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Banking / Credit Cards / Compare Reward Credit Cards

Cashback & Rewards Credit Card Comparison

Card Name Purchase Rate Max Free Days Annual Fee Spend Req. for $100 Reward** Spend Req. for SYD-MEL Ret. Flight** Click on the column heading to sort
The Qantas American Express Ultimate Card
  • Earn 100,000 Qantas Points when you apply by 30 January 201 ...
  • Earn up to 3 Qantas Points per $1 spent on eligible purchas ...
20.74% 44 $450 $4,500 $7,500
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David Jones American Express Card
  • Receive 30,000 Reward Points when you spend outside of Davi ...
  • Earn up to 3 Reward Points per dollar spent
20.74% 44 $99 $4,500 $15,000
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American Express Platinum Edge Credit Card
  • Receive 10,000 Membership Rewards Bonus Points1 when you ap ...
  • Start your holiday with a $200 Travel Credit every year.
20.74% 55 $195 $4,500 n/a
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American Express Velocity Platinum Card
  • Receive 50,000 Velocity Points when you apply, are approved ...
  • Earn up to 3 Velocity Points per $1 spent on eligible purch ...
20.74% 44 $349 $4,500 $5,000
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David Jones American Express Platinum Card
  • Receive 40,000 Reward Points when you spend outside of Davi ...
  • Earn up to 4 Reward Points per $1 spent
20.74% 44 $295 $4,500 $1,500
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Westpac Altitude Black Exclusive
  • 2 cards linked to one account: an Altitude Black American E ...
  • Get 100,000 bonus Qantas or Altitude points when you spend ...
20.24% 45 $395 $5,650 $11,000
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Westpac Altitude Black
  • 2 cards linked to one account: an Altitude Black American E ...
  • Get 50,000 bonus Qantas or Altitude points when you spend $ ...
20.24% 45 $395 $5,650 $11,000
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The Qantas American Express Premium Card
  • Earn up to 30,000 Qantas Points when you apply, are approve ...
  • Earn up to 2 Qantas Points per $1 spent on eligible purchas ...
20.74% 44 $249 $6,750 $12,000
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The American Express Velocity Escape Card
  • $0 p.a. annual Card fee
  • Receive 7,500 Velocity Points when you apply, are approved ...
20.74% 44 $0 $6,750 $7,500
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Westpac Altitude Platinum
  • 2 cards linked to one account: An Altitude Platinum America ...
  • Get 50,000 bonus Qantas or Altitude points when you spend $ ...
20.24% 45 $150 $8,475 $16,000
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Westpac Altitude (0% p.a. for 16 months on BT and 1%p.a. for 12 months on purchases)
  • 2 cards linked to one account: An Altitude American Express ...
  • 0% p.a. for 16 months on balance transfers requested at new ...
20.24% 45 $100 $8,475 $16,000
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Citi Prestige Credit Card (70,000 reward points)
  • Receive 70,000 bonus reward points when you first spend on ...
  • 0% p.a. for 6 months on balance transfers (cash rate after ...
20.99% 44 $700 $8,950 $16,000
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Bank of Melbourne Amplify Signature
  • Earn 30,000 bonus Qantas or Amplify Points on a new card, w ...
  • Special offer - 0% p.a. for 18 months on balance transfers, ...
19.49% 55 $279 $11,667 $21,333
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BankSA Amplify Signature
  • Earn 30,000 bonus Qantas or Amplify Points on a new card, w ...
  • Special offer - 0% p.a. for 18 months on balance transfers, ...
19.49% 55 $279 $11,667 $21,333
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St.George Amplify Signature
  • Earn 30,000 bonus Qantas or Amplify Points on a new card, w ...
  • Special offer - 0% p.a. for 18 months on balance transfers, ...
19.49% 55 $279 $11,667 $21,333
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Citi Rewards Credit Card - Signature (75,000 bonus Citi Reward Points on your first spend within 90 days + 0%p.a. for 6 months on BT)
  • 75,000 bonus Citi Reward Points on your first spend within ...
  • Reduced annual fee of $199 in the first year (usually $395 ...
20.99% 55 $395 $11,933 n/a
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The Qantas American Express Discovery Card
  • $0 p.a. Card fee
  • Earn up to 7,500 Qantas Points when you apply, are approved ...
20.74% 44 $0 $13,500 $25,000
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HSBC Platinum Qantas Credit Card (60,000 bonus points)
  • 60,000 bonus Qantas Points. Apply before 31 December 2016 a ...
  • Earn 1 Qantas Point per $1 spent up to $2,500 per statement ...
19.99% 55 $199 $13,500 $25,000
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Citi Rewards Credit Card - Platinum (0% p.a. for 24 months on BT. 1.5% BT fee applies + reduced annual fee for the first year)
  • Save with 0% p.a. for 24 months on balance transfers (1.5% ...
  • Reduced annual fee of $49 for the first year (a reduced rat ...
20.99% 55 $149 $14,320 $25,000
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Suncorp Clear Options Platinum
  • 0% p.a. for 18 months on balances transferred (reverts to c ...
20.74% 55 $169 $14,320 $24,686
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“Sponsored” products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the “Show sponsored listings first” checkbox. For more information on how we’ve selected these “Sponsored” and “Featured” products click here.

*The First Year Cost Comparison is the total interest payable over one year on a monthly outstanding balance of $3,000 plus the credit card’s annual fee. Introductory purchase rate offers and balance transfer offers are taken into account where applicable.

**The Spend required is based on the approximate everyday spending needed to redeem a $100 gift card or a return flight from Sydney to Melbourne from the rewards program, given the credit card’s point earning capability. For rewards programs that do not have a set number of points to redeem flights, the approximate spend is based on a $300 travel voucher. Bonus point offers and point capping are not included in the calculation.





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