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Low Rate Credit Cards
Westpac Low Rate Product Image 13.24%
per annum
5 Low Rate Credit Cards
10.75%
Bankwest Lite Gold Ma ... Details
10.75%
Bankwest Lite MasterC ... Details
10.75%
Bankwest Lite Platinu ... Details
10.99%
McGrath Pink Visa Car ... Details
11.49%
Citibank Clear Platin ... Details
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Balance Transfer Credit Cards
Citibank Clear Plati.. Product Image 0%
for first 6 months
Visit Site Details
5 Balance Transfer Cards
0%6 mths Citibank Clear Card Details
0%6 mths Citibank Clear Platin ... Details
0%6 mths Macquarie Visa Platin ... Details
0%6 mths ANZ Balance Visa Details
0%6 mths ANZ Low Rate MasterCa ... Details
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Platinum & Gold Credit Cards
Product Image Conditions Apply
Westpac Altitude Platinum
  • Get two credit cards linked to one accoun ...
  • Earn 3 points per $1 spent on purchases o ...
Product Image Conditions Apply
BOQ Platinum Visa Card
  • Great 3.9%p.a. for the life of balances t ...
  • Earn 2 Q Rewards Points for every $1 spen ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
ANZ Frequent Flyer Platinum
  • One shared account, one total annual fee, ...
  • * Earn 1.5 point per $1 spent on purchase ...
Product Image Conditions Apply
ANZ Frequent Flyer Gold
  • One shared account, one total annual fee, ...
  • * Earn 1.25 point per $1 spent on purchas ...
Introductory Rate Credit Cards
5 Low Rate Intro Credit Cards
11.99%12 mths Citibank Clear Card Details
2.99%6 mths Aussie MasterCard Details
2.99%6 mths St.George Vertigo Mas ... Details
5.99%6 mths McGrath Pink Visa Car ... Details
3.99%6 mths True Blue Credit Card
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Business Credit Cards
Top 5 Low Rate Business Cards
10.40%
Heritage Visa Busines ...
11.99%
Bankwest Business Mas ...
12.25%
Commonwealth Business ...
12.25%
Commonwealth Corporat ...
12.70%
Heritage Visa Busines ...
MORE BUSINESS CREDIT CARDS

Credit Card News

Card reward schemes not always the best option

Collecting reward points for flights and shopping freebies is a waste of time and money for the average credit card customer, researchers say. Read full article

Interest free store credit can offer benefits

Interest free store credit deals come with dangers for the unwary, but are great if you are making an essential purchase that cant wait. Read full article

No annual fee on gold credit card

Commonwealth Bank is currently offering its range of gold Mastercards to the banks customers with no annual fee for the first year. Read full article

Debit card spending growth slows

The steady shift to payments made with debit cards and away from payments made with credit cards appears to be moderating Read full article

Credit card spending back in style

Credit and charge card spending went up in May by $1.7 billion to $19.6 billion according to data from the Reserve Bank of Australia. Read full article

Credit card debt up, repayments down

A pause in raising interest rates by the Reserve Bank of Australia in January and February this year seems to have prompted consumers to loosen their belts slightly and spend on their credit cards again Read full article

Credit cards for babies

A baby teething toy shaped and designed to look like a credit card can now be purchased for aspiring young consumers for just $24.95. Read full article

Eftpos skimming up, credit card fraud down

The Australian Payment Clearing Association has reported that PIN-only debit cards saw the greatest growth in skimming attacks in the country during 2009, from A$5m to A$17.5m, while there was a slight rise in card-not-present fraud for signature-permitte Read full article

Beware credit card tricks

Many people are not aware that the minimum monthly repayment demanded by the credit card issuer does not cover the interest charged.  Read full article

Changes coming to a card near you

Since the start of the year all new Visa cards issued in Australia have included smart chips to give greater security. Read full article

More Credit Card News >

Credit Card Guides

Keeping credit card costs to a minimum

Keeping credit card costs to a minimum Read full article

Get the Banks to Reward you this Christmas

With Christmas just around the corner, consumers are forecast to embark on a spending frenzy and wave around their plastic for gifts, entertainment, food, drinks and holidays. Last year we spent a total of $37 billion over the Christmas period. Read full article

NAB further abolishes fees

NAB is the first of the major banks to forego additional unfavourable bank fees on consumer accounts to help improve and strengthen customer relationships. Read full article

How to reduce your bank fees

With several banking products available in the market, and with different terminologies used to describe the nature of the fees charged on these accounts, it is no wonder consumers often get confused or lose track of the fees they are paying. Read full article

Gold & Platinum Credit Cards

Your credit card says a lot about who you are. Selecting a premium card not only reflects where you have got to in life, but can make it easier for you to focus on the things that matter. Read full article

Business Credit Cards

If your operating a small business or in charge of the finances in a larger company, consider the benefits of one of these business credit cards. Read full article

Credit Card Interest Rate Deals

Looking forward to one of lifes great adventures? Maybe an overseas trip or youre planning on fitting out your new pad. Either way, there are some big expenses coming up and a credit card with an introductory rate may be worth considering. Read full article

ATM Fee Reform – how these changes will affect you

A Direct Charging ATM fee reform was introduced on March 3rd 2009, making it mandatory for ATMs to provide on screen disclosure of the charges applied to customers using ATMs that dont belong to the cardholders financial institution. Read full article

Beware the sting when travelling on your credit card

For convenience when travelling, the credit or debit card really can be a fantastic piece of plastic for quick, secure and convenient access to cash overseas. But watch the charges. Read full article

Understanding your repayments

A large number of financial institutions are offering low interest rate or zero interest rate on their credit cards in order to attract new customers Read full article

More Credit Card Guides >



Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.