Home Loans

Whether you’re buying, investing or
refinancing, find your loan here

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Compare Home Loans

Are you buying a home or investment property, or refinancing an existing loan?

We can help you search and compare Australian home loans from a wide range of banks and lenders, and make it easy for you to find the rates and features you want.

Get ahead of the game by catching up on the latest home loan news, check out our range of home loan calculators, or learn more about the different options for structuring your loan in our handy guides section.

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Today's Sponsored Offers

Sponsored
Owner Occupier, Principal & Interest (Refinance Only) Home Loans
  • 3.34% p.a. variable rate / 3.30% p.a. comparison rate
  • No application, ongoing or exit fees
  • Loyalty bonus each year for 5 years just for making your repayments on time
  • Automatic rate-match. If we drop the rate for new customers, we’ll pass this onto existing customers on an Athena like-for-like loan
  • Visit the Athena Home Loans website for conditions and full details
View Special Offer
Sponsored
Aussie Mortgage Broker Home Loans
  • Understand your lifestyle and property goals
  • Compare thousands of home loans from over 20 leading lenders^
  • Take the hard work out of the home loan process
  • See if we could save you thousands
  • Visit Aussie’s website for conditions and full details
View Special Offer
Sponsored
UBank UHomeLoan Home Loans
  • 3.59% p.a. variable rate / 3.59% p.a. comparison rate
  • $0 application fee for variable rate
  • $0 ongoing fees, $0 annual fees
  • Visit the UBank website for conditions and full details
View Special Offer
What are sponsored products
"Sponsored" products are selected by InfoChoice, at its discretion, to promote to consumers, based on a range of factors including whether the product is likely to be of interest to our customers. However, our selection of a sponsored product should not be constituted as an endorsement of that product, or a representation that a product best suits your needs. InfoChoice may receive a commission, referral fee or payment from a provider when you click on a link to a "Sponsored" product.
For information on how we've selected these "Sponsored" and "Featured" products click here

Tips before you apply

1.

Comparison Rate

The comparison rate takes into account fees as well as the advertised headline rate.

2.

Home Loan Rates

The big four banks do not offer the lowest home loan rates.

3.

Refinancing

Refinancing to a cheaper home loan could save you thousands of dollars.

Home Loan Offers

Sponsored
"Sponsored" products are products offered by a provider with which InfoChoice has a commercial marketing arrangement in place. "Sponsored" products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the "Show sponsored listings first" checkbox. InfoChoice may receive a commission, referral, fee or payment from a provider when you click on a link to a "Sponsored" or "Featured" product.
Sponsored
Athena Owner Occupier Principal & Interest (Refinance Only)
VARIABLE INTEREST RATE 3.34%
COMPARISON RATE 3.30%
Sponsored
Loans.com.au Smart Home Loan
VARIABLE INTEREST RATE 3.48%
COMPARISON RATE 3.50%
Sponsored
UBank UHomeLoan
VARIABLE INTEREST RATE 3.59%
COMPARISON RATE 3.59%
Sponsored
Reduce Home Loans Rate Slasher
VARIABLE INTEREST RATE 3.19%
COMPARISON RATE 3.19%
Sponsored
Beyond Bank Special Low Rate Variable Home Loan
VARIABLE INTEREST RATE 3.79%
COMPARISON RATE 3.79%
For information on how we've selected these "Sponsored" and "Featured" products click here
Compare More Home Loans Compare More

Our Top Calculators

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Stamp Duty Calculator
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Home Loan Calculator
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How Much Can I Borrow Calculator
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Home Loan Comparison Calculator
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Mortgage Repayment Calculator
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Latest Home Loans News

Buying versus renting in Australia

“It is more affordable to buy than rent” Which cities and towns are cheaper for home buyers than renters? Suddenly…

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Home Loans - June 13, 2019
How low can interest rates go?

Tuesday June 4 will be remembered as the day the Reserve Bank of Australia (RBA) reduced interest rates to a…

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Home Loans - June 13, 2019
Which of the Big Four Australian banks should I bank with?

Commonwealth vs Westpac vs NAB vs ANZ Australia’s Big Four banks are Westpac, National Australia Bank (NAB), Commonwealth Bank and…

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Home Loans - June 11, 2019

Need help?
Have a look at
our home loan
guides

Tips to know a suburb is booming before you buy

When buying a property, it’s all about the location. To help you narrow down where to buy, we’ve put together this guide to find the right location.

READ MORE

How to pick a winner: Guide to viewing open homes

Are you interested in buying a house? The process can be long, but we’re here to help. Here’s what you need to be looking at when viewing open homes.

READ MORE

Finding the right tenant: The landlord's checklist

If you own an investment property, how do you find the ideal tenant? Here’s what to consider when considering applications for your rental property.

READ MORE

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Choosing a Home Loan

Whether you are a first-time buyer looking for a home loan or looking to refinance your existing home loan, you’ll find it easier to find the loan that meets your needs right here.

Finding the right home loan isn’t an easy task with thousands of products from hundreds of lenders it can be overwhelming just thinking about. Instead of searching through thousands of websites and sifting through mountains of information we’ve compiled the important details in a nice easy to digest table format. To help you find the home loan we’ve created a search selector which helps narrow down the list of home loans simply by entering loan amount required, fixed or variable, loan purpose you can quickly narrow down your options.

If you are looking for a specific type of loan on offer you can use our quick links above the selector to go straight to the home loan results pages. With home loans being such a complicated product there are 3 tables for you to look through detailing rates, fees and features of those loans, you can view each of these tables by clicking on the tabs above the tables. If you’ve found some home loans that you think will suit your requirements you can compare each of these loans side-by-side by selecting the tick box next to each of the loans and click the compare selected button, in this view you will be able to view each of the loans with a full list of details in a side-by-side comparison. We also offer a direct link to the home loan providers website where you can click through and get in touch with them directly, or if you would like to ask us a question simply fill out our “help me choose” form and one of our home loan experts will get in touch with you to discuss any questions you may have.