loans.com.au Home Loans as of December 2023


VariableMore details
  • Low rate home loan with added benefits, add offset for 0.10%
  • Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old
  • Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply

loans.com.au – Green Home Loan (Principal and Interest)

  • Low rate home loan with added benefits, add offset for 0.10%
  • Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old
  • Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply
VariableMore details

loans.com.au – Green Investment Loan (Interest Only)

    VariableMore details

    loans.com.au – Green Investment Loan (Principal and Interest)

      VariableMore details

      loans.com.au – Solar Home Loan (Principal & Interest) (LVR < 90%)

        VariableMore details
        INCLUDES NOV RBA RATE INCREASE
        INCLUDES NOV RBA RATE INCREASE

        loans.com.au – Variable Home Loan (LVR < 90%)

          VariableMore details
          Online ExclusiveUP TO $4K CASHBACKINCLUDES NOV RBA RATE INCREASE
          • Immediate cashback upon settlement
          • $2000 for loans up to $700,000
          • $4000 for loans over $700,000
          Online ExclusiveUP TO $4K CASHBACKINCLUDES NOV RBA RATE INCREASE

          loans.com.au – Variable Basic Cashback Home Loan (Principal and Interest) (LVR < 70%)

          • Immediate cashback upon settlement
          • $2000 for loans up to $700,000
          • $4000 for loans over $700,000
          VariableMore details
          • Interest Only during construction
          • No monthly, annual or ongoing fees
          • Get Australia’s lowest rate construction loan when you go green

          loans.com.au – Green Construction Home Loan (Interest Only)

          • Interest Only during construction
          • No monthly, annual or ongoing fees
          • Get Australia’s lowest rate construction loan when you go green
          VariableMore details
          • You MUST already have Solar or a documented plan to install within 90 days to be eligible for this loan
          • Available for refinance or purchase

          loans.com.au – Solar Investor Loan (Principal & Interest) (LVR < 90%)

          • You MUST already have Solar or a documented plan to install within 90 days to be eligible for this loan
          • Available for refinance or purchase
          VariableMore details
          • 10% deposit minimum
          • Up to 30 yrs loan term
          • Interest Only during construction

          loans.com.au – Solar Construction 90

          • 10% deposit minimum
          • Up to 30 yrs loan term
          • Interest Only during construction
          FixedMore details
          NO ONGOING FEES
          • 5 year fixed terms
          • No monthly or ongoing fees
          • Option to split with low variable rate
          NO ONGOING FEES

          loans.com.au – Fixed Home Loan Special (Principal and Interest) 5 Years (LVR < 90%)

          • 5 year fixed terms
          • No monthly or ongoing fees
          • Option to split with low variable rate
          VariableMore details

          loans.com.au – Solar Investor Loan (Interest Only) (LVR < 90%)

            VariableMore details

            loans.com.au – Solar Home Loan (Interest Only) (LVR < 90%)

              Important Information and Comparison Rate Warning
              Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) repayments. All products with a link to a product provider’s website have a commercial marketing relationship between us and these providers. These products may appear prominently and first within the search tables regardless of their attributes and may include products marked as promoted, featured or sponsored. The link to a product provider’s website will allow you to get more information or apply for the product. By de-selecting “Show online partners only” additional non-commercialised products may be displayed and re-sorted at the top of the table. For more information on how we’ve selected these “Sponsored”, “Featured” and “Promoted” products, the products we compare, how we make money, and other important information about our service, please click here.

              Monthly repayment figures are estimates only, exclude fees and are based on the advertised rate for a 30 year term and for the loan amount entered. Actual repayments will depend on your individual circumstances and interest rate changes. For Interest only loans – the monthly repayment figure is applicable only for the interest only period. After the interest only period, your principal and interest repayments will be higher than these repayments. For Fixed rate loans – the monthly repayment is based on an interest rate that applies for an initial period only and will change when the interest rate reverts to the applicable variable rate.

              The Comparison rate is based on a secured loan amount of $150,000 loan over 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees together with costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products. Rates correct as of December 1, 2023. View disclaimer

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