Up Home Loans as of July 2026

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.95% p.a.
5.95% p.a.
$2,982
Principal & Interest
Variable
$0
$0
90%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
6.35% p.a.
5.99% p.a.
$3,111
Principal & Interest
Fixed
$0
$0
90%
  • Owner Occupier
  • Fixed 1 Year
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
6.35% p.a.
6.06% p.a.
$3,111
Principal & Interest
Fixed
$0
$0
90%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
6.40% p.a.
6.04% p.a.
$3,128
Principal & Interest
Fixed
$0
$0
90%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
6.40% p.a.
6.11% p.a.
$3,128
Principal & Interest
Fixed
$0
$0
90%
  • Owner Occupier
  • Fixed 4 Years
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
6.40% p.a.
6.15% p.a.
$3,128
Principal & Interest
Fixed
$0
$0
90%
  • Owner Occupier
  • Fixed 5 Years
  • Principal & Interest
  • 10% Min Deposit
  • Offset
  • Redraw
  • More details
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning

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