Bernadette's latest articles

Harrison Astbury

Which banks and credit unions are covered by the government's deposit guarantee?

Term deposits and bank accounts are covered by the Australian Government Guarantee scheme up to the value of $250,000 per account holder, per bank. This is othe...

23 Oct 2025
Bernadette Lunas

What is a Margin Loan?

If you want to grow your portfolio faster, borrowing to invest can be a powerful strategy. But remember, the same leverage that boosts gains can also accelerate...

22 Oct 2025
Bernadette Lunas

What is the First Home Super Saver Scheme (FHSS)?

Is the First Home Super Saver (FHSS) scheme a worthwhile option for first-home buyers trying to get their foot in the property market?

13 Oct 2025
Harrison Astbury

Home Loan Statistics Australia

Compare mortgage statistics such as average interest rates, average home loan sizes, first home buyer numbers and more.

13 Oct 2025
Bernadette Lunas

Car Loans for Pensioners

Pensioner car loans are helping retirees stay on the road and independent. Find out if you qualify.

05 Sep 2025
Bernadette Lunas

Fixed vs Variable Rate Home Loans

Before signing on to a home loan, you need to choose whether you want to lock yourself into a rate or opt for one that may change depending on market movements....

05 Sep 2025
Bernadette Lunas

Which Bank Is Best for Home Loans in Australia?

Selecting the right bank for your home loan can significantly impact your financial future. Here are the essential factors to consider when choosing your mortga...

04 Sep 2025
Bernadette Lunas

Choosing a Financial Adviser

A financial adviser helps clients make informed decisions about their money. But how would you know if the advice and the adviser are right for you?

26 Aug 2025
Alexi Falson

Everything You Need to Know About Chattel Mortgages

A chattel mortgage is a popular financial option for Australian businesses looking to upgrade their work vehicle, heavy machinery or specialist equipment. Disco...

21 Aug 2025
Bernadette Lunas

All About Business Term Deposits

If your business has extra cash on hand, a term deposit made exclusively for enterprises can be a low-risk way to earn guaranteed interest.

19 Aug 2025
Bernadette Lunas

Credit Card Rewards

Compare rewards and cash back credit card interest rates, fees, charges and features. Find credit cards with bonus QFF, Velocity and frequent flyer points offer...

10 Jul 2025
Bernadette Lunas

Frequent Flyer Credit Cards

Compare one of the best frequent flyer credit cards to earn miles faster, enjoy travel perks, and save on flights. Find the top card for your travel goals.

10 Jul 2025