Welcome to our InfoChoice financial tools and calculators section. We have developed free to use online calculators for your convenience to help you stay in control of your money.

Whether it’s using our budget planner to fast-track your savings, narrowing down the right post-code in which to buy property or calculating if your repayments are the best for your current financial situation – We have a range of tools to help.

Select from the list of savings, home loan, tax and small business calculators below.

*Please note the results from each calculator should be used as an indication only.

Home Loan Calculator

Looking to buy? Calculate how much you can potentially borrow for a home loan and if it fits into your budget. Simply enter the loan details, type and frequency, to forecast the best mortgage option for you.

Refinance Home Loan Calculator

Find out if it’s worthwhile switching to another home loan and refinancing your mortgage. Our home loan calculator compares each loan and shows you your potential savings.

Borrowing Power Calculator

Take the guess work out of how much you can afford to borrow. Our home loan borrowing power calculator allows you to enter your income, debts and home loan details to give you a breakdown of what option is best for your budget.

Stamp Duty Calculator

Buying a property? Calculate how much Stamp Duty you'll need to pay based on your property type, value and area.

Extra Home Loan Repayment Calculator

Calculate how much you could potentially save by increasing your home loan repayments. Our home loan repayment calculator allows you to enter your loan details alongside your extra contributions and maps out the possible mortgage savings.

Lump Sum Calculator

Wondering whether putting more money on your home loan is worthwhile? Enter your home loan details and we can calculate your new repayments, interest saved and time saved.

Home Loan Comparison Calculator

Calculate if you could save money by moving your home loan. Our calculator allows you to analyse the difference in repayments over a set amount of years and what your best option for repayments are.

Split Loan Calculator

If you're wondering if a fixed or variable home loan is best for you, try a mixture of both. This calculator allows you to split your loan and have the best of both worlds. Simply enter the fixed and variable amount and let the calculator generate your repayments.

Principal and Interest Calculator (Amortization)

Use our Principal & Interest Calculator to get full visibility of how much of your repayments are principal and how much are interest. The calculator lays out both due amounts throughout the course of your loan.

Where can I Buy?

Narrow down the postcode that’s best for your budget with our Where Can I Buy Calculator. Simply enter the desired loan amount, your state and the property type, and the calculator will automatically generate the area.

Personal Loan Calculator

Our Personal Loan Calculator allows you to work out how long it would take to pay off your personal loan and how much interest you would pay in that period.

Savings & Planning Calculators

Budget Planner

Calculate an ideal budget by entering your income details, living expenses, insurances, loans and more. Our calculator allows you to work out where your money is going and how much surplus you.ll have.

Savings Calculator

Use our Savings Calculator to work out how much you could potentially earn in interest with regular deposits. Simply enter your savings amount, interest and frequency to see your possible earnings.

Income Tax Calculator

Our Income Tax Calculator allows you to enter your annual income and gives you a breakdown of the tax you pay and how much you take home. The calculator also displays the tax thresholds for the current and previous financial year.

Term Deposit Calculator

Try our Term Deposit Calculator to determine how much you could potentially earn. Simply enter your investment term, rates and interest details and see how your money could grow.

Credit Card Repayment Calculator

Wondering if it’s worthwhile paying more money off your credit card? Our credit card calculator lets you adjust your repayments to forecast the potential time and money saved.

Business Calculators

Business Calculator

Wondering if it’s worthwhile paying more money off your credit card? Our credit card calculator lets you adjust your repayments to forecast the potential time and money saved.