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Low Rate Credit Cards
Top 5 Low Rate Credit Cards
9.74%
mecu Low Rate VISA
10.50%
McGrath Pink Visa Car ...
10.64%
SCU Low Rate Visa Cre ... APPLY
10.75%
Bankwest Lite Platinu ... APPLY
10.75%
Bankwest Lite Gold Ma ... APPLY
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Balance Transfer Credit Cards
Bankwest Lite Platin.. Product Image 1.99%
for first 9 months
Visit Site APPLY
Top 5 Balance Transfer Cards
0%6 mths Macquarie Bank Platin ... APPLY
0%6 mths ANZ Low Rate MasterCa ... APPLY
0%6 mths ANZ Balance Visa APPLY
0.99%6 mths Citibank Clear Platin ... APPLY
1.9%9 mths Suncorp Clear Options ... APPLY
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Platinum & Gold Credit Cards
Product Image Conditions Apply
American Express Platinum Credit Card
  • The American Express Platinum Credit Card ...
Product Image Conditions Apply
Westpac Altitude Gold
  • Get two credit cards linked to one accoun ...
  • Earn 2 points per $1 spent on purchases o ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
Woolworths Everyday Money Credit Card
  • Bonus $50 shopping card. Apply by 31 Marc ...
  • No annual fee for the first year.
Product Image Conditions Apply
David Jones American Express Card
  • Exclusive in store benefits when used at ...
  • Receive 13,500 Bonus Points if used outsi ...
Introductory Rate Credit Cards
Citibank Clear Plati.. Product Image 0.99%
for first 6 months
Visit Site APPLY
5 Low Rate Intro Credit Cards
0%6 mths NAB Visa Mini Credit ...
0%5 mths Westpac 55 Day APPLY
0.99%6 mths Citibank Clear Platin ... APPLY
2.99%6 mths Aussie MasterCard APPLY
2.99%6 mths St.George Vertigo Mas ... APPLY
MORE INTRO RATE CREDIT CARDS
Business Credit Cards
Top 5 Low Rate Business Cards
11.75%
Commonwealth Business ...
11.75%
Commonwealth Corporat ...
11.99%
Bankwest Business Mas ...
12.20%
Heritage Visa Busines ...
13.14%
Visa 55
MORE BUSINESS CREDIT CARDS

Credit Card News

Most can’t understand credit card statements

In a recent study by the Communications Research Institute, just 14 per cent of participants could decipher a credit card statement and work out how to avoid paying interest on purchases.  Read full article

Shoppers choosing debit over credit

The trend to debit Visa and Mastercard cards continues to grow. Read full article

Credit card tricks and traps

Differences in the way interest on credit card balances is calculated can cost consumers big dollars. Read full article

Banks take more on credit card rates

Banks have increased substantially the margins they make on credit cards over the last two years. While banks and other lenders have generally passed on most of the RBAs rate cuts, and rate rises to their mortgage borrowers, they have kept most of the ra Read full article

Interest free deals not so free

Interest free deals offered by retailers can come with some stings in the tail for the unwary consumer.  Read full article

Remit money to a Visa card

Visa and Travelex, the worlds largest international foreign exchange and international payments specialist have announced the launch of the first Visa Money Transfer service in Australia. Visa Money Transfer is a convenient, cost-effective and secure way Read full article

Aussies paying off the cards

Credit card holders are paying off the card debts faster than ever before according to new figures released on Friday by Mastercard. Read full article

Travellers prefer pre-paid cards

Credit card fees and charges are driving travelers to pre-paid travel cards. Read full article

Getting cash overseas is expensive

Taking a credit card overseas is a very expensive way of shopping in another country. Credit cards can be surprisingly expensive with exhorbitant foreign ATM withdrawal and transaction fees plus foreign exchange charges quickly eating into tight holiday b Read full article

More Credit Card News >

Credit Card Guides

Compare Balance Transfer Cards

Already have card debt that youre slowly paying off? Give yourself a break by transferring the balance to one of these cards. Read full article

Get the Banks to Reward you this Christmas

With Christmas just around the corner, consumers are forecast to embark on a spending frenzy and wave around their plastic for gifts, entertainment, food, drinks and holidays. Last year we spent a total of $37 billion over the Christmas period. Read full article

NAB further abolishes fees

NAB is the first of the major banks to forego additional unfavourable bank fees on consumer accounts to help improve and strengthen customer relationships. Read full article

CREDIT CARDS: What are low-rate credit cards?

A number of organisations are now offering low-rate and interest-free credit cards and with Australians owing around $40 billion on their cards, they are attracting much attention. Read full article

How to reduce your bank fees

With several banking products available in the market, and with different terminologies used to describe the nature of the fees charged on these accounts, it is no wonder consumers often get confused or lose track of the fees they are paying. Read full article

Gold & Platinum Credit Cards

Your credit card says a lot about who you are. Selecting a premium card not only reflects where you have got to in life, but can make it easier for you to focus on the things that matter. Read full article

Credit Card Rewards Programs

Like every purchase to count? Or just looking for the occasional perk? Consider one of the many credit card reward programs. Read full article

Low rate cards; the best credit card for you?

Planning to pay your bill off over a few months?Or do you often pay your credit card a few days late?If you use your card like this youll be paying interest.  Read full article

Business Credit Cards

If your operating a small business or in charge of the finances in a larger company, consider the benefits of one of these business credit cards. Read full article

Credit Card Interest Rate Deals

Looking forward to one of lifes great adventures? Maybe an overseas trip or youre planning on fitting out your new pad. Either way, there are some big expenses coming up and a credit card with an introductory rate may be worth considering. Read full article

More Credit Card Guides >



Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.