RACV Car Loan Rates & Review

RACV Car Loans as of September 2024

Loan duration

Loan amount

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Lender	Car Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Interest Type	Vehicle Type	Maximum Vehicle Age	Ongoing Fee	Upfront Fee	Total Repayment	Link	Compare
RACV	RACV Finance New Car Loan - Approval within 5 working hours (1 Year)	7.29% p.a.	8.00% p.a.	$598	Fixed	New	No Max	$0	$499	$35,889	More details	Compare
RACV	RACV Finance New Car Loan - Approval within 5 working hours (5 Years)	7.29% p.a.	8.00% p.a.	$598	Fixed	New	No Max	$0	$499	$35,889	More details	Compare
RACV	RACV Finance New Car Loan - Approval within 5 working hours (4 Years)	7.29% p.a.	8.00% p.a.	$598	Fixed	New	No Max	$0	$499	$35,889	More details	Compare
RACV	RACV Finance New Car Loan - Approval within 5 working hours (3 Years)	7.29% p.a.	8.00% p.a.	$598	Fixed	New	No Max	$0	$499	$35,889	More details	Compare
RACV	RACV Finance New Car Loan - Approval within 5 working hours (2 Years)	7.29% p.a.	8.00% p.a.	$598	Fixed	New	No Max	$0	$499	$35,889	More details	Compare
RACV	RACV Finance Used Car Loan - Approval within 5 working hours (4 Years)	8.49% p.a.	9.21% p.a.	$615	Fixed	Used	No Max	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan - Approval within 5 working hours (2 Years)	8.49% p.a.	9.21% p.a.	$615	Fixed	Used	No Max	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan - Approval within 5 working hours (1 Year)	8.49% p.a.	9.21% p.a.	$615	Fixed	Used	No Max	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan - Approval within 5 working hours (5 Years)	8.49% p.a.	9.21% p.a.	$615	Fixed	Used	No Max	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan - Approval within 5 working hours (3 Years)	8.49% p.a.	9.21% p.a.	$615	Fixed	Used	No Max	$0	$499	$36,921	More details	Compare

More car loans

New/Demo - Home Owner Special

Product Features

Available for purchasing new and demo vehicles
$5,000 to $150,000 loan amount
Redraw facility available up to $5000/day
Required: Good credit history, stable employment history. Aus citizenship or PR.

Monthly repayments: $583

6.24% Advertised Rate (p.a.)

7.36% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

Latest Lending News

Product News

Rising mortgage costs drive more first home buyers towards Home Guarantee Scheme

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $400,000 loan amount over 25 years. For car loans and personal loans, the base criteria include a $30,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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RACV Car Loans