Brooke's latest articles
What is a redraw home loan and how does it work?
Do you want to make extra repayments on your home loan but worry about losing access to your spare cash? A redraw facility might be for you!
Rentvesting: A Unique Path to Home Ownership and Wealth Creation
Property ownership has long been heralded the ‘great Australian dream’, but buying a ‘dream’ house appears increasingly out of reach for...
Refinancing Your Home Loan For a Car
Many borrowers might ask the question: Is it possible (and worthwhile) to increase your home loan to purchase a new set of wheels?
How to buy a new or used car
The process of finding a set of wheels you like, negotiating with dealers or sellers, financing its purchase, and driving it away can be complex. Though, it doe...
Avoiding mortgage stress: How much of your income should go towards repayments?
More Australians than ever before are at risk of mortgage stress: A whopping 1.5 million, according to Roy Morgan.
Offset or extra repayments: Using a lump sum to improve your home loan position
The decision to pay off a home loan or keep excess funds in an offset account is a personal one, but here are some things to consider.
How to overdraw your bank account
Have you ever checked your bank account and found your balance was negative? If so, you know what it’s like to be overdrawn. These Australian banks let yo...
Exploring Sharia home loans and Islamic banking options in Australia
For those of Islamic faith, there are numerous factors beyond house prices and the ability to save a deposit that can pave the way to getting onto the property ...
Rental income and tax: What Australian investors need to know
Buying a rental property can boost your income without stretching out your working week. However, property investors should be aware of the tax implications of ...
The benefits of overpaying your mortgage
One way to shorten the timeframe of your 25 or 30-year mortgage is to make repayments above and beyond the minimums set by a bank or lender.
Borrowing from an SMSF: Can SMSFs lend money?
One of the golden rules of SMSFs is that they must be run to benefit the retirement of those who own them. So, with that in mind, can SMSFs lend money?
When will interest rates go down?
An entirely new generation of borrowers have learnt a painful lesson in recent times, but the worst might be over. Prominent experts are forecasting interest ra...
