Home Loan Guides: Expert Insights for Informed Homeownership – Page 4

Home Loan Basics

Is it better to buy or rent property in Australia?

Home Loan Basics

Exploring Sharia home loans and Islamic banking options in Australia

Home Loan Basics

Who offers online home loans in Australia?

Commonwealth Bank vs. Westpac Home Loans

Home Loan Basics

What is a home loan package deal and how do they work?

Home Loan Basics

Exploring Shared Mortgages: Pros and Cons with Friends or Family

Home Loan Basics

Is it better to make monthly, fortnightly or weekly home loan repayments?

Financial Planning

Rental income and tax: What Australian investors need to know

Home Loan Basics

The benefits of overpaying your mortgage

Home Loan Basics

How much does it cost to refinancing a home loan?

Home Loan Basics

What is the typical home loan approval timeframe?

Home Loan Basics

How to get a self-employed home loan

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Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

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The information provided by InfoChoice.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

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