HSBC Savings Accounts as of December 2025
Total interest earned below is based on a $20,000 deposit amount over 1 year.
| Bank | Savings Account | Base Interest Rate | Max Interest Rate | Total Interest Earned | Introductory Term | Minimum Amount | Maximum Amount | Linked Account Required | Minimum Monthly Deposit | Minimum Opening Deposit | Account Keeping Fee | ATM Access | Joint Application | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2.25% p.a. | 4.40% p.a. Intro rate for 3 months then 2.25% p.a. | $561 | 3 months | $0 | $99,999,999 | $0 | $0 | $0 | |||||||||||
1.25% p.a. Bonus rate of 2.25% Rate varies on savings amount. | 3.50% p.a. | $711 | – | $0 | $99,999,999 | $300 | $0 | $0 |

