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Credit Card Comparison


Credit Card Myth #1

You need to keep all your banking together at one institution.

Your ideal savings account, credit card and transaction account may not be at one bank. It's your money, so shop around for the rates and features you want.

 

Australia’s best credit card hints and tips

InfoChoice has compiled a list of what it considers are the best credit card hints and tips to help Australians save money.
Read full article >

 

Review Credit Cards

Simply select the features you require using our search selector or browse from the listings based on what type of card you want.

Low Rate Cards

Balance Transfer Offers

Introductory Rate Offers

Platinum & Gold Cards

Reward Cards

Business Cards

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Today's Featured Credit Cards

 
 

HSBC Credit Card - 0% BT for 8 months & No Annual Fee Factsheet  >

Credit card image
  • A low introductory rate of 0% p.a. for 8 months on balance transfers. 
  • $0 annual fee for the life of the card.
  • Home and Away Privilege Program - instant discounts on shopping, travel, accommodation and more.
  • Up to 55 days interest-free on purchases (when you pay the full balance by the due date each month).
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Citibank Ready Credit (2.9% p.a. for 24 months BTO) Factsheet  >

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  • 2.9% p.a. for 24 months on balances transferred. 
  • Pay no annual fee, no monthly servicing fees and no cash advance fees ever.
  • Access cash anytime using your Visa Debit Card fee free at over 3,000 ATMs.
  • A low one off $69 establishment fee.
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Virgin Flyer Credit Card - 1.9% BT for 12 monthsFactsheet  >

Credit card image
  • 1.9% on purchases and balances transferred for 12 months.
  • Exclusive offer - $50 annual fee for the first year*, that’s a saving of $49.
  • Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2 spent.
  • Buy a seat on Virgin Australia with your new Virgin Flyer Credit Card to receive a second seat free*, up to 4 times a year, every year.
  • Terms and Conditions apply.  Visit Virgin Money's website for conditions and full details.
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Low Rate Credit Cards
Balance Transfer Credit Cards
HSBC Credit Card - 0.. Product Image 0%
for first 8 months
Visit Site Details
5 Balance Transfer Cards
0%6 mths BP-Citibank MasterCar ... Details
0%6 mths Citibank Clear Platin ... Details
0%6 mths HSBC Platinum Credit ... Details
0%6 mths Coles MasterCard Details
0.9%12 mths Emirates Citibank Pla ... Details
MORE BALANCE TRANSFER CARDS
Platinum & Gold Credit Cards
Product Image Conditions Apply
HSBC Platinum Credit Card (0% BT for 6 months & No Annu..
  • 0% p.a. balance transfer for 6 months fro ...
  • $0 annual fee for the first year (a savin ...
Product Image Conditions Apply
American Express Platinum Edge Credit Card
  • Enjoy a special introductory Interest Rat ...
  • Receive 24/7 access to the Platinum Prior ...
Cash Back Cards & Rewards Credit Cards
Product Image Conditions Apply
Virgin Flyer Credit Card - 1.9% BT for 12 months
  • 1.9% p.a. for 12 months on balance transf ...
  • $50 annual fee for the first year.
Product Image Conditions Apply
Citibank Rewards Credit Card - Platinum (1.9% BT for 15..
  • A low introductory rate of 1.9% p.a. for ...
  • A range of complimentary insurances inclu ...
Introductory Rate Credit Cards
5 Low Rate Intro Credit Cards
0%6 mths Qantas American Expre ... Details
0%6 mths Qantas American Expre ... Details
0%6 mths American Express Plat ... Details
0%6 mths American Express Plat ... Details
0%6 mths American Express Velo ... Details
MORE INTRO RATE CREDIT CARDS
Business Credit Cards
CitiBusiness Gold Ca.. Product Image 0%
for first 4 months
Visit Site Details
Top 5 Low Rate Business Cards
10.65%
Heritage Visa Busines ...
12.50%
Commonwealth Business ...
12.50%
Commonwealth Corporat ...
12.95%
Heritage Visa Busines ...
13.45%
Newcastle Permanent B ...
MORE BUSINESS CREDIT CARDS

