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Compare High Interest Savings Accounts

Search & Compare High Interest Savings Accounts

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 Institution Product Name
(click for details)		 Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
RAMS Saver (Base Rate 4.21%, Bonus 0.80% with min. $200 deposit and no withdrawals each month) Not Required 5.01% $41.75 4.21% $35.08 Go to site
RaboDirect Savings Account (up to 4.95% 4 month special variable rate up to $250k) Any Institution 4.95% $41.25 3.75% $31.25 Go to site
Maxi Saver (NSW, ACT, SA & NT) Same Institution 4.80% $40.00 2.85% $23.75 Go to site
Savings Maximiser (4.75% p.a. variable intro rate for 4 months on balances up to $250,000) Any Institution 4.75% $39.58 3.00% $25.00 Go to site
TeleNet Saver (6 month intro rate) Any Institution 4.55% $37.92 3.00% $25.00 Go to site
ANZ Progress Saver 4.41% $36.75 0.01% $0.08 Go to site
ANZ Online Saver (4.35% p.a. until 31st October 2013) Same Institution 4.35% $36.25 2.75% $22.92 Go to site
NAB iSaver (1.50% on top of the standard rate for 4 mths on new accounts) Same Institution 4.25% $35.42 2.75% $22.92 Go to site
mySaver 3.75% $31.25 0.25% $2.08 Go to site
Incentive Saver Account (QLD, VIC, WA & TAS) 4.90% $40.83 0.50% $4.17  
Maxi Saver (4.85% variable for first 5 months) Same Institution 4.85% $40.42 3.00% $25.00  
Maxi Saver Account Same Institution 4.80% $40.00 3.60% $30.00  
Maxi Saver (QLD, VIC, WA & TAS) Same Institution 4.80% $40.00 2.85% $23.75  
WebSavings Account (4.75% variable intro rate, includes fixed rate of 2.00% for new customers for 4 months on balances $2k to $5m) 4.75% $39.58 2.75% $22.92  
Achieve Saver Account - Achieve your savings goals with an account that rewards you with a great on-going bonus rate 4.75% $39.58 2.00% $16.67  
Incentive Saver Account 4.75% $39.58 0.75% $6.25  
iSaver Not Required 4.70% $39.17 2.75% $22.92  
Bonus Saver Any Institution 4.68% $39.00 0.01% $0.08  
USaver (Base Rate 3.96%, Bonus 0.70% with savings plan) Not Required 4.66% $38.83 3.96% $33.00  
RaboDirect Notice Saver 90 Same Institution 4.65% $38.75 4.65% $38.75  
Compare
 Institution Product Name
(click for details)		 Linked Account Required? Max Interest Rate ($10,000) Max Monthly Interest Base Interest Rate ($10,000) Base Monthly Interest Visit Provider's Website
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Savings
* Default sorting is based on the maximum monthly interest rate in descending order.
* Monthly interest is the savings amount accumulated over the first month. Use our Savings Calculator to project further accumulation of funds. 
'Max Monthly Interest' includes any introductory rates that may only apply for a limited period and bonus rates that may only apply if certain conditions are met. 
'Base Monthly Interest' includes the the ongoing savings interest rate with no introductory or bonus interest.
* Default value for monthly interest is based on a savings amount of $10,000.

Any information or product contained on this website does not constitute a recommendation or suggestion to purchase or apply for any particular product with any particular institution and may not suit your personal objectives, financial situation or needs. Please consider whether it is appropriate for your circumstances, before making a decision to purchase or apply for any product.

High Interest Savings Accounts

Compare and Choose the best high interest savings account from Australia's largest selection of accounts at infochoice.com.au. We list high interest savings accounts from 100's of institutions including all the big banks, credit unions and societies.

When comparing high interest savings accounts there are a few things to look for, sometimes high interest savings accounts will offer a promotional rate which is generally only available for a limited time and will revert back to a lower standard rate at the end of the period. If you are looking for a short term high interest return then these could be a good option, but if you are looking for a consistant return then look for an account that offers a strong base rate.

Online savings accounts will usually offer the highest rates due to the low maintenance cost to providers which allow them to offer a higher rate. Online accounts will usually have to be linked to a transaction account, the provider will either let you link it to any account including one with another bank or they will require you open a transaction account with them if you don't already have one. Make sure to double check this as you may not want to open another transaction account especially if it means paying monthly fees when you don't need it.

 

 

Today's Savings deals

Institution Product Max. Rate (%) Details
RAMS Saver (Base Rate 4.21%, Bonus 0.80% with min. $200 deposit and no withdrawals each month) 5.01 Go to site
RaboDirect Savings Account (up to 4.95% 4 month special variable rate up to $250k) 4.95 Go to site
Maxi Saver (NSW, ACT, SA & NT) 4.80 Go to site
Savings Maximiser (4.75% p.a. variable intro rate for 4 months on balances up to $250,000) 4.75 Go to site
TeleNet Saver (6 month intro rate) 4.55 Go to site
Institution Product Max. Rate (%) Details

Based on promotional or introductory rates for an online savings account of $5,000. For information on how we've selected these “Sponsored” and “Featured” products click here.


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