Term deposit rate update November

Term deposit rates are under pressure as official interest rates fall closer to zero in Australia. The highest term deposit rate now on offer from [...]

POSTED ON November 12, 2019
How to check your business credit score

Did you know your small business has its own credit score, separate to you, the business’s owner? Most Australian small business owners do not know [...]

POSTED ON November 12, 2019
Top savings rates in November 2019

The RBA has rates set at all-time lows and may cut rates yet again in the near future. CPI inflation has edged up to 1.7 [...]

POSTED ON November 12, 2019
Review of OnDeck business loans

Easy unsecured loans for small business is the aim of OnDeck Capital. OnDeck opened for business in Australia in 2015 and specialises in unsecured loans [...]

POSTED ON November 11, 2019
Best credit cards for Christmas 2019

Australians love gifts. In fact, Aussies love giving more than receiving, according to recent research from the Financial Planning Association. 85 per cent of people [...]

POSTED ON November 8, 2019
Top Low-Rate Credit Cards in November 2019

Credit cards offer plenty of benefits to smart users who stay in control of their spending and repay their debts each month. Those people get [...]

POSTED ON November 1, 2019
Micro-investing apps vs savings accounts

Micro-investing apps make investing easy, you link your internet banking login details to the app, set up a savings/investment plan and watch your money grow, [...]

POSTED ON October 30, 2019
Guide to first home loan deposit scheme.

Who can qualify for the First Home Loan Deposit Scheme? Your two-minute FAQ guide to the First Home Loan Deposit Scheme Whilst seasoned campaigners understand [...]

POSTED ON October 29, 2019
First InfoChoice review of 86 400

What is 86 400? 86 400 is a neobank – a completely online bank that is based on mobile phone app technology. 86 400 is [...]

POSTED ON October 29, 2019
Cryptocurrency update – 29 October 2019

Bitcoin surges as China declares blockchain ‘beneficial’ Bitcoin prices fell during the week as Facebook executive Mark Zuckerberg was grilled by US Congress over plans [...]

POSTED ON October 29, 2019
Weekly rates update 23 October 2019

In your 60-second financial news update this week, The Reserve Bank is not expected to cut rates again in November but is expected to cut [...]

POSTED ON October 24, 2019
Afterpay vs credit cards

Which is better – Afterpay or a credit card? Buy now, pay later or credit? Afterpay, Zip, Openpay, LatitudePay and other buy now, pay later [...]

POSTED ON October 22, 2019
Your guide to getting a great personal loan

Whether it’s for home improvements, debt consolidation, a second-hand car or the holiday of a lifetime, many Australians turn to a personal loan to help [...]

POSTED ON October 22, 2019
Review of Latitude Financial

Latitude Financial is a prominent lender in Australia with a long history specialising in consumer credit, personal loans and insurance. Latitude Financial has been in [...]

POSTED ON October 18, 2019
Weekly rates update 16 October 2019

Futures markets have priced in a 43% chance of another rate cut as soon as Melbourne Cup Day. No big bank has passed on, in [...]

POSTED ON October 16, 2019
Cryptocurrency update – 15 October

Is the Facebook Libra Association dead? No Facebook Libra is not dead, in fact it’s very much alive. The Libra Association has elected a board [...]

POSTED ON October 15, 2019
Which bank calculates term deposit daily?

Calculating interest daily unlocks the power of compounding. It’s a big advantage. When you invest your money in a term deposit account you know that [...]

POSTED ON October 11, 2019
How to earn Velocity Points quickly

Virgin Australia Velocity is one of the world’s best airline loyalty schemes, so if you have a Virgin or Velocity linked credit card, you’ll be [...]

POSTED ON October 11, 2019
Five great 0 balance transfer credit cards

Balance transfer credit cards give you the opportunity to make real inroads into hard-to-shift consumer debt. By giving you a long honeymoon period with no, [...]

POSTED ON October 11, 2019
Has ING cut interest rates?

ING is one of Australia’s most popular lenders, outside of the big four banks. ING is also a popular bank with savers and the ING [...]

POSTED ON October 9, 2019
What does my credit score mean?

Your credit score is the rating that lenders, banks and any other institutions that may have to lend you money or enter into a contract [...]

POSTED ON October 9, 2019
Which country has the lowest interest rates?

What are interest rates around the world? In 2019, interest rates around the world are trending lower. Since the Global Financial Crisis in 2008, many [...]

POSTED ON October 9, 2019
Athena Home Loans

Athena Home Loans like to deliver savings When the Reserve Bank of Australia announced a 0.25 percentage point rate cut this week, the first lender [...]

POSTED ON October 3, 2019
Which bank has the best term deposit rates?

If you’re thinking about opening a term deposit account to help you to achieve your savings goals then it’s important that you choose and open [...]

POSTED ON September 30, 2019
How to earn QFF points quickly

If you’ve recently got a Qantas Frequent Flyer credit card then you’re probably wondering what the best ways to earn frequent flyer points are. The [...]

POSTED ON September 30, 2019
Which banks use Osko?

