ING Savings Account Rates & Review

ING Savings Accounts as of August 2025

Total interest earned below is based on a $20,000 deposit amount over 1 year.

Provider	Base interest rate	Max interest rate	Total interest earned	Introductory Term	Minimum Amount	Maximum Amount	Account Keeping Fees	Min. Monthly Deposit	Min. Opening Deposit	Linked account required	ATM Access	EFTPOS Facility	as ofAugust 18, 2025

	4.20^%_p.a.	Intro rate for 4 monthsthen 4.20% p.a. 4.95^%_p.a.	^$899	4	^$250,000	^$99,999,999		0	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings Accelerator
Savings Accelerator More details
	3.25^%_p.a.	Intro rate for 4 monthsthen 3.25% p.a. 4.00^%_p.a.	^$705	4	^$50,000	^$249,999		0	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings Accelerator
Savings Accelerator More details
	2.35^%_p.a.	Intro rate for 4 monthsthen 2.35% p.a. 3.10^%_p.a.	^$523	4	^$0	^$49,999		0	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings Accelerator
Savings Accelerator More details
	Bonus rate of 4.95%Rate varies on savings amount. 0.05^%_p.a.	5.00^%_p.a.	^$1,023		^$0	^$99,999	0	1000	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings Maximiser
Savings Maximiser More details
	0.05^%_p.a.	0.05^%_p.a.	^$10		^$100,000	^$99,999,999	0	1000	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings Maximiser
Savings Maximiser More details

Important Information and Comparison Rate Warning

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ING Savings Accounts

ING Savings Accounts as of August 2025

Savings Accelerator

Savings Accelerator

Savings Accelerator

Savings Accelerator

Savings Accelerator

Savings Accelerator

Savings Maximiser

Savings Maximiser

Savings Maximiser

Savings Maximiser

Latest ING News

ING and BOQ continue savings account rate war, bonus conditions stay

ING boosting savings rate to 4.05% p.a.

Has ING cut interest rates?

Latest Deposit News

What's happening to my savings account after the August RBA cash rate cut?

What's happening to my savings account after the RBA cash rate cut?

What's happening to my savings account after the RBA cash rate cut?

Medium-length term deposits get the juice this week

Compare More ING Products

Savings Accounts Comparison & Tools

Savings Accounts Lenders' Interest Rates

Important Information

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Comparison Rate Warning and Base Criteria

Monthly Repayment Figures

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