Horizon Bank Savings Account Rates & Review

Horizon Bank Savings Accounts as of September 2025

Total interest earned below is based on a $20,000 deposit amount over 1 year.

Provider	Base interest rate	Max interest rate	Total interest earned	Introductory Term	Minimum Amount	Maximum Amount	Account Keeping Fees	Min. Monthly Deposit	Min. Opening Deposit	Linked account required	ATM Access	EFTPOS Facility	as ofSeptember 18, 2025

	3.25^%_p.a.	3.25^%_p.a.	^$660		^$0	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Teen Saver 13 to 17yrs old
Teen Saver 13 to 17yrs old More details
	2.55^%_p.a.	2.55^%_p.a.	^$516		^$250,000	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Cash Management
Cash Management More details
	2.50^%_p.a.	2.50^%_p.a.	^$506		^$0	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Horizon Direct
Horizon Direct More details
	2.25^%_p.a.	2.25^%_p.a.	^$455		^$0	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	SMSF Saver
SMSF Saver More details
	1.85^%_p.a.	1.85^%_p.a.	^$373		^$250,000	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Advantage 55
Advantage 55 More details
	Bonus rate of 3.00%Rate varies on savings amount. 1.50^%_p.a.	4.50^%_p.a.	^$919		^$0	^$99,999,999	0	2	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Super Saver 0 to 12yrs old
Super Saver 0 to 12yrs old More details
	Bonus rate of 3.00%Rate varies on savings amount. 1.50^%_p.a.	4.50^%_p.a.	^$919		^$0	^$99,999,999	0	10	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Youth Reward Saver 13 to 17yrs old
Youth Reward Saver 13 to 17yrs old More details
	1.35^%_p.a.	1.35^%_p.a.	^$272		^$50,000	^$249,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Advantage 55
Advantage 55 More details
	1.25^%_p.a.	1.25^%_p.a.	^$251		^$50,000	^$249,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Cash Management
Cash Management More details
	1.25^%_p.a.	1.25^%_p.a.	^$251		^$0	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Christmas Club
Christmas Club More details
	1.05^%_p.a.	1.05^%_p.a.	^$211		^$10,000	^$49,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Advantage 55
Advantage 55 More details
	0.01^%_p.a.	0.01^%_p.a.	^$2		^$0	^$9,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Advantage 55
Advantage 55 More details
	0.01^%_p.a.	0.01^%_p.a.	^$2		^$0	^$49,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Cash Management
Cash Management More details
	0.01^%_p.a.	0.01^%_p.a.	^$2		^$0	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Redisavings
Redisavings More details
	Bonus rate of 3.00%Rate varies on savings amount. –	Intro rate for 3 monthsthen 3.00% p.a. 3.50^%_p.a.	^$630	3	^$0	^$99,999,999	0	50	0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Reward Saver
Reward Saver More details

Important Information and Comparison Rate Warning

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Medium-length term deposits get the juice this week

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Horizon Bank Savings Accounts

Horizon Bank Savings Accounts as of September 2025

Teen Saver 13 to 17yrs old

Teen Saver 13 to 17yrs old

Cash Management

Cash Management

Horizon Direct

Horizon Direct

SMSF Saver

SMSF Saver

Advantage 55

Advantage 55

Super Saver 0 to 12yrs old

Super Saver 0 to 12yrs old

Youth Reward Saver 13 to 17yrs old

Youth Reward Saver 13 to 17yrs old

Advantage 55

Advantage 55

Cash Management

Cash Management

Christmas Club

Christmas Club

Advantage 55

Advantage 55

Advantage 55

Advantage 55

Cash Management

Cash Management

Redisavings

Redisavings

Reward Saver

Reward Saver

Latest Deposit News

What's happening to my savings account after the August RBA cash rate cut?

What's happening to my savings account after the RBA cash rate cut?

What's happening to my savings account after the RBA cash rate cut?

Medium-length term deposits get the juice this week

Compare More Horizon Bank Products

Savings Accounts Comparison & Tools

Banks' Savings Account Interest Rates

Important Information

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Product Coverage and Sort Order

Comparison Rate Warning and Base Criteria

Monthly Repayment Figures

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