loans.com.au Car Loans Review

loans.com.au Car Loans as of December 2023

Lender	Advertised rate	Comparison rate*	Monthly repayment	Interest Type	Vehicle Type	Maximum Vehicle Age	Ongoing Fee	Application Fee	Total Repayment	as ofDecember 1, 2023

	6.09^%_p.a.	7.21^%_p.a.	^$581	Fixed	New	1 year	^$8	^$400	^$34,874	More details
	loans.com.au – Green Car Loan Fixed Required: Good credit history, stable employment history. Aus citizenship or PR.
loans.com.au – Green Car Loan Fixed Required: Good credit history, stable employment history. Aus citizenship or PR. More details
	6.24^%_p.a.	7.36^%_p.a.	^$583	Variable	New	1 year	^$8	^$400	^$35,000	More details
FEATURED	loans.com.au – New - Home Owner Special Get the option to choose to reduce your regular payment amounts if you opt for balloon payment Available for purchasing new and demo vehicles $5,000 to $150,000 loan amount Required: Good credit history, stable employment history. Aus citizenship or PR.
FEATURED loans.com.au – New - Home Owner Special Get the option to choose to reduce your regular payment amounts if you opt for balloon payment Available for purchasing new and demo vehicles $5,000 to $150,000 loan amount Required: Good credit history, stable employment history. Aus citizenship or PR. More details
	7.09^%_p.a.	8.21^%_p.a.	^$595	Fixed	New	1 year	^$8	^$400	^$35,719	More details
FEATURED	loans.com.au – New Car Loan - Special (Fixed) Get the option to choose to reduce your regular payment amounts if you opt for balloon payment Available for purchasing new and demo vehicles $5,000 to $150,000 loan amount Required: Good credit history, stable employment history. Aus citizenship or PR.
FEATURED loans.com.au – New Car Loan - Special (Fixed) Get the option to choose to reduce your regular payment amounts if you opt for balloon payment Available for purchasing new and demo vehicles $5,000 to $150,000 loan amount Required: Good credit history, stable employment history. Aus citizenship or PR. More details
	7.74^%_p.a.	8.85^%_p.a.	^$605	Variable	Used	5 years	^$8	^$400	^$36,274	More details
	loans.com.au – Used Car Loan (< 5 years)
loans.com.au – Used Car Loan (< 5 years) More details
	7.74^%_p.a.	8.85^%_p.a.	^$605	Variable	Used	3 years	^$8	^$400	^$36,274	More details
	loans.com.au – Used Car Loan (< 3 years) (Variable)
loans.com.au – Used Car Loan (< 3 years) (Variable) More details
	8.09^%_p.a.	9.20^%_p.a.	^$610	Fixed	Used	3 years	^$8	^$400	^$36,575	More details
	loans.com.au – Used Car Loan (< 3 years) (Fixed)
loans.com.au – Used Car Loan (< 3 years) (Fixed) More details
	8.29^%_p.a.	9.40^%_p.a.	^$612	Fixed	Used	5 years	^$8	^$400	^$36,748	More details
	loans.com.au – Used Car Loan (up to 5 years) (Fixed)
loans.com.au – Used Car Loan (up to 5 years) (Fixed) More details
	9.09^%_p.a.	10.20^%_p.a.	^$624	Fixed	Used	7 years	^$8	^$400	^$37,444	More details
	loans.com.au – Used Car Loan (6-7 years) (Fixed)
loans.com.au – Used Car Loan (6-7 years) (Fixed) More details
	12.79^%_p.a.	13.90^%_p.a.	^$679	Fixed	Used	12 years	^$8	^$400	^$40,762	More details
	loans.com.au – Used Car Loan (Fixed) (8+ years)
loans.com.au – Used Car Loan (Fixed) (8+ years) More details

Important Information and Comparison Rate Warning

All products with a link to a product provider’s website have a commercial marketing relationship between us and these providers. These products may appear prominently and first within the search tables regardless of their attributes and may include products marked as promoted, featured or sponsored. The link to a product provider’s website will allow you to get more information or apply for the product. By de-selecting “Show online partners only” additional non-commercialised products may be displayed and re-sorted at the top of the table. For more information on how we’ve selected these “Sponsored”, “Featured” and “Promoted” products, the products we compare, how we make money, and other important information about our service, please click here.

The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless indicated otherwise. The comparison rates for car loans and secured personal loans for the relevant amounts and terms are for secured loans unless indicated otherwise. The comparison rates for unsecured personal loans are applicable for unsecured loans only.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.

Monthly repayment figures are estimates only, exclude fees and are based on the advertised rate for the term and for the loan amount entered. Actual repayments will depend on your individual circumstances and interest rate changes. Rates correct as of December 1, 2023. View disclaimer