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Compare High Interest Savings Accounts

Search & Compare High Interest Savings Accounts

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 Account Purpose
Fixed Term At Call Savings
 

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 Standard
 Online
 Farm Management
 Savings Standard
 Online Savings
 Cash Management
 Childrens
 First Home Savers
  Pensioner Deeming
 Christmas Club
 Farm Management
 Superannuation
 
 

Search criteria selected:
  • State: All
  • Savings amount: 10,000
  • Account Purpose: AtCallSavings
  • Savings Term: 1 year
  • Standard, Online
  • Features: Savings Standard, Online Savings, Cash Management, Childrens, Pensioner Deeming, Christmas Club, Farm Management, Superannuation

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Compare Selected
 Institution Product Name (click for details) Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
USaver (Base Rate 5.85%, Bonus 0.10% with savings plan) Not Required 5.95% $49.58 5.85% $48.75 Proceed
Citibank Online Saver (Variable introductory rate for 6 months on balances under $2 million) Any Institution 5.88% $49.00 4.50% $37.50 Proceed
Savings Maximiser (New customers will receive a Variable Welcome Rate of 5.85% p.a. for 4 months from account opening, on balances up to $1 million) Any Institution 5.85% $48.75 4.50% $37.50 Proceed
RaboPlus PremiumSaver (Grow your balance by $200 by the end of each month to earn 5.75%) Any Institution 5.75% $47.92 4.00% $33.33 Proceed
TeleNet Saver (Special Introductory Interest Rate for 12 months - variable) Any Institution 5.62% $46.83 4.00% $33.33 Proceed
Bankwest Smart eSaver (Smart Rate if no withdrawals) Any Institution 5.51% $45.92 4.00% $33.33 Proceed
ANZ Online Saver (Earn up to bonus 1.25% p.a. until 30 May 2010. Apply online by 30 March 2010) (Online) Same Institution 5.50% $45.83 4.25% $35.42 Proceed
NAB iSaver (1.65% on top of the standard rate for 4 mths on new accounts opened until 13/04/10) Same Institution 5.40% $45.00 3.75% $31.25 Proceed
Superfund Maximiser Any Institution 5.25% $43.75 5.25% $43.75 Proceed
ME Online Savings Account Any Institution 5.10% $42.50 5.10% $42.50 Proceed
Online Saver Account Same Institution 5.00% $41.67 5.00% $41.67 Proceed
RaboPlus Savings Account Any Institution 4.75% $39.58 4.75% $39.58 Proceed
Christmas Club 4.00% $33.33 4.00% $33.33 Proceed
Cyber Saver account 4.00% $33.33 4.00% $33.33 Proceed
Incentive Saver Account 3.00% $25.00 0.60% $5.00 Proceed
Achiever Savings Account 3.00% $25.00 3.00% $25.00 Proceed
Deeming Account 3.00% $25.00 3.00% $25.00 Proceed
Cash Management - High Yield Account 2.10% $17.50 2.10% $17.50 Proceed
Deeming Account 2.00% $16.67 2.00% $16.67 Proceed
Pensioner Aware - Single 2.00% $16.67 2.00% $16.67 Proceed
Compare Selected
 Institution Product Name (click for details) Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
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Savings
* Default sorting is based on the maximum monthly interest rate in descending order.
* Monthly interest is the savings amount accumulated over the first month. Use our Savings Calculator to project further accumulation of funds. 
'Max Monthly Interest' includes any introductory rates that may only apply for a limited period and bonus rates that may only apply if certain conditions are met. 
'Base Monthly Interest' includes the the ongoing savings interest rate with no introductory or bonus interest.
* Default value for monthly interest is based on a savings amount of $10,000.

Term Deposits
* Default sorting is based on monthly interest in descending order.
* Monthly interest is the savings amount accumulated over the first month. Use our Term Deposit Calculator to work out interest savings on different periods.
* Default value for monthly interest is based on a deposit amount of $10,000, using a 180 Day Term Deposit Rate.

 

High Interest Savings Accounts

Compare and Choose the best high interest savings account from Australia's largest selection of accounts at infochoice.com.au. We list high interest savings accounts from 100's of institutions including all the big banks, credit unions and societies.

When comparing high interest savings accounts there are a few things to look for, sometimes high interest savings accounts will offer a promotional rate which is generally only available for a limited time and will revert back to a lower standard rate at the end of the period. If you are looking for a short term high interest return then these could be a good option, but if you are looking for a consistant return then look for an account that offers a strong base rate.

Online savings accounts will usually offer the highest rates due to the low maintenance cost to providers which allow them to offer a higher rate. Online accounts will usually have to be linked to a transaction account, the provider will either let you link it to any account including one with another bank or they will require you open a transaction account with them if you don't already have one. Make sure to double check this as you may not want to open another transaction account especially if it means paying monthly fees when you don't need it.

 

 

Today's Savings deals

Institution Product Max. Rate (%) Details
USaver (Base Rate 5.85%, Bonus 0.10% with savings plan) 5.95 Details
Citibank Online Saver (Variable introductory rate for 6 months on balances under $2 million) 5.88 Details
Savings Maximiser (New customers will receive a Variable Welcome Rate of 5.85% p.a. for 4 months from account opening, on balances up to $1 million) 5.85 Details
RaboPlus PremiumSaver (Grow your balance by $200 by the end of each month to earn 5.75%) 5.75 Details
TeleNet Saver (Special Introductory Interest Rate for 12 months - variable) 5.62 Details
Institution Product Max. Rate (%) Details

The above products are some of the top rates available in the market. Based on promotional or introductory rates for an online savings account of $5,000.


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