Business Calculator

Updated on 01 July, 2022

Ready Set Grow Business Calculator

The small business calculator that lets you enter set-up costs and running costs to establish a comprehensive business financial summary.


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The business loans repayments calculator estimates how much you can borrow and how much you can afford to repay. How much you can borrow for a business loan is based on your business cash flow, assets and financial details. The loan terms, interest rate, loan amount, fees and charges will determine the total cost of the loan. Please ensure your business finance details are as accurate as possible to ensure that the business loan calculator can give an accurate estimate of your monthly repayments and the loan amounts you may be able to borrow. Small businesses looking for business finance need to understand the terms and conditions of the credit contract. Do not accept advice or credit from a person, business or lender without a credit license.

Please ensure you understand the term of your loan. The term of the loan is the time it will take to repay the loan. This is usually fixed for a loan and open ended for a line of credit product. Many business loans have terms of three, five or seven years. If you repay early, there may be additional early repayment fees. If you are late with repayments, you will be liable for penalties and late charges. A long er term loan may have a lower rate but the total interest bill will be larger because of the longer term of the loan.

Business loan terms and interest rates can vary according to the size of the deposit you are able to provide. If your business finance is for growing your small business with resources or equipment, then the greater deposit you can provide, the better deal you are likely to get from a lender. Collateral or security can also assist you in getting a loan approved and getting a great deal on business loan rates.

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