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Banking / Credit Cards

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Credit Card Myth #1

You need to keep all your banking together at one institution.

Your ideal savings account, credit card and transaction account may not be at one bank. It's your money, so shop around for the rates and features you want.

 

Our best credit card hints and tips

InfoChoice has compiled a list of what it considers are the best credit card hints and tips to help Australians save money.
Read full article >

 

Review Credit Cards

Simply select the features you require using our search selector or browse from the listings based on what type of card you want.

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Introductory Rate Offers

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Today's Sponsored Credit Cards

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HSBC Credit Card - 0% p.a. balance transfer for 6 months

Credit card image
  • 0% p.a. balance transfer for 6 months from non-HSBC credit cards on application (reverting to the variable cash advance rate).
  • No annual fee for the life of the card.
  • Instant Rewards with the home&Away Privilege Program.
  • Additional cardholder fee $0.
  • Offer available for new, approved HSBC credit card holders who apply by 31 December 2014.
  • Visit HSBC's website for conditions and full details
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Advertisement

ANZ Low Rate Credit Card

Credit card image
  • Enjoy an introductory 0% p.a. on balance transfers for the first 16 months (reverts to 13.49% p.a. after 16 months)
  • Low ongoing interest rate of 13.49% p.a. on purchases
  • Up to 55 days interest free credit on purchases
  • $58 annual fee
  • MasterCard acceptance at over 34 million locations worldwide.
  • Visit ANZ's website for conditions and full details.
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Advertisement

Westpac Low Rate Credit Card

Credit card image
  • Special offer: 0%p.a. for 14 months balance transfer (offer ends 16 November 2014)
  • Purchase rate currently 12.49% p.a.
  • 0% p.a. purchase rate for 12 months from card approval. Offer ends 16 November 2014
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the statement due date
  • Visit Westpac's website for conditions and full details.
Go to site
 
For information on how we’ve selected these “Sponsored” and “Featured” products click here.

Low Rate Credit Cards
Balance Transfer Credit Cards
ANZ First Visa Card .. Product Image 0%
for first 16 months
Visit Site Details
5 Balance Transfer Cards
0%16 mths ANZ First Visa Card ( ... Go to site
0%16 mths ANZ Low Rate (0% p.a. ... Go to site
0%16 mths ANZ Low Rate Platinum ... Go to site
0%16 mths ANZ Platinum (0% p.a. ... Go to site
0%14 mths Bank of Melbourne Ver ... Go to site
MORE BALANCE TRANSFER CARDS
Platinum & Gold Credit Cards
Product Image Conditions Apply
Westpac Altitude Platinum
  • 2 cards linked to one account: An Altitud ...
  • 0% p.a. purchase rate for 12 months from ...
Product Image Conditions Apply
St.George Amplify Platinum
  • Special Offer - 10,000 bonus points on ne ...
  • 0% p.a. for 9 months on balance transfers ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
St.George Amplify
  • Special offer - 5,000 bonus points on new ...
  • 0% p.a. for 9 months on balance transfers ...
Product Image Conditions Apply
Westpac Altitude
  • 2 cards linked to one account: An Altitud ...
  • 0% p.a. purchase rate for 12 months from ...
Introductory Rate Credit Cards
Business Credit Cards

Credit Card News

How to choose the right credit card for you

There are hundreds of great credit card offers in the market right now. But how can a consumer know which card is going to be right for them? Read full article

What is the average credit card debt?

The value of credit card balances accruing interest has fallen to an average of $2155, its lowest level since December 2009. Read full article

How does a PayWave or Tap and Go card work?

Visa and Mastercard credit and debit cards with contactless payment technology, called PayWave, PayPass or Tap and Go let shoppers pay for goods and services without a PIN or signature by holding their cards hear a contactless reader. Read full article

Debit card vs credit card

Most payments made in Australia are made without cash and the number of cashless payments was up nine per cent in 2013/14.  Read full article

Record numbers of zero interest credit card deals

Banks and other credit card issuers are competing harder than ever with great deals on offer as Australians get very careful about choosing their credit cards Read full article

Using credit card points to fly overseas

Plenty of people turn rewards credit cards to their advantage and increasing number of credit card users are choosing cards with rewards attached. Read full article

How much does my card payment actually cost?

Every time you pay with a card, the retailer's bank pays a fee to your bank which the retailer must cover. Read full article

More Credit Card News

Credit Card Guides

Instant Approval Credit Cards

Credit card companies have stepped up to the plate and now offer near instant approval credit cards. Read full article

Cheapest Credit Cards in Australia

If you have been searching for the cheapest credit cards in Australia, you have come to the right place. Often, people are searching for a card that will give them the best value for their money. Read full article

Credit Card Deals

When searching for the best deal, we have suggested a few steps to make the process easier. Read full article

Australian credit card types: Credit Card Rewards

Everyone enjoys the idea of a credit card that rewards you for spending money, but Caveat Emptor! Read full article

Australian credit card types: Balance Transfer

Balance transfer credit cards are all the craze at the moment and it is easy to see why. Read full article

Balance Transfer Credit Card Offers

Cutting back on the interest expense is not the only way you can save money with a balance transfer credit card. Read full article

Australian credit card types: Rates and Fees

Consumers are aware that there are many different types of credit cards available and the better understood ones are the ones that draw focus to rates and fees. Read full article

More Credit Card Guides



Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.