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Credit Card Comparison & Rates

Card Name Purchase Rate Free Days Introductory Rate Balance Transfer Rate Annual Fee Rewards Program Available? First Year Cost Comparison* Click on the column heading to sort
Victoria Teachers Mutual Bank Visa Classic Credit Card 13.19% 55 0%6 mths 0%6 mths $0 $198 Go to site
Victoria Teachers Mutual Bank Visa Platinum Credit Card 9.99% 55 0%6 mths 0%6 mths $84 $234 Go to site
Westpac Low Rate (3.99% on balance transfers for 6 months) 13.49% 55 0%6 mths 3.99%6 mths $45 $247 Go to site
Citibank Clear Platinum Credit Card (0% p.a. for 6 months P&B) 11.99% 55 0%6 mths 0%6 mths $99 $279 Go to site
Bankwest Breeze MasterCard 11.99% 55 0%4 mths 0%6 mths $59 $299 Go to site
Aussie Classic Low Rate Credit Card 12.49% 55 2.99%4 mths 5.99%5 mths $49 $329 Go to site
Bankwest Breeze Gold MasterCard 11.99% 55 0%4 mths 0%6 mths $89 $329 Go to site
Citibank Ready Credit (10.99% p.a. for 3 years on fixed payment option) 18.99% 0 10.99%36 mths $0 $330 Go to site
Bankwest Breeze Platinum MasterCard 11.99% 55 0%4 mths 0%6 mths $99 $339 Go to site
bankmecu Low Rate VISA 10.14% 0 $59 $363 Go to site
Westpac 55 Day Platinum Visa 19.59% 55 0%6 mths 3.99%6 mths $90 $384 Go to site
Citibank Ready Credit (12.99% p.a. for up to 5 years) 18.99% 0 12.99%60 mths $0 $390 Go to site
bankmecu VISA Credit Card 13.14% 55 $0 $394 Go to site
Aussie Platinum Low Rate Credit Card 13.29% 55 4.99%4 mths 5.99%5 mths $99 $415 Go to site
Virgin Low Rate Credit Card - 2.9% BT for 9 months 10.99% 44 2.9%9 mths $99 $429 Go to site
ANZ Low Rate (0% p.a. first 9 months on balance transfers) 12.99% 55 0%9 mths $58 $448 Go to site
Bank of Melbourne Vertigo MasterCard 13.24% 55 2.99%6 mths $55 $452 Go to site
BankSA Vertigo MasterCard 13.24% 55 2.99%6 mths $55 $452 Go to site
St.George Vertigo MasterCard 13.24% 55 2.99%6 mths $55 $452 Go to site
NAB Low Rate Visa Card 13.99% 55 4.99%6 mths $59 $479 Go to site

“Sponsored” products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the “Show sponsored listings first” checkbox. For more information on how we’ve selected these “Sponsored” and “Featured” products click here.

*The First Year Cost Comparison is the total interest payable over one year on a monthly outstanding balance of $3,000 plus the credit card’s annual fee. Introductory purchase rate offers and balance transfer offers are taken into account where applicable.

**The Spend required is based on the approximate everyday spending needed to redeem a $100 gift card or a return flight from Sydney to Melbourne from the rewards program, given the credit card’s point earning capability. For rewards programs that do not have a set number of points to redeem flights, the approximate spend is based on a $300 travel voucher. Bonus point offers and point capping are not included in the calculation.

Credit Card Comparison

In a world that is increasingly reliant on plastic, credit cards are used for everything from groceries to bills and that little purchase over the internet. Naturally banks and lenders offer hundreds of Australian credit cards and a great deal more features, offers and deals. In the pursuit a perfect credit card it is wise to spare sometime for thorough research, reviewing and comparing. Research is the tool that arms you with the knowledge required to make informed comparisons. These comparisons will hopefully indicate the credit card most suitable to your own spending habits and financial circumstances.

Here at InfoChoice we have spent the time to bring you quick, helpful and detailed summaries of credit cards and their features. All that is left for you have to do is decide on what features are essentials and which needs are secondary. Then use our free comparison service to find the cards that you are looking for. Spend just minutes of your time today to potentially saving hundreds of dollars, simply by comparing and finding the best credit card for you.




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