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Banking / Savings Accounts

The best savings accounts

Whatever your savings goals, the right savings accounts can help you get there faster by offering great features such as higher interest rates or zero fees.

Whether you’re a regular or occasional saver, business owner or investor, find your ideal savings account using our comparison tables, get up to date with the latest savings news, or learn more about your savings options in our handy guides.

Need some extra motivation? Use our savings calculator to work out a game plan for achieving your goals.

Here are some savings accounts to consider

Savings Amount

Account Type
Account Type
Just a test
Not sure which savings account is for you? Click here for more information

Review More Bank Accounts: High Interest Savings Accounts | Online Savings Accounts | Incentive / Bonus Saver Accounts | Cash Management Accounts | Childrens Savings Accounts | Self Managed Super & Retirement Accounts | Everyday Transaction Accounts


Today's Sponsored Bank Accounts


Citi Online Saver  

  • Earn our variable introductory rate, currently 2.85% p.a., for the first 4 months while the account balance remains below $500,000 (interest rate may change throughout the period)
  • No monthly fees, plus there's no minimum balance
  • Link your Citibank Online Saver to any Australian bank account for easy access to your funds
  • 24/7 access via online, mobile, tablet and telephone banking.
Eligibility T&C’s apply. Consider if product is right for you Go to site

MyState Special eSaver Account  

  • Earn up to 2.50%p.a with a balance of $50k+
  • No minimum balance or ongoing deposits required.
  • Transfer money any time without penalties.
  • No monthly deposit account fee
Eligibility T&C’s apply. Consider if product is right for you Go to site
For information on how we’ve selected these “Sponsored” and “Featured” products click here.

Savings News

Which transaction account offers the most ways ...

Transaction banking accounts are not all the same. All accounts offer Eftpos debit card transactions, but some go further and offer many more ways to pay.  Read full article

Long term deposit vs short term deposit

Long term deposits (over 12 months) generally offer higher rates than shorter terms but your money is locked away and you cant grab a better deal if rates change.  Read full article

Which saving account has the highest rate?

Savings accounts come with terms and conditions that may be preventing you from getting the maximum bonus rate for your money.  Read full article

More Savings News

Savings Guides

Five ways to manage your family's budget

Do you have money set aside for an unexpected expense or emergency? Be confident you can support your family with these financial solutions. Read full article

A parent's guide: Teaching kids about money

One of the best lessons you can give your children is an understanding of the value of money. Here are some tips to help you talk about dollars and cents. Read full article

Three tips to help you save for tomorrow

Struggling to save money? Try investing your money to get your savings back on track. Here are our top tips to help you meet your savings goals. Read full article

How to pay for the wedding you want

Weddings can come with quite the price tag. Here's how to budget for a wedding so you don't have to cut corners. Read full article

Think you'll never own property? Think again

Struggling to get into the property market? Perhaps it's time for a different approach. Here are some options that might get your foot in the door. Read full article

More Savings Guides

Find the right savings account for you

The number of savings account on offer can make it difficult to choose a good deal. But finding the right account is easy with InfoChoice. Whether you want to open an online savings or a children’s savings account, InfoChoice allows you to search and compare in one place. You can compare features such as monthly account service fees and access options, and read breaking information about savings accounts in our news and guides section. You can also work out how much interest you’ll earn by using our savings calculator. Some accounts will take you the provider’s website so you can open your account online today.

More Savings Accounts

Institution Product Max. Rate (%) Details
Maxi Saver (3.00% variable for first 3 months) 3.00 Go to site
Maxi Saver Account 3.00 Go to site
Savings Maximiser (Base rate 1.50%p.a + 1.50%p.a Standard Bonus Rate = 3.00%p.a on balances up to $100K) 3.00 Go to site
Citi Online Saver (2.85% Variable intro rate for 4 months on balances up to $500k) 2.85 Go to site
Hero Saver (Earn an ongoing variable rate of 2.65% p.a. for balances up to $250,000 minimum deposit of $200 excludes interest monthly with no withdrawals) 2.65 Go to site
ANZ Online Saver (Earn up to 2.55% p.a. for 3 months) 2.55 Go to site
Institution Product Max. Rate (%) Details

Based on promotional or introductory rates for an online savings account of $5,000. For information on how we've selected these “Sponsored” and “Featured” products click here.


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