What is Osko? Osko, in short, is a new way to pay people, businesses and transfer money between bank accounts using Australia’s New Payments Platform [...]

POSTED ON September 26, 2019
How does a balance transfer work?

If you’ve been wondering about balance transfers and whether one would work for you, find out more about it all in this, your guide to [...]

POSTED ON September 24, 2019
Xinja Bank – what is it all about?

Xinja Bank is a new kind of bank that is not yet fully operational. In the next few months Xinja will launch new accounts and [...]

POSTED ON September 19, 2019
Guarantor Home Loans – How to Get One

What is a guarantor home loan and how does it work? Quite simply, a guarantor home loan is one that has a portion of the [...]

POSTED ON September 19, 2019
What are my chances of winning Powerball?

The Powerball jackpot this week is the biggest in Australian history at $150 million. One in three Aussie adults is expected to play this week's [...]

POSTED ON September 18, 2019
How much can I borrow?

New ‘secret shopper’ research reveals what each big bank is prepared to lend – and the answers will SHOCK you. In fact, the differences right [...]

POSTED ON September 13, 2019
What is the cashless welfare card?

All Centrelink payments get paid as cash into bank accounts as a right of every Australian. Until now. Since the Howard government, remote communities have [...]

POSTED ON September 10, 2019
Big banks join low rate mortgage war

Westpac announces amazing new low rates and first major regional bank goes under 3%* Westpac slashes home loan rates by up to 1.30%. Westpac has [...]

POSTED ON September 10, 2019
What’s a good personal loan rate?

Your personal loan is a means to an end. Your way of achieving your dream – of a new (or used) car, a holiday, paying [...]

POSTED ON September 6, 2019
What to consider when refinancing your home loan

By Richard Holdcroft With the lowest home loan interest rates in history now on offer, there are potentially huge savings to be had on your mortgage. Thanks [...]

POSTED ON September 5, 2019
Could Australia get negative interest rates?

The world economy is in totally uncharted territory. Last week central bankers from around the globe met in Jackson Hole, Wyoming, USA and tried to [...]

POSTED ON August 29, 2019
Top 10 credit cards in Australia

Sometimes, when you’re looking for the best credit cards on offer, you can get tied up with all the different types, perks, interest rates and [...]

POSTED ON August 29, 2019
Money RULES

The Big Reveal: 6 ways to PAY for a home makeover By Jason Bryce Australia has home reno fever. The Block and House Rules are [...]

POSTED ON August 26, 2019
Great home loans for refinancers

Home loans typically last for 25 or 30 years, unless you repay it early or refinance. Refinancing means using a new loan to pay off [...]

POSTED ON August 23, 2019
Your guide to online share brokers in Australia

The rise of online share trading platforms has democratised trading by making it more accessible to “regular” people. You don’t need to visit and hire [...]

POSTED ON August 23, 2019
These two men determine your home loan rate

US President Donald Trump is an unconventional and controversial political leader. That’s not news but what you may not realise is how much influence Mr [...]

POSTED ON August 22, 2019
Your guide to margin loans

When you think about borrowing money in order to invest it, the first thing you’ll probably imagine is an investment home loan. You borrow a [...]

POSTED ON August 21, 2019
Frequent Flyer Points bonanza!

By Jason Bryce Banks and other credit card issuers are offering hundreds of thousands of Qantas Frequent Flyer, Virgin Velocity and other rewards points to [...]

POSTED ON August 21, 2019
Four great Unsecured Small Business Loans

When you’re looking for finance for business purposes, there’s a few factors to consider. You need to minimise the costs of the finance while maximising [...]

POSTED ON August 20, 2019
What is a notice saver account?

Notice saver accounts are a fairly new product to the Australian savings account scene. They’re a handy hybrid of term deposits and on-call savings accounts. [...]

POSTED ON August 19, 2019
What is happening to eftpos?

There is a titanic battle playing out right now, behind the scenes, between Australia’s big banks, the Morrison government, the Reserve Bank, global credit card [...]

POSTED ON August 16, 2019
How much can I save with refinancing?

How much can I save by refinancing? Refinancing your home loan could be one of the best financial decisions you ever make. And refinancing is [...]

POSTED ON August 16, 2019
Westpac beats watchdog in battle of the beef

Westpac has emerged victorious after a bombshell court decision today that vindicates automated assessments of loan applicant’s living expenses using a formula called the Household [...]

POSTED ON August 13, 2019
Is Scott Morrison banning cash?

The Morrison government is proposing a radical ban on business cash transactions over $10,000 to fight the ‘black economy’ and tax avoidance. Business owners will [...]

POSTED ON August 9, 2019
Tick and flick – is it really that easy?

Your guide to switching banks Australians are more likely to get divorced than change their bank. But thanks to a number of government regulations in [...]

POSTED ON August 7, 2019
Billion-dollar bank compo bonanza

Which banks are paying compensation to investors? Banks and financial institutions will pay about one billion dollars in total compensation to investors and customers for [...]

POSTED ON August 7, 2019