Bank Australia

Bank Australia is a 100% customer owned, responsible bank.
We reinvest in the bank to provide fairer fees, better interest rates and responsible products for our customers.
Over the past decade, our customers have collectively been around $20 million better off each year with Bank Australia than the big four.

Bank Australia

Bank Australia is a 100% customer owned, responsible bank.
We reinvest in the bank to provide fairer fees, better interest rates and responsible products for our customers.
Over the past decade, our customers have collectively been around $20 million better off each year with Bank Australia than the big four.

Basic Home Loan

Variable
Rate 3.55
Comparison
Rate 3.56

Basic Home Loan - Investment (IO)

Variable
Rate 4.06
Comparison
Rate 4.10

Basic Home Loan - Investment (P&I)

Variable
Rate 3.76
Comparison
Rate 3.80

Basic Special Home Loan LVR <80%

Variable
Rate 3.35
Comparison
Rate 3.36

Bridging Loan

Variable
Rate 4.51
Comparison
Rate 4.55

Fixed Home Loan

Variable
Rate
Comparison
Rate

Fixed Home Loan - Investment IO

Variable
Rate
Comparison
Rate

Fixed Home Loan - Investment P&I

Variable
Rate
Comparison
Rate

Premium Home Loan - Investment IO

Variable
Rate
Comparison
Rate

Premium Home Loan - Investment IO

Variable
Rate 4.96
Comparison
Rate 5.00

Premium Home Loan - Investment P&I

Variable
Rate
Comparison
Rate

Premium Home Loan - Investment P&I

Variable
Rate 4.76
Comparison
Rate 4.80

Premium Home Loan LVR <80%

Variable
Rate
Comparison
Rate

Premium Home Loan LVR >80%

Variable
Rate 4.41
Comparison
Rate 4.45

Premium Package Loan $100k - $400k - Investment IO

Variable
Rate 4.16
Comparison
Rate 4.50

Premium Package Loan $100k - $400k - Investment P&I

Variable
Rate 3.96
Comparison
Rate 4.31

Premium Package Loan $150k - $400k (LVR <70%)

Variable
Rate 3.38
Comparison
Rate 3.74

Premium Package Loan $150k - $500k (LVR <90%)

Variable
Rate 3.83
Comparison
Rate 4.18

Premium Package Loan $150k - $500k (LVR 70%-90%)

Variable
Rate 3.48
Comparison
Rate 3.84

Premium Package Loan $400k - $700k - Investment IO

Variable
Rate 4.06
Comparison
Rate 4.41

Premium Package Loan $400k - $700k - Investment P&I

Variable
Rate 3.86
Comparison
Rate 4.21

Premium Package Loan $500k+ (LVR 70%-90%)

Variable
Rate 3.43
Comparison
Rate 3.79

Premium Package Loan $500k+ (LVR 70%-90%)

Variable
Rate 3.43
Comparison
Rate 3.79

Premium Package Loan $500k+ (LVR 70%-90%)

Variable
Rate 3.78
Comparison
Rate 4.13

Premium Package Loan $700k+ - Investment IO

Variable
Rate 4.12
Comparison
Rate 4.46

Premium Package Loan $700k+ - Investment P&I

Variable
Rate 3.92
Comparison
Rate 4.27

Fixed Rate Car Loan

1st year Fixed
Rate 6.45
Comparison
Rate.

Fixed Rate Car Loan (with Low Emission Vehicle Discount)

1st year Fixed
Rate 5.45
Comparison
Rate. 5.45

Lifestyle Personal Loan - for property owners^

1st year Fixed
Rate
Comparison
Rate.

Lifestyle Personal Loan^

1st year Fixed
Rate
Comparison
Rate.

Overdraft (Secured)

1st year Fixed
Rate
Comparison
Rate.

Overdraft (Unsecured)

1st year Fixed
Rate
Comparison
Rate.

Bank Australia Low Rate VISA

Purchase
Rate 9.39
Annual
Fee $59.00

Bank Australia Platinum Rewards Visa Credit Card

Purchase
Rate 18.24
Annual
Fee $189.00

Bank Australia VISA Credit Card

Purchase
Rate 12.39
Annual
Fee

Basic Access

Max Interest rate($10,000) Base Interest rate($10,000)

Bonus Saver Account

Max Interest rate($10,000) 1 Base Interest rate($10,000) 0.10

Christmas Saver

Max Interest rate($10,000) Base Interest rate($10,000) 0.75

Everyday Access

Max Interest rate($10,000) 1 Base Interest rate($10,000) 0.01

mySaver

Max Interest rate($10,000) Base Interest rate($10,000) 0.10

Online Saver Account

Max Interest rate($10,000) Base Interest rate($10,000) 1.20

Pension Access

Max Interest rate($10,000) Base Interest rate($10,000) 1.60

Term Deposit

90 Days

1.15
1 Yr Paid
Annually 1.85

Term Deposit

90 Days

2.00
1 Yr Paid
Annually 2.00

Term Deposit

90 Days

2.00
1 Yr Paid
Annually 2.00

Term Deposit

90 Days

2.00
1 Yr Paid
Annually 2.00

Term Deposit

90 Days

2.00
1 Yr Paid
Annually 2.00