Home / Home Loans / Honeymoon

Honeymoon

Introductory Rate

5 .89% p.a.

Fixed 12 Months

Ongoing Variable Rate

7 .15% p.a.

Comparison Rate
7.10% p.a.

Compare 300+ other Home Loans Compare Now

Shortlist View ShortList

Features and benefits:

- A low fixed rate for the first 12 months*

- No annual fee

- No account keeping fees

- 100% offset account attached

- No penalties for making additional repayments

- Redraw available with no minimum redraw amount

- Available for owner occupied or investment purposes

- Maximum LVR of 80% (or 95% with Lenders Mortgage Insurance)

- Weekly, fortnightly or monthly repayment options

- Maximum loan term of 30 years

- Borrow up to $1 million (Rate available on application for loan amounts greater than $1 million)

- Hide All Benefits

Intro

$50,000 $1,000,000

$500.00

95%

- Hide All Details

Loan Details

Loan Type

Intro

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Loan fixed for 12 mths then rate reverts to standard variable loan rate. Terms and conditions, fee and charges apply – details available on application. Rate is current as at 3/01/2012 subject to change without notice.

Min Loan Term

Max Loan Term

Min Loan Amount

$50,000.00

Max Loan Amount

$1,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

95%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$250.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

$15.00

Redraw Notice Period

Redraw Method

Internet

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

$500.00

Legal Fee

$398.00

Valuation Fee

$198.00

Settlement Fee

Service Fee

Exit Fee

$200.00

Early Termination Fee

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

Economic cost of breaking a Fixed Rate Loan

General Fee Notes:

Let others in on the deal

Featured Home Loans

Comparison Rate 6.42% p.a.

Mortgage Simplifier

For a limited time, Mortgage Simplifier will have an interest rate discount of 0.16% p.a. which works out to be 6.26% p.a and a comparison rate of 6.30% p.a where your total residential borrowings with ING DIRECT is $300,000 or more (SmartPack fee applies). The SmartPack fee has also reduced by $200 to $499. A low rate home loan with no ongoing monthly or annual fees. Make additional payments any time free of charge. Access available funds with free redraw facility or use BPAY to pay bills online.

More >

Comparison Rate 6.32% p.a.

Rate Cutter Home Loan

Rate includes a 0.4% p.a. discount off the standard variable rate for your first year. Then enjoy an additional 0.1% p.a. discount each year for the next four years. That's a total discount of 0.8% p.a. that you keep for the life of the loan. 100% offset facility available with a Zero Transaction Account.

More >