Westpac Credit Cards Review

Westpac Credit Cards as of November 2023

Credit card	Purchase rate	Balance transfer	Annual fee	Rewards program	Points per $1 spent	Perks	Currency conversion fee	Additional cardholder fee	Late payment fee	Credit limits	Cash advance	Network	as ofNovember 30, 2023

	0^%_p.a.	–	^$0	N/A	$product[$field["value"]]	[]	0	$product[$field["value"]]	0	$product[$field["value"]]	-1	MasterCard	More details
	Westpac Flex Card
Westpac Flex Card More details
	45 interest free days 9.90^%_p.a.	–	^$108	N/A	$product[$field["value"]]	[]	0	0	0	1000	-1	MasterCard	More details
	Westpac Lite Card
Westpac Lite Card More details
	55 interest free days 13.74^%_p.a.	21.49^%_p.a.	^$59	N/A	$product[$field["value"]]	[FREE_SUPPLEMENTARY_CARDS, ]	3	0	15	500	21.49	MasterCard	More details
	Westpac Low Rate Card (Cashback offer)
Westpac Low Rate Card (Cashback offer) More details
	55 interest free days 13.74^%_p.a.	for 28 months then 21.49%1% fee 0^%_p.a.	for 12 months then $59 ^$0	N/A	$product[$field["value"]]	[FREE_SUPPLEMENTARY_CARDS, ]	3	0	15	500	21.49	MasterCard	More details
	Westpac Low Rate Card (Balance Transfer offer)
Westpac Low Rate Card (Balance Transfer offer) More details
	55 interest free days 19.74^%_p.a.	$0 fee 21.49^%_p.a.	^$30	N/A	$product[$field["value"]]	[FREE_SUPPLEMENTARY_CARDS, ]	3	0	15	500	21.49	MasterCard	More details
	Westpac Low Fee
Westpac Low Fee More details
	45 interest free days 19.99^%_p.a.	for 24 months then 21.49%$0 fee 0^%_p.a.	for 12 months then $295 ^$150	[Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer]	0.75	[FREE_DOMESTIC_TRAVEL_INSURANCE, INTERNATIONAL_TRAVEL_INSURANCE, FREE_SUPPLEMENTARY_CARDS, EXTENDED_WARRANTY, RENTAL_CAR_EXCESS_INSURANCE, CONCIERGE, AIRPORT_LOUNGE, FRAUD_PROTECTION, TRANSIT_ACCIDENT_INSURANCE, PURCHASE_PROTECTION_INSURANCE, ]	3	0	15	15000	21.49	MasterCard	More details
	Westpac Altitude Black (Altitude Qantas)
Westpac Altitude Black (Altitude Qantas) More details
	45 interest free days 19.99^%_p.a.	for 24 months then 21.49%1% fee 0^%_p.a.	for 12 months then $175 ^$99	[Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer, Qantas Frequent Flyer]	0.5	[FREE_DOMESTIC_TRAVEL_INSURANCE, INTERNATIONAL_TRAVEL_INSURANCE, FREE_SUPPLEMENTARY_CARDS, EXTENDED_WARRANTY, RENTAL_CAR_EXCESS_INSURANCE, CONCIERGE, PURCHASE_PROTECTION_INSURANCE, ]	3	0	15	6000	21.49	MasterCard	More details
	Westpac Altitude Platinum (Altitude Qantas)
Westpac Altitude Platinum (Altitude Qantas) More details
	45 interest free days 19.99^%_p.a.	for 24 months then 21.49%1% fee 0^%_p.a.	for 12 months then $175 ^$99	[Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer]	0.5	[FREE_DOMESTIC_TRAVEL_INSURANCE, INTERNATIONAL_TRAVEL_INSURANCE, FREE_SUPPLEMENTARY_CARDS, EXTENDED_WARRANTY, RENTAL_CAR_EXCESS_INSURANCE, CONCIERGE, PURCHASE_PROTECTION_INSURANCE, ]	3	0	15	6000	21.49	MasterCard	More details
	Westpac Altitude Platinum (Altitude Velocity)
Westpac Altitude Platinum (Altitude Velocity) More details
	45 interest free days 19.99^%_p.a.	for 24 months then 21.49%1% fee 0^%_p.a.	for 12 months then $175 ^$49	[Westpac Altitude Rewards, Westpac Altitude Rewards]	1	[FREE_DOMESTIC_TRAVEL_INSURANCE, INTERNATIONAL_TRAVEL_INSURANCE, FREE_SUPPLEMENTARY_CARDS, EXTENDED_WARRANTY, RENTAL_CAR_EXCESS_INSURANCE, CONCIERGE, PURCHASE_PROTECTION_INSURANCE, ]	3	0	15	6000	21.49	MasterCard	More details
	Westpac Altitude Platinum (Altitude Rewards)
Westpac Altitude Platinum (Altitude Rewards) More details
	45 interest free days 19.99^%_p.a.	for 24 months then 21.49%$0 fee 0^%_p.a.	for 12 months then $295 ^$150	[Westpac Altitude Rewards, Westpac Altitude Rewards]	1.25	[FREE_DOMESTIC_TRAVEL_INSURANCE, INTERNATIONAL_TRAVEL_INSURANCE, FREE_SUPPLEMENTARY_CARDS, EXTENDED_WARRANTY, RENTAL_CAR_EXCESS_INSURANCE, CONCIERGE, PURCHASE_PROTECTION_INSURANCE, ]	3	0	15	15000	21.49	MasterCard	More details
	Westpac Altitude Black (Altitude Rewards)
Westpac Altitude Black (Altitude Rewards) More details
	45 interest free days 19.99^%_p.a.	for 24 months then 21.49%$0 fee 0^%_p.a.	for 12 months then $295 ^$150	[Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer, Velocity Frequent Flyer]	0.75	[FREE_DOMESTIC_TRAVEL_INSURANCE, INTERNATIONAL_TRAVEL_INSURANCE, FREE_SUPPLEMENTARY_CARDS, EXTENDED_WARRANTY, RENTAL_CAR_EXCESS_INSURANCE, CONCIERGE, PURCHASE_PROTECTION_INSURANCE, ]	3	0	15	15000	21.49	MasterCard	More details
	Westpac Altitude Black (Altitude Velocity)
Westpac Altitude Black (Altitude Velocity) More details

Important Information and Comparison Rate Warning

All products with a link to a product provider’s website have a commercial marketing relationship between us and these providers. These products may appear prominently and first within the search tables regardless of their attributes and may include products marked as promoted, featured or sponsored. The link to a product provider’s website will allow you to get more information or apply for the product.

By de-selecting “Show online partners only” additional non-commercialised products may be displayed and re-sorted at the top of the table. For more information on how we’ve selected these “Sponsored”, “Featured” and “Promoted” products, the products we compare, how we make money, and other important information about our service, please click here. Rates correct as of November 30, 2023. View disclaimer