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Low Doc Home Loan Interest Rates

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  • All
  • Loan amount: 250,000
  • Owner occupiers
  • Variable rate loans, Low doc
  • Up-front fees: Any
  • Monthly fees: Any
  • Early term. fees: Any

Institution Product Name VARIABLE FIXED RATES 5 Year Cost Repay. Amount (Monthly) Apply
Variable Rate Comp. Rate 2 Yr 3 Yr 5 Yr
Homeloans Ultra Plus Lo Doc LOC 6.04 6.35 $77,150.00 $1,258.33
Homeloans Ultra Lo Doc LOC 6.19 6.21 $77,375.00 $1,289.58
Low Doc Line of Credit 6.95 - - - $88,370.00 $1,447.92
No Bas Lo Doc 5.49 5.81 5.05 5.05 5.48 $93,673.57 $1,533.73
Lo Doc 60 5.84 5.89 $95,183.47 $1,586.39
Lo Doc Pro 60 5.74 6.11 $95,925.34 $1,571.26
Lo Doc Loan 5.94 5.99 - - - $96,095.81 $1,601.60
NAB 'Low Doc' Home Loan 5.92 6.01 - - - $96,393.00 $1,598.55
Lo Doc Pro 5.84 6.21 - - - $96,833.47 $1,586.39
Homeloans Ultra Lo Doc 6.09 6.11 $97,472.12 $1,624.54
Homeloans Ultra Plus Lo Doc 5.94 6.25 $97,745.81 $1,601.60
Self-employed Loan 5.95 6.21 $97,837.27 $1,603.12
Alt Doc Variable Rate Loan 6.14 6.19 $97,932.95 $1,632.22
AMO Lo Doc Home Loan 6.15 6.51 5.84 5.94 6.62 $98,025.24 $1,633.75
Low Doc Owner Occupied 6.28 6.32 - - - $99,228.75 $1,653.81
Low Doc Loan 6.29 6.33 - - - $99,321.61 $1,655.36
SCMC Self Employed Home Loan 6.39 6.30 $100,252.47 $1,670.87
RAMS Self Employed Low Doc Home Loan 6.30 6.58 - - - $100,614.52 $1,656.91
Advantage Standard Offset Home Loan Lo Doc 6.61 6.66 5.99 6.19 6.49 $102,314.51 $1,705.24
IMB Lo Doc Home Loan 6.56 6.32 - - - $102,444.17 $1,697.40
Institution Product Name Variable Rate Comp. Rate 2 Yr 3 Yr 5 Yr 5 Year Cost Repay. Amount (Monthly) Apply
VARIABLE FIXED RATES

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*The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
**Default value for 5 year cost and monthly repayments based on a home loan amount of $250,000, paid over a term of 25 years. 5 year cost is the sum of all principal and interest payments made on the home loan, along with any upfront fees (application, legal, settlement, valuation) as well as any ongoing fees that might be payable. This is assuming you remain with the same lender and no extra payments are made.




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