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SCU Low Rate Visa Credit Card

 
 
Product Image


Purchase Rate 10.49%
Cash Advance Rate 10.49%
55 days
Interest Free
$30
Annual Fee

Card Details

Rewards Program N Overseas ATM Availability Y
Insurance Cover for Purchases N Interest Paid on Credit Balance N
Automatic Travel Insurance N    


 
 
Rewards Points per Dollar 0
Spend to Redeem $100 Gift Card*
Spend at Loyalty Partner for $100 Gift Card*
Linked to Frequent Flyer N
Frequent Flyer Ratio
SPEND FOR SYD/MEL RETURN*


Lifetime of Points
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions
Annual Fee $30 Minimum Repayment 2.5%
Annual Fee First Year $30 Interest Charged From StatementDate
Rewards Joining Fee Late Payment Fee $30
Supplementary Card Fee $0    
Duplicate Statement Fee $0 Overseas ATM Balance Fee
Transaction Verification Fee Overseas ATM Withdrawl Fee $3.00
Over Limit Fee $0 Overseas Emergency Card Replacement Fee $185
 

FEATURED CARDS

Aussie MasterCard Product Image 13.29%
per annum
Westpac Low Rate Product Image 13.49%
per annum
ME Bank MasterCard Product Image 12.25%
per annum
Product Image Conditions Apply
Hilton Macquarie Platinum Card
  • Hilton Benefits.
  • 20% Savings on every hotel visit.
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St.George Platinum
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* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

American Express® is a registered trademark of American Express Company.
Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

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Our Take On This Card
Pros
  • Low ongoing purchase and cash advance rate
  • 55 Interest Free Days
Cons
  • $30 annual fee
Summary

SCU's Low Rate card has a low ongoing purchase and cash advance rate, with the benefit of interest free days. A card suitable for getting on top of your finances.