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Credit Card Comparison


Credit Card Myth #1

You need to keep all your banking together at one institution.

Your ideal savings account, credit card and transaction account may not be at one bank. It's your money, so shop around for the rates and features you want.

 

Australia’s best credit card hints and tips

InfoChoice has compiled a list of what it considers are the best credit card hints and tips to help Australians save money.
Read full article >

 

Review Credit Cards

Simply select the features you require using our search selector or browse from the listings based on what type of card you want.

Low Rate Cards

Balance Transfer Offers

Introductory Rate Offers

Platinum & Gold Cards

Reward Cards

Business Cards

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Today's Featured Credit Cards

 
 
 

Virgin Flyer Credit Card - 1.9% BT for 9 monthsFactsheet  >

Credit card image
  • 1.9% on purchases and balances transferred for 9 months.
  • Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a seat on Virgin Blue with your new Virgin Flyer Credit Card to receive a second seat free*, up to 4 times a year, every year.
  • $99 Annual Fee. Terms and Conditions apply.  Visit Virgin Money's website for conditions and full details.
Visit Site
 

Citibank Clear Platinum Credit Card (2.9% BT for 12 months) Factsheet  >

Credit card image
  • 11.99% p.a. for purchases (21.74% p.a. for cash advances).
  • Pay no interest on purchases and balances for the first 6 months.
  • Up to 55 interest free days.
  • Enjoy a half-price annual fee of $49 in the first year.
    Visit Citibank's website for conditions and full details.
Visit Site
 
 
 

Virgin No Annual Fee Credit Card Factsheet  >

Credit card image
  • 18.99% p.a. for purchases (20.99% p.a. for cash advances).
  • Up to 44 days interest free.
  • $0 annual fee. Ever.
    Visit Virgin’s website for conditions and full details.
  • Why pay an annual fee just to use your credit card?
  • Enjoy a 6 month balance transfer rate of 2.90% p.a. for qualifying balances on your old card.
  • Gain access to Virgin family offers.
Visit Site
 

 


Low Rate Credit Cards
Balance Transfer Credit Cards
Virgin Flyer Credit .. Product Image 1.9%
for first 9 months
Visit Site Details
5 Balance Transfer Cards
0%6 mths BP-Citibank MasterCar ... Details
0%7 mths Emirates Citibank Pla ... Details
0%6 mths HSBC Platinum Credit ... Details
0.9%9 mths Citibank Rewards Cred ... Details
1.9%6 mths BOQ Low Rate Visa Car ... Details
MORE BALANCE TRANSFER CARDS
Platinum & Gold Credit Cards
Product Image Conditions Apply
NAB Gold Card (1% BT for 12 months)
  • 1% p.a. on balance transfers for up to 12 ...
  • Complimentary NAB Overseas Travel Insuran ...
Product Image Conditions Apply
American Express Platinum Edge Credit Card
  • Receive 20,000 membership rewards bonus p ...
  • Enjoy a special introductory Interest Rat ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
Emirates Citibank Platinum Card - 4 miles per $1 spent ..
  • Earn 4 Skywards Miles for every $1 spent ...
  • 0% p.a. for 7 months on balance transfers ...
Product Image Conditions Apply
Virgin Flyer Credit Card - 1.9% BT for 9 months
  • 1.9% p.a. for 9 months on balance transfe ...
  • Earn 1 Velocity Point per $1 spent up to ...
Introductory Rate Credit Cards
5 Low Rate Intro Credit Cards
0%6 mths American Express Plat ... Details
0%6 mths American Express Plat ... Details
2.99%12 mths NAB Low Rate Visa Car ... Details
4.99%5 mths Visa Platinum Credit ...
0%6 mths ANZ Platinum (0% p.a. ...
MORE INTRO RATE CREDIT CARDS
Business Credit Cards
CitiBusiness Gold Ca.. Product Image 0%
for first 4 months
Visit Site Details
Top 5 Low Rate Business Cards
10.65%
Heritage Visa Busines ...
12.50%
Commonwealth Business ...
12.50%
Commonwealth Corporat ...
12.95%
Heritage Visa Busines ...
13.45%
Newcastle Permanent B ...
MORE BUSINESS CREDIT CARDS

Credit Card News

ANZ platinum waving annual card fees

The ANZ Platinum Visa credit card is offering an annual fee waiver. Read full article

Shoppers love their debit cards

The frequency of non-cash payments increased by eight per cent last year, according to the Bankwest Cash Report. Read full article

Credit card rates set to rise, despite rate cuts

Credit card interest rates remain stuck at high levels and relief is unlikely even if the Reserve Bank of Australia announces an official rate cut next week. Read full article

Virgin High Flyer proving very popular

Virgin Money chief executive, Matt Baxby is preparing new product launches. Read full article

Online shopping driving up big family debts

Online shopping has fuelled a household debt crisis, with financial counsellors struggling to keep up with demand for help. Read full article

Qantas Amex card still giving away 10,000 points

The Qantas American Express Discovery Card, with no annual fee, is currently offering up to 10,000 extra Qantas Frequent Flyer points to people who apply for the card before the 31 March 2012. Read full article

Premium credit card rates still going up

Platinum and gold credit card interest rates average 19 per cent despite the drop in official interest rates to 4.5 per cent. Standard card rates averaged 15.93 per cent. Read full article

More Credit Card News >

Credit Card Guides

Instant Approval Credit Cards

Credit card companies have stepped up to the plate and now offer near instant approval credit cards. Read full article

Credit Card Deals

When searching for the best deal, we have suggested a few steps to make the process easier. Read full article

Cheapest Credit Cards in Australia

If you have been searching for the cheapest credit cards in Australia, you have come to the right place. Often, people are searching for a card that will give them the best value for their money. Read full article

Australian credit card types: Rates and Fees

Consumers are aware that there are many different types of credit cards available and the better understood ones are the ones that draw focus to rates and fees. Read full article

Australian credit card types: Balance Transfer

Balance transfer credit cards are all the craze at the moment and it is easy to see why. Read full article

Australian credit card types: Credit Card Rewards

Everyone enjoys the idea of a credit card that rewards you for spending money, but Caveat Emptor! Read full article

Rewards Credit Cards

Todays credit card reward programs are dynamic and sophisticated regimes used to excite and entice spenders. Read full article

More Credit Card Guides >



Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.