About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

RBA resists rate cuts despite mounting pressures

The Reserve Bank of Australia (RBA) has enacted to leave the cash rate unchanged from its 12-year peak of 4.35% until November.

24 Sep 2024
Bernadette Lunas

Mutual bank unveils record-high 6% savings account rate

A customer-owned bank launched a special 6% p.a. rate for its savings account product last week, the first time such a rate has been seen in 11 years. But is...

23 Sep 2024
Bernadette Lunas

Axe falls on term deposits as credit unions lead the charge

The past week has delivered another round of term deposit rate cuts, mostly from Australian credit unions and mutual banks.

20 Sep 2024
Bernadette Lunas

Investing in Overseas Property With Your SMSF

Investing in overseas property using your self-managed superannuation fund (SMSF) is possible under Australian law, but several rules and regulations must be...

20 Sep 2024
Bernadette Lunas

Fed slashes interest rates by 50bps, pressuring RBA to respond

The US Federal Reserve has slashed its interest rates by half a point overnight in an aggressive start to its first easing cycle in four years, increasing pr...

19 Sep 2024
Bernadette Lunas

Aussie sellers reap record-high profits in property sales

Aussie vendors netted record profits from property sales in the June quarter, a recent report revealed.

18 Sep 2024
Bernadette Lunas

Credit card fees, rates on the rise amid decline in credit reliance

National Australia Bank (NAB) hiked interest rates and fees across select credit cards on Friday as Aussie consumers become less reliant on the plastic to ma...

13 Sep 2024
Bernadette Lunas

Fixed rate home loans in freefall as lenders race to the bottom

Australia's fixed rate home loan market continues to see increased activity, with more lenders taking a knife to their interest rates.

13 Sep 2024
Bernadette Lunas

Guide to Micro Investing Apps in Australia

Micro-investing apps have helped democratise the investing landscape in Australia, allowing anyone to build wealth even with just their spare change.

12 Sep 2024
Bernadette Lunas

Big bank integrates cashback platform in-app to enhance customer savings

Major Australian bank ANZ has announced the launch of Cashrewards add-on within its mobile Plus app, streamlining cashback opportunities for customers.

10 Sep 2024
Bernadette Lunas

Australia’s total residential real estate value hits a new record

The combined value of Australia's residential real estate has set a new record, climbing to $10.91 trillion in the June quarter of 2024.

10 Sep 2024
Bernadette Lunas

Rising mortgage costs drive more first home buyers towards Home Guarantee Scheme

Around one in three first home buyers across Australia in the 2023 financial year entered the housing market with the support of the Home Guarantee Scheme (H...

09 Sep 2024