RACV Personal Loan Rates & Review

RACV Personal Loans as of August 2025

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Lender	Advertised rate	Comparison rate*	Monthly repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Application Fee	Total Repayment	as ofAugust 18, 2025

	5.09^%_p.a.	5.78^%_p.a.	^$600	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Green Car Loan (1 Year)
RACV Finance Green Car Loan (1 Year) More details
	5.09^%_p.a.	5.78^%_p.a.	^$600	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Green Car Loan (6 Years)
RACV Finance Green Car Loan (6 Years) More details
	5.09^%_p.a.	5.78^%_p.a.	^$600	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Green Car Loan (7 Years)
RACV Finance Green Car Loan (7 Years) More details
	5.09^%_p.a.	5.78^%_p.a.	^$600	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Green Car Loan (5 Years)
RACV Finance Green Car Loan (5 Years) More details
	5.09^%_p.a.	5.78^%_p.a.	^$600	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Green Car Loan (4 Years)
RACV Finance Green Car Loan (4 Years) More details
	5.09^%_p.a.	5.78^%_p.a.	^$600	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Green Car Loan (3 Years)
RACV Finance Green Car Loan (3 Years) More details
	5.09^%_p.a.	5.78^%_p.a.	^$600	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Green Car Loan (2 Years)
RACV Finance Green Car Loan (2 Years) More details
	6.59^%_p.a.	7.29^%_p.a.	^$614	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance New Car Loan (7 Years)
RACV Finance New Car Loan (7 Years) More details
	6.59^%_p.a.	7.29^%_p.a.	^$614	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance New Car Loan (4 Years)
RACV Finance New Car Loan (4 Years) More details
	6.59^%_p.a.	7.29^%_p.a.	^$614	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance New Car Loan (3 Years)
RACV Finance New Car Loan (3 Years) More details
	6.59^%_p.a.	7.29^%_p.a.	^$614	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance New Car Loan (6 Years)
RACV Finance New Car Loan (6 Years) More details
	6.59^%_p.a.	7.29^%_p.a.	^$614	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance New Car Loan (5 Years)
RACV Finance New Car Loan (5 Years) More details
	6.59^%_p.a.	7.29^%_p.a.	^$614	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance New Car Loan (2 Years)
RACV Finance New Car Loan (2 Years) More details
	6.59^%_p.a.	7.29^%_p.a.	^$614	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance New Car Loan (1 Year)
RACV Finance New Car Loan (1 Year) More details
	7.89^%_p.a.	8.60^%_p.a.	^$626	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance Used Car Loan (7 Years)
RACV Finance Used Car Loan (7 Years) More details
	7.89^%_p.a.	8.60^%_p.a.	^$626	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance Used Car Loan (5 Years)
RACV Finance Used Car Loan (5 Years) More details
	7.89^%_p.a.	8.60^%_p.a.	^$626	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance Used Car Loan (3 Years)
RACV Finance Used Car Loan (3 Years) More details
	7.89^%_p.a.	8.60^%_p.a.	^$626	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance Used Car Loan (6 Years)
RACV Finance Used Car Loan (6 Years) More details
	7.89^%_p.a.	8.60^%_p.a.	^$626	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance Used Car Loan (4 Years)
RACV Finance Used Car Loan (4 Years) More details
	7.89^%_p.a.	8.60^%_p.a.	^$626	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance Used Car Loan (2 Years)
RACV Finance Used Car Loan (2 Years) More details
	7.89^%_p.a.	8.60^%_p.a.	^$626	Fixed	Secured	N/A	^$0	^$499	N/A	More details
	RACV Finance Used Car Loan (1 Year)
RACV Finance Used Car Loan (1 Year) More details
	10.29^%_p.a.	11.02^%_p.a.	^$648	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Personal Loan (5 Years)
RACV Finance Personal Loan (5 Years) More details
	10.29^%_p.a.	11.02^%_p.a.	^$648	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Personal Loan (3 Years)
RACV Finance Personal Loan (3 Years) More details
	10.29^%_p.a.	11.02^%_p.a.	^$648	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Personal Loan (2 Years)
RACV Finance Personal Loan (2 Years) More details
	10.29^%_p.a.	11.02^%_p.a.	^$648	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Personal Loan (1 Year)
RACV Finance Personal Loan (1 Year) More details
	10.29^%_p.a.	11.02^%_p.a.	^$648	Fixed	Secured	^$0	^$0	^$499	N/A	More details
	RACV Finance Personal Loan (4 Years)
RACV Finance Personal Loan (4 Years) More details

Important Information and Comparison Rate Warning

Latest Lending News

Banking News

RBA rate cut May 2025 - Is your lender passing it on?

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RACV Personal Loans

RACV Personal Loans as of August 2025

RACV Finance Green Car Loan (1 Year)

RACV Finance Green Car Loan (1 Year)

RACV Finance Green Car Loan (6 Years)

RACV Finance Green Car Loan (6 Years)

RACV Finance Green Car Loan (7 Years)

RACV Finance Green Car Loan (7 Years)

RACV Finance Green Car Loan (5 Years)

RACV Finance Green Car Loan (5 Years)

RACV Finance Green Car Loan (4 Years)

RACV Finance Green Car Loan (4 Years)

RACV Finance Green Car Loan (3 Years)

RACV Finance Green Car Loan (3 Years)

RACV Finance Green Car Loan (2 Years)

RACV Finance Green Car Loan (2 Years)

RACV Finance New Car Loan (7 Years)

RACV Finance New Car Loan (7 Years)

RACV Finance New Car Loan (4 Years)

RACV Finance New Car Loan (4 Years)

RACV Finance New Car Loan (3 Years)

RACV Finance New Car Loan (3 Years)

RACV Finance New Car Loan (6 Years)

RACV Finance New Car Loan (6 Years)

RACV Finance New Car Loan (5 Years)

RACV Finance New Car Loan (5 Years)

RACV Finance New Car Loan (2 Years)

RACV Finance New Car Loan (2 Years)

RACV Finance New Car Loan (1 Year)

RACV Finance New Car Loan (1 Year)

RACV Finance Used Car Loan (7 Years)

RACV Finance Used Car Loan (7 Years)

RACV Finance Used Car Loan (5 Years)

RACV Finance Used Car Loan (5 Years)

RACV Finance Used Car Loan (3 Years)

RACV Finance Used Car Loan (3 Years)

RACV Finance Used Car Loan (6 Years)

RACV Finance Used Car Loan (6 Years)

RACV Finance Used Car Loan (4 Years)

RACV Finance Used Car Loan (4 Years)

RACV Finance Used Car Loan (2 Years)

RACV Finance Used Car Loan (2 Years)

RACV Finance Used Car Loan (1 Year)

RACV Finance Used Car Loan (1 Year)

RACV Finance Personal Loan (5 Years)

RACV Finance Personal Loan (5 Years)

RACV Finance Personal Loan (3 Years)

RACV Finance Personal Loan (3 Years)

RACV Finance Personal Loan (2 Years)

RACV Finance Personal Loan (2 Years)

RACV Finance Personal Loan (1 Year)

RACV Finance Personal Loan (1 Year)

RACV Finance Personal Loan (4 Years)

RACV Finance Personal Loan (4 Years)

Latest Lending News

RBA rate cut August 2025 - Is your lender passing it on?

How long does home loan approval take?

What Is a Comparison Rate for Home Loans?

RBA rate cut May 2025 - Is your lender passing it on?

Compare More RACV Products

Personal Loan Comparison & Tools

Personal Loan Lenders' Rates

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