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Fixed Home Loan / Fixed Rate Home Loans

Looking for a fixed rate home loan?

Fixed rate home loans give borrowers the stability of set repayments for a set period, regardless of market fluctuations. If you’re considering a fixed rate home loan, you may want to look for one that offers additional features that might work for you, such as portability, redraw facilities or an offset account.


Here you can compare the rates, features and fees of different fixed rate home loans from a wide range of banks and lenders. Don’t forget to check the comparison rate, which helps you identify the true cost of each loan by factoring in the interest rate plus most fees and charges.



Results showing:
  • All
  • Loan amount: 500,000
  • Owner occupiers
  • Fixed rate loans
  • Up-front fees: Any
  • Monthly fees: Any
  • Early term. fees: Any

Institution Product Name VARIABLE INTRO FIXED RATES 5 Year Cost Initial Monthly Repay.
Variable Rate Comp. Rate Intro Rate Term (months) 1 Yr 3 Yr Comp. Rate
Fixed Rate home loan - (Owner Occupier) - - - - 3.84 3.79 4.61 $155,688.26 $2,581.55 Go to site
Fixed Rate Home Loan - - - - 3.99 3.89 4.34 $156,534.63 $2,608.91 Go to site
UHomeLoan Fixed Rate Loan (for Owner Occupied Loans) - - - - 3.69 3.99 4.08 $158,185.45 $2,636.42 Go to site
First Home Buyers Loan 4.24 4.15 3.74 24 - - -  
Special Offer First Home Buyer 5 Year Home Package Owner Occupied Rate > 150K <90% LVR - - - - - - -  
5 Year Fixed Rate Mortgage - Owner Occupied (P&I) - - - - - - - $500.00  
Special Owner Occupied Fixed Rate Home Loan - - - - 3.64 3.69 4.73 $153,261.37 $2,554.36  
Owner Occupied - Fixed Interest Rate Home Loan - - - - 4.54 3.69 4.44 $153,955.37 $2,554.36  
Discount Fixed Great Rate Home Loan - - - - 3.69 3.79 4.24 $154,893.26 $2,581.55  
Special Offer 1 Year Home Package Owner Occupied Rate > 150K <90% LVR - - - - 3.69 - - $155,136.37 $2,554.36  
Fixed Rate Loan (O/Occ + Orange Advantage) - - - - 4.09 3.79 4.48 $155,192.26 $2,581.55  
Fixed Rate Home Loan - - - - 3.74 3.79 4.75 $155,488.26 $2,581.55  
My Life Fixed Home Loan Package - - - - 4.39 3.69 4.00 $155,506.37 $2,554.36  
NAB National Fixed Choice Package 2 Year - Principal and Interest - First Home Buyer Special - - - - - - - $155,586.37 $2,554.36  
Premium 80 Fixed 1 year 3.74 4.24 - - 3.79 - - $155,743.26 $2,581.55  
eMoney Prime Pro Pack LVR <80% (>$200K) P&I - - - - 3.72 3.82 3.78 $155,764.68 $2,589.74  
3 year fixed discounted rate $150k plus (OO) (Fixed) - - - - - 3.79 4.44 $155,943.26 $2,581.55  
Discount Fixed Ultimate Home Loan Package - - - - 3.49 3.74 4.42 $155,951.12 $2,567.94  
Health, Wealth and Happiness Fixed Rate Home Loan - - - - 3.99 3.84 4.03 $156,312.76 $2,595.21  
Lockit Home Loan - - - - 3.79 3.84 4.70 $156,512.76 $2,595.21  
Institution Product Name Variable Rate Comp. Rate Intro Rate Term (months) 1 Yr 3 Yr Comp. Rate 5 Year Cost Initial Monthly Repay.
VARIABLE INTRO FIXED RATES

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*The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Default value for 5 year cost and monthly repayments based on a home loan amount of $500,000, paid over a term of 25 years. 5 year cost is the sum of all principal and interest payments made on the home loan, along with any upfront fees (application, legal, settlement, valuation) as well as any ongoing fees that might be payable. This is assuming you remain with the same lender and no extra payments are made.




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