talk_to_a_broker
Subscribe to InfoChoice to receive


Special offers
Exclusive offers
Market data, trends and insights



Subscribe
Low Doc Home Loan / Low Doc Home Loan Rates

Looking for a low-doc home loan?

Low-doc home loans give self-employed borrowers an alternative way to certify their income. These loans can carry extra costs, so it’s important to review and understand the criteria, features and rates of several products before making your choice.


Here you’ll find all the relevant information about different low-doc home loans from a wide range of banks and lenders. It’s never been easier to compare and save.



Results showing:
  • All
  • Loan amount: 500,000
  • Owner occupiers
  • Variable rate loans, Low doc
  • Up-front fees: Any
  • Monthly fees: Any
  • Early term. fees: Any

Institution Product Name VARIABLE FIXED RATES 5 Year Cost Repay. Amount (Monthly) Apply
Variable Rate Comp. Rate 2 Yr 3 Yr 5 Yr
Owner Occupied Low Doc Fixed Rate Loan Interest Only 5.84 5.54 5.84 $600.00
Homeloans Ultra Plus Lo Doc LOC 5.24 5.57 $132,650.00 $2,183.33
Liberty Nova Home Loan (≤60% LVR) 4.39 4.69 $166,357.20 $2,748.04
Liberty Nova Home Loan (60.01% - 70% LVR) 4.49 4.79 $168,054.51 $2,776.33
ProPack Lo Doc 4.64 4.77 - - - $169,742.61 $2,819.04
Liberty Nova Free Home Loan (≤60% LVR) 4.64 4.65 $170,617.61 $2,819.04
Liberty Nova Free Home Loan (60.01% - 70% LVR) 4.74 4.75 $172,337.70 $2,847.71
Liberty Nova Home Loan (70.01% - 80% LVR) 4.84 5.14 $174,066.81 $2,876.53
Lo Doc Essentials 60 4.94 4.99 $174,329.89 $2,905.50
Lo Doc Essentials 80 4.94 4.99 $174,329.89 $2,905.50
Self Employed Home Loan 5.17 5.20 $178,361.19 $2,972.69
Liberty Nova Free Home Loan (70.01% - 80% LVR) 5.09 5.10 $178,428.69 $2,949.23
SmartDoc 5.25 5.46 - - - $180,374.31 $2,996.24
Low Doc Owner Occupied 5.33 5.38 - - - $181,193.03 $3,019.88
Bad Credit Home Loan (90% LVR) 5.34 5.47 $181,370.76 $3,022.85
Owner Occupied Low Doc Standard Variable Interest Only 7.26 7.24 $182,100.00 $3,025.00
Homeloans Ultra Plus Lo Doc 5.29 5.62 $182,132.98 $3,008.05
SmartDoc Plus Variable 5.39 5.60 $182,860.72 $3,037.68
No Bas Lo Doc 5.39 5.64 $183,160.72 $3,037.68
Low Doc Home Loan for Owner Occupier 5.50 5.70 $184,946.25 $3,070.44
Institution Product Name Variable Rate Comp. Rate 2 Yr 3 Yr 5 Yr 5 Year Cost Repay. Amount (Monthly) Apply
VARIABLE FIXED RATES

“Sponsored” products are displayed first within the search results pages and can be re-sorted without this filter by de-selecting the “Show sponsored listings first” checkbox. For more information on how we’ve selected these “Sponsored” and “Featured” products click here
*The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Default value for 5 year cost and monthly repayments based on a home loan amount of $500,000, paid over a term of 25 years. 5 year cost is the sum of all principal and interest payments made on the home loan, along with any upfront fees (application, legal, settlement, valuation) as well as any ongoing fees that might be payable. This is assuming you remain with the same lender and no extra payments are made.




Find out more



Twitter Facebook

© InfoChoice Pty Ltd ABN 93 061 105 735 AFSL and Australian Credit Licence number 349445

Although we cover a range of products, providers and services we don't cover every product, provider or service available in the market. The information and products contained on this website do not constitute recommendations or suggestions to purchase or apply for any particular product. Products included on this site may not suit your personal objectives, financial situation or needs. Please consider whether it is appropriate for your circumstances, before making a decision to purchase or apply for any product. If you are considering acquiring any financial product you should obtain and read the relevant Product Disclosure Statement or other offer document prior to making an investment decision.

Go to top