Home / Home Loans / Basic Fixed Rate Loan

Basic Fixed Rate Loan

Fixed Rates: Popular Terms (p.a.)

		Comparison Rate
1 Year	5.99%	6.91%
2 Year	5.99%	6.81%
3 Year	5.99%	6.73%
5 Year	6.69%	6.89%

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Fixed

$40,000 $2,000,000

90%

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Loan Details

Loan Type

Fixed

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Comparison rate based on conversion to Basic Variable Rate Loan.

Min Loan Term

Max Loan Term

Min Loan Amount

$40,000.00

Max Loan Amount

$2,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

90%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$350.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

Legal Fee

$295.00

Valuation Fee

Settlement Fee

$250.00

Service Fee

Exit Fee

$100.00

Early Termination Fee

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

Early Repayment Fees = $150 Admin Fee + interest break costs.

General Fee Notes:

Establishment Fee waived for new applications until further notice.

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