Non-conforming loans are for those who don't qualify for a conventional home or personal loan because of a poor credit history etc.
CHOOSE from the various categories of non-conforming loans in the table below.
FIND OUT what the major non-conforming lenders have to offer by clicking the logos below.
LOW DOC LOANS are for the self-employed who can't or don't want to substantiate their income.
COMPARE LOW DOCS
Non-conforming home loans are available for borrowers in the following specific categories. Click on a heading for loan information:
SELF-EMPLOYED
'Low document' borrowers with difficulty verifying their last three years of income |
CREDIT-IMPAIRED
Borrowers with a history of late repayments, loan default or bankruptcy. |
UNSTABLE INCOME
Borrowers with unstable employment or infrequent/variable income. |
DEPOSIT-IMPAIRED
Borrowers wishing to borrow more than 90-95% of the value of a property. |
NON-RESIDENT
Australian citizens living overseas or non-Australian residents buying investment property in Australia. |
SECURITY-IMPAIRED
Borrowers wishing to secure their loan against properties not normally appropriate as security, eg. company title or serviced apartments. |
RECENT ARRIVALS
New Australian residents without a borrowing record here. |
OLDER BORROWERS
Those borrowers for whom a 25-year repayment term may not be appropriate. |
For more background on non-conforming loans, read our:
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