Credit Card News

ANZ credit card rates go up 0.15%

ANZ has increased the purchase rate on all its consumer credit cards by 15 basis points. Read full article

$50 cash back on new CommBank credit cards

Until the 2nd of June 2012, Commonwealth Bank is giving away $50 cash back to new credit card holders when they make a purchase within 30 days of being approved. Read full article

Comparing loan & cards delivers huge savings

On a major debt like your mortgage, slicing just a fraction off the interest rate with a cheaper loan can mean big savings on monthly repayments. Read full article

NAB offers 1% on balance transfers for 12 months

People who apply for a Gold Visa credit card from National Australia Bank before the 30 June 2012 will be eligible for a 1 per cent rate on all balance transfers for 12 months. Read full article

Three cards for travellers

Consumer group Choice spokeswoman Ingrid Just predicts there will be further development in credit cards specifically designed for overseas travel such as the GE 28 Degrees MasterCard, Citibank Plus Transaction Account/Visa debit card and the NAB Gold Vis Read full article

Look for card security or risk your cash

Last year, Aussies lost $1.4 billion by credit card fraud, identity theft and personal finance scams. Read full article

Qantas frequent flyer may become money

Qantas is considering turning its Frequent Flyer cards into prepaid travel money cards that can be used in shops, restaurants and ATMs overseas. Read full article

More Credit Card News >

Credit Card Guides

Instant Approval Credit Cards

Credit card companies have stepped up to the plate and now offer near instant approval credit cards. Read full article

Cheapest Credit Cards in Australia

If you have been searching for the cheapest credit cards in Australia, you have come to the right place. Often, people are searching for a card that will give them the best value for their money. Read full article

Credit Card Deals

When searching for the best deal, we have suggested a few steps to make the process easier. Read full article

Australian credit card types: Credit Card Rewards

Everyone enjoys the idea of a credit card that rewards you for spending money, but Caveat Emptor! Read full article

Australian credit card types: Balance Transfer

Balance transfer credit cards are all the craze at the moment and it is easy to see why. Read full article

Balance Transfer Credit Card Offers

Cutting back on the interest expense is not the only way you can save money with a balance transfer credit card. Read full article

Australian credit card types: Rates and Fees

Consumers are aware that there are many different types of credit cards available and the better understood ones are the ones that draw focus to rates and fees. Read full article

More Credit Card Guides >



Choosing a Credit Card

Looking for a credit card? We can help you sort through the 200+ cards on the market, You’ll need to decide whether you want a low-rate credit card or a rewards card or perhaps you’d prefer a frequent flyer based card or a Platinum card with lots of rewards and lifestyle benefits. Would an interest-free period be your best bet or do you want to transfer you’re balance from anther card? Simply select the features you require using our search selector or browse from the listings based on what type of card you want and you are away.

If you are looking to consolidate your debt with a credit card, you should take a look at our balance transfer cards and low rate card comparisons. Credit cards can be an alternative to a personal loan; you can often get a card with little or no rate for up to 12 months. Make sure you check the standard rate doesn't revert back to a high interest rate once the transfer term ends.

Pay your balance at the end of each month? Then a gold card, platinum card or rewards card may be what you're after. Not sure who offers the best return on how much you spend? Search our listings and use the spend required for $100 reward comparison or the spend for a Sydney to Melbourne flight comparison.

Can’t decide between 2 or more cards? Create a shortlist with our unique ‘Credit Card comparison’ tool, just tick the box next to the cards you like and hit the 'compare selected' button. Once you have found your credit card, use the 'Apply button' to connect you to the provider.

When it comes to your credit card, it pays to make the right choice. At infochoice we make it easy to find the best credit card, choose the credit card on your terms – not the banks’.