Fixed Loan

Fixed Rates: Popular Terms (p.a.)

		Comparison Rate
1 Year	5.99%	7.14%
2 Year	5.99%	7.03%
3 Year	5.95%	6.92%
4 Year	6.59%	7.07%
5 Year	6.49%	6.98%

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Fixed

$5,000 $10,000,000

$495.00

95%

$10.00
Monthly

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Loan Details

Loan Type

Fixed

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Mortgage offset is available for 1 year fixed term only

Min Loan Term

Max Loan Term

Min Loan Amount

$5,000.00

Max Loan Amount

$10,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

95%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$300.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

$495.00

Legal Fee

Valuation Fee

Settlement Fee

$100.00

Service Fee

$10.00

Exit Fee

$150.00

Early Termination Fee

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

$50 + penalty

General Fee Notes:

Valuations are charged at market costs advised by valuer

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