Bernadette's latest articles
What is Lenders Mortgage Insurance?
Lenders mortgage insurance or LMI can be an expensive cost on top of your home loan deposit. Find out what it actually is and how it works.
How to Save Money in Australia: Essential Tips
Thinking of saving money but don’t know where to start? Don’t fret, we’ve all been there. Here’s a list of practical strategies to help ...
What Happens if Settlement is Delayed by Buyer or Bank
Property settlement delay can be a major headache. Here’s what you need to know about it when it happens.
What Happens on Settlement Day?
Much like other stages of the home-buying journey, settlement day involves many moving parts. Here’s a complete guide on what to do and what to expect, wh...
Guide to Buying Foreclosed Homes in Australia
Buying a foreclosed property can be a mixed bag of risks and opportunities. Here’s everything you need to know to determine if investing in a repossessed ...
How Do Caravan Loans Work?
Turn your dream of exploring the great outdoors into reality with the right caravan loan tailored to your needs.
What happens if my home loan is declined after unconditional approval?
While it is rare, a loan can still be declined even after unconditional approval. Here are the reasons why, and what to do about it.
Can you withdraw from a house sale before settlement?
In an ideal scenario, you wouldn’t back out of a house sale before settlement, but if you do, you need to be ready for the financial and legal consequence...
Home Loan Broker Fees and Costs
Are you considering engaging with a mortgage broker but have no idea what it will cost you? We asked them so you don’t have to.
What is an equity release for seniors and retirees?
If you are over 60 years old, own your home, and need funds for retirement, unlocking the equity in your home can be a financial solution. But before you do, yo...
Home Loan Fees and Charges
It's easy to be absorbed in the excitement of finally having the funds to purchase your home that you might overlook the fact that the loan you use comes with a...
Pre-approval Home Loan Requirements and Documents
Getting pre-approved for a loan gives you a head start in your homebuying journey. You just need to meet a couple of requirements and submit key documents to en...
