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Cashback & Rewards Credit Card Comparison

Card Name Purchase Rate Free Days Annual Fee Spend Req. for $100 Reward** Spend Req. for SYD-MEL Ret. Flight** Click on the column heading to sort
ANZ Rewards Platinum (0% p.a. first 9 months on balance transfers)
  • 0% p.a. on balance transfers for the first 9 months ...
  • ANZ Fraud Money Back Guarantee.
19.39% 55 $149 $6,660 $10,500 Go to site
Westpac Altitude Platinum
  • 2 cards linked to one account: An Altitude Platinum ...
  • 3.99% p.a. for up to 6 months on balance transfers, ...
19.99% 45 $150 $8,475 $16,000 Go to site
Citibank Select Card (60,000 reward points + 4.9% for 9 months BTO)
  • For a limited time, receive 60,000 bonus reward poi ...
  • Plus save with a low introductory rate of 4.9% p.a. ...
20.74% 55 $700 $8,600 $25,000 Go to site
ANZ Frequent Flyer Platinum (40,000 Bonus Qantas Frequent Flyer points)
  • Earn 40,000 bonus Qantas Frequent Flyer points. Off ...
  • Overseas travel and medical insurance.
19.39% 55 $295 $9,000 $16,667 Go to site
NAB Qantas Rewards Premium Card
  • Our fastest way to earn Qantas Frequent Flyer point ...
  • Two cards on one account - The American Express car ...
19.99% 44 $250 $9,000 $16,667 Go to site
NAB Velocity Rewards Premium Card
  • 17,000 bonus Points when you apply by 30 June 2013 ...
  • Our fastest way to earn Velocity Frequent Flyer Poi ...
19.99% 44 $150 $9,000 $9,500 Go to site
ANZ Rewards (0% p.a. first 9 months on balance transfers)
  • 0% p.a. on balance transfers for the first 9 months ...
  • ANZ Fraud Money Back Guarantee.
19.39% 44 $89 $9,990 $31,000 Go to site
Coles MasterCard
  • The convenience of your Coles MasterCard and FlyBuy ...
  • A low $49 annual fee.
19.99% 62 $49 $10,000 $30,000 Go to site
Virgin Australia Velocity High Flyer Credit Card - 1.9% BT for 6 months
  • A low balance transfer rate of 1.9% p.a. for the fi ...
  • Buy a Virgin Australia domestic seat and we'll give ...
20.99% 44 $289 $10,800 $12,000 Go to site
Bankwest More Platinum MasterCard
  • Save more with 0% p.a. for the first 6 months on no ...
  • Bonus 16,000 reward points.
19.49% 55 $130 $11,075 n/a Go to site
Citibank Rewards Credit Card - Signature (1.5% for 15 months BTO + $199 annual fee in first year)
  • 1.5% p.a. for 15 months on balances transferred, af ...
  • Discounted first year annual fee of $199.
20.99% 55 $395 $11,466 $25,000 Go to site
ANZ Frequent Flyer (20,000 Bonus Qantas Frequent Flyer points)
  • Earn 20,000 bonus Qantas Frequent Flyer points. Off ...
  • Up to 44 days interest free credit on purchases.
19.39% 44 $95 $13,500 $25,000 Go to site
Bankwest Qantas Platinum MasterCard
  • Save more with 0% p.a. for the first 6 months on no ...
  • Bonus 8,000 Qantas Frequent Flyer points after firs ...
19.49% 55 $140 $13,500 $22,195 Go to site
HSBC Platinum Qantas Credit Card (0% BT for 6 months & 20,000 bonus points)
  • 20,000 bonus Qantas Frequent Flyer points available ...
  • 0% p.a. balance transfer for 6 months from non-HSBC ...
19.99% 55 $199 $13,500 $25,000 Go to site
NAB Qantas Rewards Card
  • Two cards on one account - The American Express car ...
  • Earn Qantas Frequent Flyer points on everyday purch ...
19.99% 44 $65 $13,500 $25,000 Go to site
NAB Velocity Rewards Card
  • 7,500 bonus Points when you apply by 30 June 2013 a ...
  • Earn Velocity Frequent Flyer Points with everyday p ...
19.99% 44 $65 $13,500 $14,000 Go to site
Virgin Australia Velocity Flyer Card - Bonus 15,000 Velocity Points + 2.9% BT for 6 months
  • Earn up to 15,000 bonus Velocity Points.
  • Get 7,500 bonus Points when you apply for a Virgin ...
20.99% 44 $129 $13,500 $15,000 Go to site
Virgin Australia Velocity Flyer Credit Card - 0% BT for 9 months
  • An impressive balance transfer rate of 0% p.a. for ...
  • Buy a Virgin Australia domestic seat and we'll give ...
20.99% 44 $129 $13,500 $15,000 Go to site
Westpac Earth Platinum
  • 2 Platinum credit cards linked to one account: an E ...
  • A range of complimentary insurance covers.
19.99% 45 $125 $13,500 $25,000 Go to site
Citibank Rewards Credit Card - Platinum
  • A low introductory rate of 1.5% p.a. for 15months o ...
  • A range of complimentary insurances including Inter ...
20.99% 55 $199 $13,760 $25,000 Go to site

“Sponsored” products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the “Show sponsored listings first” checkbox. For more information on how we’ve selected these “Sponsored” and “Featured” products click here.

*The First Year Cost Comparison is the total interest payable over one year on a monthly outstanding balance of $3,000 plus the credit card’s annual fee. Introductory purchase rate offers and balance transfer offers are taken into account where applicable.

**The Spend required is based on the approximate everyday spending needed to redeem a $100 gift card or a return flight from Sydney to Melbourne from the rewards program, given the credit card’s point earning capability. For rewards programs that do not have a set number of points to redeem flights, the approximate spend is based on a $300 travel voucher. Bonus point offers and point capping are not included in the calculation.





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