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Virgin Money Credit Cards as of July 2025
N/A0[LOW ONGOING RATE – lower your interest, not your standards with a low 11.99% p.a. ongoing variable purchase rate SAVE ON BALANCE TRANSFERS – 0% p.a. for 15 months on balances you transfer, 1% BT fee applies (reverts to cash advance rate). Annual fee of $99 (waived after your first year if you spend $9, 600 or more on Eligible Transactions annually) Purchase Rate 11.99% p.a. Effective 15 May 2024, the ongoing purchase rate will increase to 12.99% p.a. Minimum Credit Limit $2, 000 Apple Pay, Samsung Pay , ]02910$product[$field["value"]]21.69VisaMore details
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Virgin Money Low Rate Card

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    N/A0[NO ANNUAL FEE – Zip. Zilch. Zero. Nada. 0% p.a. for 12 months on balances you transfer and on purchases (reverts to a competitive 19.99%p.a.) Effective 15 May 2024, the ongoing purchase rate will increase to 19.99% p.a. Minimum Credit Limit $2, 000 Apple Pay, Samsung Pay, ]0010$product[$field["value"]]20.99VisaMore details
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    Virgin Money No Annual Fee Credit Card

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      N/A0[Earn 1 Virgin Money Point for every $1 you spend on the card, with no limit to the points you can rack up.29 0% p.a. for 12 months on balance transfers.1 Reverts to cash advance rate. You will be charged interest on retail purchases while you have a balance transfer. $0 additional cardholder fee., ]0010$product[$field["value"]]20.99VisaMore details

      Virgin Money Anytime Rewards Card

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        N/A0[Earn 1 Virgin Money Point for every $1 you spend on the card, with no limit to the points you can rack up.29 0% p.a. for 12 months on balance transfers.1 Reverts to cash advance rate. You will be charged interest on retail purchases while you have a balance transfer. $0 additional cardholder fee., ]0010$product[$field["value"]]20.99VisaMore details

        Virgin Money Anytime Rewards Card

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          [Velocity Frequent Flyer]0[Earn up to 60, 000 bonus Velocity Points (30, 000 Velocity Points each month you spend $1, 500 or more on eligible purchases in the first 2 months from card approval). Plus, enjoy half the annual fee in the first year, and $149 after that Offer is valid until 15 May 2024 Minimum Credit Limit $6, 000 Apple Pay, Samsung Pay , ]03910$product[$field["value"]]20.99VisaMore details
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          Virgin Money Velocity Flyer Credit Card

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            Important Information and Comparison Rate Warning

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