RACV Car Loans as of August 2026

Monthly repayment below is based on a $30,000 loan amount over 5 years.

Loan duration

Loan amount

Compare

Lender	Car Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Interest Type	Vehicle Type	Ongoing Fee	Upfront Fee	Total Repayment	Link	Compare
RACV	RACV Finance Green Car Loan (1 Year)	6.69% p.a.	7.28% p.a.	$590	Fixed	New	$0	$499	$35,379	More details	Compare
RACV	RACV Finance Green Car Loan (2 Years)	6.69% p.a.	7.28% p.a.	$590	Fixed	New	$0	$499	$35,379	More details	Compare
RACV	RACV Finance Green Car Loan (3 Years)	6.69% p.a.	7.28% p.a.	$590	Fixed	New	$0	$499	$35,379	More details	Compare
RACV	RACV Finance Green Car Loan (4 Years)	6.69% p.a.	7.28% p.a.	$590	Fixed	New	$0	$499	$35,379	More details	Compare
RACV	RACV Finance Green Car Loan (5 Years)	6.69% p.a.	7.28% p.a.	$590	Fixed	New	$0	$499	$35,379	More details	Compare
RACV	RACV Finance Green Car Loan (6 Years)	6.69% p.a.	7.28% p.a.	$590	Fixed	New	$0	$499	$35,379	More details	Compare
RACV	RACV Finance Green Car Loan (7 Years)	6.69% p.a.	7.28% p.a.	$590	Fixed	New	$0	$499	$35,379	More details	Compare
RACV	RACV Finance New Car Loan (1 Year)	7.19% p.a.	7.77% p.a.	$597	Fixed	New	$0	$499	$35,804	More details	Compare
RACV	RACV Finance New Car Loan (2 Years)	7.19% p.a.	7.77% p.a.	$597	Fixed	New	$0	$499	$35,804	More details	Compare
RACV	RACV Finance New Car Loan (3 Years)	7.19% p.a.	7.77% p.a.	$597	Fixed	New	$0	$499	$35,804	More details	Compare
RACV	RACV Finance New Car Loan (4 Years)	7.19% p.a.	7.77% p.a.	$597	Fixed	New	$0	$499	$35,804	More details	Compare
RACV	RACV Finance New Car Loan (5 Years)	7.19% p.a.	7.77% p.a.	$597	Fixed	New	$0	$499	$35,804	More details	Compare
RACV	RACV Finance New Car Loan (6 Years)	7.19% p.a.	7.77% p.a.	$597	Fixed	New	$0	$499	$35,804	More details	Compare
RACV	RACV Finance New Car Loan (7 Years)	7.19% p.a.	7.77% p.a.	$597	Fixed	New	$0	$499	$35,804	More details	Compare
RACV	RACV Finance Used Car Loan (1 Year)	8.49% p.a.	9.06% p.a.	$615	Fixed	Used	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan (2 Years)	8.49% p.a.	9.06% p.a.	$615	Fixed	Used	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan (3 Years)	8.49% p.a.	9.06% p.a.	$615	Fixed	Used	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan (4 Years)	8.49% p.a.	9.06% p.a.	$615	Fixed	Used	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan (5 Years)	8.49% p.a.	9.06% p.a.	$615	Fixed	Used	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan (6 Years)	8.49% p.a.	9.06% p.a.	$615	Fixed	Used	$0	$499	$36,921	More details	Compare
RACV	RACV Finance Used Car Loan (7 Years)	8.49% p.a.	9.06% p.a.	$615	Fixed	Used	$0	$499	$36,921	More details	Compare

More car loans

Variable Car Loan - New/Demo

Product Features

Available for purchase of new/demo vehicle
Get a personalised rate, won't impact your credit score
Borrow from $10k to $150k, 3 to 7 yr loan term
Unlimited additional repayments, flexible repayment options

Monthly repayments: $579

5.94% Advertised Rate (p.a.)

7.07% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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RACV Car Loans

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