Home / Banking / Credit Cards

Compare Credit Cards


Credit Card Myth #1

You need to keep all your banking together at one institution.

Your ideal savings account, credit card and transaction account may not be at one bank. It's your money, so shop around for the rates and features you want.

 

Our best credit card hints and tips

InfoChoice has compiled a list of what it considers are the best credit card hints and tips to help Australians save money.
Read full article >

 

Review Credit Cards

Simply select the features you require using our search selector or browse from the listings based on what type of card you want.

Low Rate Cards

Balance Transfer Offers

Introductory Rate Offers

Platinum & Gold Cards

Reward Cards

Business Cards

Browse by Brand

 

Today's Featured Credit Cards

Advertisement

HSBC Credit Card

Credit card image
  • 0% p.a. balance transfer for 6 months from non-HSBC credit cards on application (reverting to the variable cash advance rate).
  • No annual fee for the life of the card.
  • Instant Rewards with the home&Away Privilege Program.
  • Additional cardholder fee $0.
  • Offer available for new, approved HSBC credit card holders who apply by 30 June 2013.
  • Visit HSBC's website for conditions and full details.
Go to site
 
Advertisement

Westpac Low Rate Credit Card

Credit card image
  • 3.99% p.a. for 6 months on balance transfers, requested at application.
  • Low annual fee $45.
  • 13.49% p.a. for purchases (21.49% p.a. for cash advances).
  • Up to 55 days interest free on purchases when you pay the closing balance (including any balance transfer or promotional amount) in full by the statement due date.
  • Visit Westpac's website for conditions and full details.
Go to site
 
Advertisement

Citibank Ready Credit

Credit card image
  • Unsecured line of credit - use it however you want.
  • 5.9% p.a. for 2 years. 
  • Pay no annual fee, no monthly servicing fees and no cash advance fees ever.
  • Access cash anytime using your Visa Debit Card fee free at over 3,000 ATMs.
  • A low one off $69 establishment fee.
Go to site
 
For information on how we’ve selected these “Sponsored” and “Featured” products click here.

Low Rate Credit Cards
Balance Transfer Credit Cards
Bank of Melbourne Ve.. Product Image 2.99%
for first 6 months
Visit Site Details
5 Balance Transfer Cards
0%6 mths Bankwest More Gold Ma ... Go to site
0%6 mths Bankwest More MasterC ... Go to site
0%6 mths Bankwest More Platinu ... Go to site
0%6 mths Citibank Clear Platin ... Go to site
0%8 mths HSBC Platinum Credit ... Go to site
MORE BALANCE TRANSFER CARDS
Platinum & Gold Credit Cards
Product Image Conditions Apply
Bankwest Qantas Platinum MasterCard
  • Save more with 0% p.a. for the first 6 mo ...
  • Bonus 8,000 Qantas Frequent Flyer points ...
Product Image Conditions Apply
American Express Platinum Card - 80,000 Bonus Points
  • Introducing the New Platinum Fare Guarant ...
  • 80,000 membership rewards bonus points wh ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
Virgin Australia Velocity Flyer Credit Card - 0% BT for..
  • An impressive balance transfer rate of 0% ...
  • Buy a Virgin Australia domestic seat and ...
Product Image Conditions Apply
St.George Amplify
  • 0.99% p.a. for up to 6 months on balance ...
  • $0 annual fee for the first year, $79 the ...
Introductory Rate Credit Cards
Business Credit Cards
Bankwest Business Ma.. Product Image 7.99%
for first 6 months
Visit Site Details
Top 5 Low Rate Business Cards
10.65%
Heritage Visa Busines ...
12.50%
Commonwealth Business ...
12.50%
Commonwealth Corporat ...
12.95%
Heritage Visa Busines ...
13.20%
Newcastle Permanent B ...
MORE BUSINESS CREDIT CARDS

Credit Card News

The Greater cuts credit card rates

The Greater Building Society is cutting its credit card rates by one percent from June 1. Its card rates will start from 9.25 per cent. CEO Don Magin said that The Greater is passing on the benefits of an easing in its funding costs to its customers whene Read full article

Aussies are paying off their credit card debts

The latest Reserve Bank credit card figures show that persistently high credit card interest rates are encouraging consumers to reduce their revolving card balances. Read full article

Save interest by switching to a low rate card

Aussies are paying hundreds of millions of dollars extra in credit card interest charges unnecessarily because their credit cards are charging a higher rate than the cheapest cards readily available in the marketplace. Read full article

Average credit cards rates down to 17.16%

RBA official interest rates have been cut by 2 percentage points since 2011 but credit card rates have only fallen 0.12 points. Average interest rate on credit cards is now 17.16 per cent p.a. down from 17.28 per cent when the Reserve began cutting rates  Read full article

Pay off credit cards and car loans first

Recent figures from the Reserve Bank of Australia show home loan borrowers are now about 14 per cent ahead on their loans, equivalent to about 20 months of mortgage repayments because not all borrowers reduced their mortgage repayments when rates began to Read full article

Credit card annual fees can go up to $700

90 per cent of credit cards have annual fees up to $700 a year. Twenty seven cards currently on the market have no annual fees. Read full article

Choose your credit card carefully

What credit card you choose should depend on what type of credit card user you are. Read full article

More Credit Card News

Credit Card Guides

Instant Approval Credit Cards

Credit card companies have stepped up to the plate and now offer near instant approval credit cards. Read full article

Cheapest Credit Cards in Australia

If you have been searching for the cheapest credit cards in Australia, you have come to the right place. Often, people are searching for a card that will give them the best value for their money. Read full article

Credit Card Deals

When searching for the best deal, we have suggested a few steps to make the process easier. Read full article

Australian credit card types: Credit Card Rewards

Everyone enjoys the idea of a credit card that rewards you for spending money, but Caveat Emptor! Read full article

Australian credit card types: Balance Transfer

Balance transfer credit cards are all the craze at the moment and it is easy to see why. Read full article

Balance Transfer Credit Card Offers

Cutting back on the interest expense is not the only way you can save money with a balance transfer credit card. Read full article

Australian credit card types: Rates and Fees

Consumers are aware that there are many different types of credit cards available and the better understood ones are the ones that draw focus to rates and fees. Read full article

More Credit Card Guides



Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.

Feedback Form