RACV Personal Loan Rates & Review

RACV Personal Loans as of July 2026

Monthly repayment below is based on a $20,000 loan amount over 5 years.

Loan duration

Loan amount

Compare

Lender	Car Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Interest Type	Secured Type	Early Exit Fee	Ongoing Fee	Upfront Fee	Total Repayment	Link	Compare
RACV	RACV Finance Green Car Loan (1 Year)	5.89% p.a.	6.59% p.a.	$607	Fixed	Secured	$0	$0	$499	$21,868	More details	Compare
RACV	RACV Finance Green Car Loan (2 Years)	5.89% p.a.	6.59% p.a.	$607	Fixed	Secured	$0	$0	$499	$21,868	More details	Compare
RACV	RACV Finance Green Car Loan (3 Years)	5.89% p.a.	6.59% p.a.	$607	Fixed	Secured	$0	$0	$499	$21,868	More details	Compare
RACV	RACV Finance Green Car Loan (4 Years)	5.89% p.a.	6.59% p.a.	$607	Fixed	Secured	$0	$0	$499	$21,868	More details	Compare
RACV	RACV Finance Green Car Loan (5 Years)	5.89% p.a.	6.59% p.a.	$607	Fixed	Secured	$0	$0	$499	$21,868	More details	Compare
RACV	RACV Finance Green Car Loan (6 Years)	5.89% p.a.	6.59% p.a.	$607	Fixed	Secured	$0	$0	$499	$21,868	More details	Compare
RACV	RACV Finance Green Car Loan (7 Years)	5.89% p.a.	6.59% p.a.	$607	Fixed	Secured	$0	$0	$499	$21,868	More details	Compare
RACV	RACV Finance New Car Loan (1 Year)	6.89% p.a.	7.59% p.a.	$617	Fixed	Secured	$0	$0	$499	$22,195	More details	Compare
RACV	RACV Finance New Car Loan (2 Years)	6.89% p.a.	7.59% p.a.	$617	Fixed	Secured	$0	$0	$499	$22,195	More details	Compare
RACV	RACV Finance New Car Loan (3 Years)	6.89% p.a.	7.59% p.a.	$617	Fixed	Secured	$0	$0	$499	$22,195	More details	Compare
RACV	RACV Finance New Car Loan (4 Years)	6.89% p.a.	7.59% p.a.	$617	Fixed	Secured	$0	$0	$499	$22,195	More details	Compare
RACV	RACV Finance New Car Loan (5 Years)	6.89% p.a.	7.59% p.a.	$617	Fixed	Secured	$0	$0	$499	$22,195	More details	Compare
RACV	RACV Finance New Car Loan (6 Years)	6.89% p.a.	7.59% p.a.	$617	Fixed	Secured	$0	$0	$499	$22,195	More details	Compare
RACV	RACV Finance New Car Loan (7 Years)	6.89% p.a.	7.59% p.a.	$617	Fixed	Secured	$0	$0	$499	$22,195	More details	Compare
RACV	RACV Finance Used Car Loan (1 Year)	8.19% p.a.	8.90% p.a.	$628	Fixed	Secured	$0	$0	$499	$22,625	More details	Compare
RACV	RACV Finance Used Car Loan (2 Years)	8.19% p.a.	8.90% p.a.	$628	Fixed	Secured	$0	$0	$499	$22,625	More details	Compare
RACV	RACV Finance Used Car Loan (3 Years)	8.19% p.a.	8.90% p.a.	$628	Fixed	Secured	$0	$0	$499	$22,625	More details	Compare
RACV	RACV Finance Used Car Loan (4 Years)	8.19% p.a.	8.90% p.a.	$628	Fixed	Secured	$0	$0	$499	$22,625	More details	Compare
RACV	RACV Finance Used Car Loan (5 Years)	8.19% p.a.	8.90% p.a.	$628	Fixed	Secured	$0	$0	$499	$22,625	More details	Compare
RACV	RACV Finance Used Car Loan (6 Years)	8.19% p.a.	8.90% p.a.	$628	Fixed	Secured	$0	$0	$499	$22,625	More details	Compare
RACV	RACV Finance Used Car Loan (7 Years)	8.19% p.a.	8.90% p.a.	$628	Fixed	Secured	$0	$0	$499	$22,625	More details	Compare
RACV	RACV Finance Personal Loan (1 Year)	10.59% p.a.	10.59% p.a.	$651	Fixed	Secured	$0	$0	$499	$23,432	More details	Compare
RACV	RACV Finance Personal Loan (2 Years)	10.59% p.a.	10.59% p.a.	$651	Fixed	Secured	$0	$0	$499	$23,432	More details	Compare
RACV	RACV Finance Personal Loan (3 Years)	10.59% p.a.	10.59% p.a.	$651	Fixed	Secured	$0	$0	$499	$23,432	More details	Compare
RACV	RACV Finance Personal Loan (4 Years)	10.59% p.a.	10.59% p.a.	$651	Fixed	Secured	$0	$0	$499	$23,432	More details	Compare
RACV	RACV Finance Personal Loan (5 Years)	10.59% p.a.	10.59% p.a.	$651	Fixed	Secured	$0	$0	$499	$23,432	More details	Compare

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Important Information and Comparison Rate Warning

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Personal Loan Lenders' Rates

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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RACV Personal Loans