there.

READ MORE

How to get on top of personal debt

Ready to take control of your debt? A personal loan could get your repayments under control and set you on the road to getting on top of your finances.

READ MORE

Personal loan application rejection: What's next?

Facing rejection is never easy, especially if it’s for a financial product. Here’s what you can do if your personal loan application is rejected.

READ MORE

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Choosing a Personal Loan

If you are looking for a personal loan you have come to the right place, you can compare personal loans from over a hundred lenders – giving you the most comprehensive selection of personal loans on the web to choose from. Whether you are looking for a car loan to buy a new car or personal loan so you can take a well deserved overseas holiday or maybe you would like to just simplify your life with a debt consolidation loan, what ever type of loan you are looking for we have got you covered.

To make finding the right personal loan for you a lot easier we have put together some personal loan comparison lists based on what type of loan you are looking for, such as car loans or debt consolidation loans but if you’re not quite sure what you’re looking for use our personal loan search tool that seeks out personal loans based on your needs, just enter in your details and search. You will get a list of personal loans listed ordered on the lowest monthly repayment which we have calculated for you as a guide so you can quickly and easily see the loan the might be the cheapest for you. Can’t decide on one particular loan? You can do a side by side comparison by selecting the tick box next to each product and hitting the compare selected button. If you are new to the world of personal loans please take the time to visit our personal loan guide section where you will find important tips and information about personal loans to help you better understand what you should be looking for. In the industry check our daily personal loan related daily news, changes in the market or industry related articles you can find them right here in the loans section.