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Low Rate Credit Cards
Top 5 Low Rate Credit Cards
9.74%
mecu Low Rate VISA
9.99%
Bankwest Lite Gold Ma ... APPLY
9.99%
Bankwest Lite MasterC ... APPLY
9.99%
Bankwest Lite Platinu ... APPLY
10.50%
McGrath Pink Visa Car ...
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Balance Transfer Credit Cards
ANZ First Visa - Spe.. Product Image 2.90%
for first 12 months
Visit Site APPLY
Top 5 Balance Transfer Cards
0%6 mths Macquarie Bank Platin ... APPLY
0%6 mths ANZ Balance Visa APPLY
0%6 mths ANZ Low Rate MasterCa ... APPLY
0%6 mths NAB Low Rate Visa Car ... APPLY
0.99%6 mths Citibank Clear Platin ... APPLY
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Platinum & Gold Credit Cards
Product Image Conditions Apply
ANZ Frequent Flyer Gold
  • Earn Qantas Frequent Flyer Points from yo ...
  • Uncapped Qantas Frequent Flyer points ear ...
Product Image Conditions Apply
ANZ Rewards Visa Gold
  • Be rewarded for your everyday credit purc ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
ANZ Frequent Flyer - Special Offer
  • Uncapped Qantas Frequent Flyer points2 ea ...
  • For a limited time, save with 2.9% p.a. o ...
Product Image Conditions Apply
ANZ Balance Visa - Special Offer
  • Enjoy 2.9% p.a. on balance transfers for ...
  • Be rewarded for reducing your balance on ...
Introductory Rate Credit Cards
Citibank Clear Plati.. Product Image 0.99%
for first 6 months
Visit Site APPLY
5 Low Rate Intro Credit Cards
0%5 mths Westpac 55 Day
0.99%6 mths Citibank Clear Platin ... APPLY
2.99%6 mths Aussie MasterCard APPLY
4.9%6 mths CUA Low Rate MasterCa ...
4.9%6 mths CUA Low Rate MasterCa ...
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Business Credit Cards
Top 5 Low Rate Business Cards
11.50%
Commonwealth Business ...
11.50%
Commonwealth Corporat ...
11.99%
Bankwest Business Mas ...
12.20%
Heritage Visa Busines ...
13.14%
Visa 55
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Credit Card News

Travellers prefer pre-paid cards

Credit card fees and charges are driving travelers to pre-paid travel cards. Read full article

Getting cash overseas is expensive

Taking a credit card overseas is a very expensive way of shopping in another country. Credit cards can be surprisingly expensive with exhorbitant foreign ATM withdrawal and transaction fees plus foreign exchange charges quickly eating into tight holiday b Read full article

Credit card rates rip-off

Almost two thirds of people think credit card interest rates are a rip-off according to an online poll published in News Ltd newspapers.  Read full article

Students to get ANZ Visa cards

ANZ Bank will issue more than 50,000 Visa prepaid cards to university students in Sydney. Students can load funds on to the cards to pay for services such as photocopying or to buy textbooks. Read full article

Three card deals for 3 different people

There are three basic types of card holders. Those three types of people need to choose the card that best suits their financial situation or it will be the bank that gets all the benefit from a balance transfer deal. Read full article

Zero interest balance transfer can work

Data from the Reserve Bank analysed by banking research company Infochoice, indicates that consumers with a card debt of $10,000 can save up to $4,300 by using the balance transfer offers now in the marketplace.  Read full article

Zero interest balance transfers have traps

There are tricks and traps that can make the zero rate offers very expensive. If you miss a monthly minimum repayment on some cards, the zero interest deal is off and the whole balance begins to be charged at a higher interest rate. Read full article

Credit card debt stressful for women

The majority of Australians with credit cards will spend the first three months of 2010 paying off their spending, which averaged more than $1,000 during the 2009-2010 festive and holiday season and now totals a balance of more than $3,200.  Read full article

Aussies put bills on credit card

Forty per cent of Australians will rely on credit cards to pay essential bills this quarter. Debt collection agency Prushka said many householders had overspent in the lead-up to Christmas.  Read full article

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Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.


Credit Card Guides

Compare Balance Transfer Cards

Already have card debt that youre slowly paying off? Give yourself a break by transferring the balance to one of these cards. Read full article

Get the Banks to Reward you this Christmas

With Christmas just around the corner, consumers are forecast to embark on a spending frenzy and wave around their plastic for gifts, entertainment, food, drinks and holidays. Last year we spent a total of $37 billion over the Christmas period. Read full article

NAB further abolishes fees

NAB is the first of the major banks to forego additional unfavourable bank fees on consumer accounts to help improve and strengthen customer relationships. Read full article

CREDIT CARDS: What are low-rate credit cards?

A number of organisations are now offering low-rate and interest-free credit cards and with Australians owing around $40 billion on their cards, they are attracting much attention. Read full article

How to reduce your bank fees

With several banking products available in the market, and with different terminologies used to describe the nature of the fees charged on these accounts, it is no wonder consumers often get confused or lose track of the fees they are paying. Read full article

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