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Compare High Interest Savings Accounts

Search & Compare High Interest Savings Accounts

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 Account Purpose
Fixed Term At Call Savings
 

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Search criteria selected:
  • State: All
  • Savings amount: 10,000
  • Account Purpose: AtCallSavings
  • Savings Term: 1 year
  • Standard, Online
  • Features: Savings Standard, Online Savings, Cash Management

Click on column heading to sort table
Compare Selected
 Institution Product Name (click for details) Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
Citibank Online Saver (5.70% Variable intro rate for 4 months on balances up to $500k) Any Institution 5.70% $47.50 4.25% $35.42 Proceed
RaboDirect Savings Account (up to 5.60% 4 month special variable rate up to $250k) Any Institution 5.60% $46.67 4.85% $40.42 Proceed
Savings Maximiser (5.60% p.a. variable intro rate for 4 months on balances up to $250,000) Any Institution 5.60% $46.67 4.00% $33.33 Proceed
HSBC Serious Saver (5.55% variable intro rate for 4 months on balances up to $1m) Any Institution 5.55% $46.25 4.25% $35.42 Proceed
USaver (Base Rate 4.91%, Bonus 0.60% with savings plan) Not Required 5.51% $45.92 4.91% $40.92 Proceed
ANZ Online Saver (5.50% p.a. until 30th September 2012) Same Institution 5.50% $45.83 3.75% $31.25 Proceed
ANZ Progress Saver 5.26% $43.83 0.01% $0.08 Proceed
Virgin Saver Any Institution 4.75% $39.58 4.75% $39.58 Proceed
Incentive Saver Account (QLD, VIC, WA & TAS) 5.80% $48.33 0.50% $4.17
RAMS Saver Same Institution 5.75% $47.92 4.95% $41.25
TeleNet Saver (6 month intro rate - apply by 9 June 2012) Any Institution 5.65% $47.08 4.25% $35.42
Bonus Saver Any Institution 5.61% $46.75 0.01% $0.08
Premium Online Investor Account Any Institution 5.51% $45.92 0.00% $0.00
iSaver 5.50% $45.83 4.00% $33.33
Reward Saver Account 5.50% $45.83 0.10% $0.83
IMB Reward Saver Account 5.50% $45.83 0.00% $0.00
Maxi Saver Same Institution 5.35% $44.58 3.75% $31.25
Maxi Saver (QLD, VIC, WA & TAS) Same Institution 5.35% $44.58 3.75% $31.25
Westpac Youth Reward Saver (earn up to 5.35%) 5.35% $44.58 0.50% $4.17
Westpac Student Reward Saver (earn up to 5.35% p.a.) 5.35% $44.58 0.50% $4.17
Compare Selected
 Institution Product Name (click for details) Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
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Savings
* Default sorting is based on the maximum monthly interest rate in descending order.
* Monthly interest is the savings amount accumulated over the first month. Use our Savings Calculator to project further accumulation of funds. 
'Max Monthly Interest' includes any introductory rates that may only apply for a limited period and bonus rates that may only apply if certain conditions are met. 
'Base Monthly Interest' includes the the ongoing savings interest rate with no introductory or bonus interest.
* Default value for monthly interest is based on a savings amount of $10,000.

Term Deposits
* Default sorting is based on monthly interest in descending order.
* Monthly interest is the savings amount accumulated over the first month. Use our Term Deposit Calculator to work out interest savings on different periods.
* Default value for monthly interest is based on a deposit amount of $10,000, using a 180 Day Term Deposit Rate.

 

High Interest Savings Accounts

Compare and Choose the best high interest savings account from Australia's largest selection of accounts at infochoice.com.au. We list high interest savings accounts from 100's of institutions including all the big banks, credit unions and societies.

When comparing high interest savings accounts there are a few things to look for, sometimes high interest savings accounts will offer a promotional rate which is generally only available for a limited time and will revert back to a lower standard rate at the end of the period. If you are looking for a short term high interest return then these could be a good option, but if you are looking for a consistant return then look for an account that offers a strong base rate.

Online savings accounts will usually offer the highest rates due to the low maintenance cost to providers which allow them to offer a higher rate. Online accounts will usually have to be linked to a transaction account, the provider will either let you link it to any account including one with another bank or they will require you open a transaction account with them if you don't already have one. Make sure to double check this as you may not want to open another transaction account especially if it means paying monthly fees when you don't need it.

 

 

Today's Savings deals

Institution Product Max. Rate (%) Details
Citibank Online Saver (5.70% Variable intro rate for 4 months on balances up to $500k) 5.70 Details
RaboDirect Savings Account (up to 5.60% 4 month special variable rate up to $250k) 5.60 Details
Savings Maximiser (5.60% p.a. variable intro rate for 4 months on balances up to $250,000) 5.60 Details
HSBC Serious Saver (5.55% variable intro rate for 4 months on balances up to $1m) 5.55 Details
USaver (Base Rate 4.91%, Bonus 0.60% with savings plan) 5.51 Details
Institution Product Max. Rate (%) Details

The above products are some of the top rates available in the market. Based on promotional or introductory rates for an online savings account of $5,000.


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