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Pocket Power

Variable Interest Rates: All Balances (p.a)

< $1,000	0.50%
$1,000+	1.50%
$2,000+	1.50%
$5,000+	2.00%
$10,000+	2.50%
$20,000+	2.50%
$50,000+	3.00%
$100,000+	3.00%
$250,000+	3.00%
$500,000+	3.00%

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The Pocket Power Account is a special savings account that has been developed for Members aged 3 to 11 years. With the help of a parent or guardian, junior Members can start their financial education and get in to the habit of saving on a regular basis. This account encourages children to save, while earning interest on their pocket money.

Features and access options:

- Interest calculated daily, paid tri-annually

- No transaction fees

- No account keeping fees

- No minimum opening balance

- Ability to perform direct debits and credits

- BPAY facility

- Optional deposit book

- Ability to make regular deposits and make free withdrawals^

- Access to coin counting machines via our Financial Services Stores

- Access via Telephone Banking, Internet Banking and over the counter

^Withdrawals from non-rediATMs will incur direct charge fees. Number of free withdrawals are based on total relationship. See our Member Allowance page on our website at www.communityfirst.com.au for more information.

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Account Details

Account Type

Savings

Min. Opening Amount

Min. Balance

Interest

Interest Calculation Frequency

Daily

Interest Payment Frequency

Quarterly

Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee

ATM Balance Fee

ATM Fee (Other Bank)

Daily ATM Withdrawal Limit

EFTPOS Fee

Debit Card Replacement Fee

Fee Details

Service Fee Frequency

Fee Rebate Available

Balance Required for Fee-Free

There are no transactional fees and account keeping fees. No ATM card or cheque booked can be linked to account.

Internet & Phone Fees

Phone Transaction Fee

Internet Transaction Fee

Free Electronic Trans. per Month

Counter & Cheque Fees

Counter Deposit Fee

Counter Withdrawal Fee

Free Counter Trans. Per Month

Cheque Fee

Cheque Dishonour Fee

Debit Item Dishonour Fee

Overseas Access

Overseas ATM Facilities

Overseas ATM Balance Fee

Overseas ATM Withdrawal Fee

Overseas EFTPOS Fee

OS Emergency Card Replacement

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